# Debt Snowball Calculator — Plan your debt free journey > Calculate and track your debt payoff journey with a personalized plan. (iPhone/iPad app by Jesse Flores.) - Source: https://appshunter.io/ios/app/debt-snowball-calculator/id1445755571 (this page in markdown: same URL + `.md`) - Developer: [Jesse Flores](https://appshunter.io/developer/1445750174) - Category: Finance - Price: $1.99 - Rating: 3.60/5 from 53 App Store ratings · 42 written reviews indexed - Age rating: 4+ - Requires: iOS 12.1 · 22 MB - Languages: American English - Released: 2019-02-24 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/debt-snowball-calculator/id1445755571/reviews.md ## What is Debt Snowball Calculator? The simplest way to stop feeling overwhelmed with debt is to take your first step towards financial freedom. Use the Debt Snowball app to create an action plan that calculates your debt free journey and allows you to track your progress with our debt tracker. Your financial toolbox just got bigger, pair it with your budget, mortgage, student loan, car loan apps, to help you achieve your ultimate goal - Financial Independence. The Debt Snowball Calculator calculates the number of months and years it will take to become debt free using your smallest balance, highest interest or any order you choose. Depending on your debt, you will either save big or not much at all. Choose a method that works for you. The Debt Tracker allows you to track your progress by recording monthly payments made to your debt. Every time a payment is recorded your status will be updated and changes will be made to your overall journey. Here's how to use it. Enter in your debt and the app will create a debt free plan. This plan will give you a timeline for car loan payoffs, credit card payoffs, student loan payoffs and mortgage payoffs. Track your monthly progress by recording your payments allowing you to view how much your journey has changed. Create printable debt-free charts. Choose between two styles: a blank chart where you can fill in your own information or a chart where the app generates all your payments. You'll be tracking your debt-free journey in no time! Are you loving the app? We'd love to hear from you! Please take a moment to leave us a nice review or send us an email at apps@everydayworks.com. We appreciate all your support! ## Key features - Debt payoff plan creation - Progress tracking - Customizable payoff order - Printable debt-free charts - Monthly payment logging ## Recent user reviews (10 of 42) All indexed reviews: https://appshunter.io/ios/app/debt-snowball-calculator/id1445755571/reviews.md ### 1/5 — Don’t buy it *2024-11-06, version 2.0* Does not work. Data keeps disappearing one day to another. Full of bugs. Very disappointed ### 1/5 — Don’t bother *2024-02-21* App only works in vertical orientation on iPad. Entered one debt and came back later to enter more - only showed original debt. Added all my debts, synced and still only showed orignal debt entered. Buggy, drag and drop to are custom order didn’t work. No instructions or help file. Save your money. ### 1/5 — Purchaser *2024-02-10, version 2.0* Not what I expected. Waste of money, do not buy. ### 1/5 — What a waste *2022-02-26* I just literally paid for this app. I am trying to add the first debt and everyone I put the information in and go to add it it just locks me out of the app. There’s nothing saved. I have to open the app all over again and then enter the information all over again for it to kick me out of the app all over again. This was a waste. There’s no resolution no back button and nothing saved to go back to. I’m so disappointed. ### 4/5 — Great App *2021-10-04* I really like this app and have been using it for several months. The only issues I’ve had is that the downloadable payoff charts don’t print well. I tried to contact the Developer about it but couldn’t find a way to message them. I would give this app a solid 5 stars if I could print the charts. ### 2/5 — Calculation Errors *2020-10-27* I’ve been using this app for a while now with no issues. About a month ago, it randomly deleted all of my information and I has to reinput it. Ever since then, when I pay off a debt and delete it, it extends my debt snowball! The last debt I deleted (about $1800) took my debt snowball from 2.4 years to 3.6 years. This is an ongoing issue that’s been happening and at this point I’m looking for another app that’s accurate. Fix the bugs developers! Also, find a way to record a debt is paid off instead of just deleting it. The app won’t let you put $0 as a balance. ### 3/5 — Its okay *2020-07-23, version 1.5* It shows you the calculations on how to pay back your debt but it doesn’t save all your debt info. You have to re enter all that information again which is stupid and annoying. ### 5/5 — Love it but.... *2020-05-22, version 1.5* Love this app but is there a way to print all of your debt on one sheet instead of different sheets? ### 4/5 — Get rid of your debt! *2020-03-08* I have been looking for a app that helps me pay off my debt with the snowball method. I tried many different ones and then i saw this one. I read reviews and thought about not purchasing but i did and it turns out to be the best one. You add all your debts. You choose how you want to tackle them. Low interest. Low balance or just choose exactly what order you want. Then you can add how much extra you want to add to the snowball. It will then show you all your debts by month and how much you will be paying to each. It also shows you how long it would take to pay it off. My only issue is that it does not show you up to date info. So if i make those payments to my card, i would have to go into each debt manually and edit the amount owed so that it updates the payments plan. It should have a button to make payments to each debt and allow you yo input exactly how much you paid, which then would update the plan. Besides that, i think this is a very good app. Wry useful and will motivate you to get out of debt quickly. So add a $1.99 debt to one or your cards and buy this app. **Developer response:** Thank you so much for your review. We are working on adding more features to the app soon. ### 3/5 — iPad Pro *2020-02-25, version 1.5* The app looked promising and I was looking forward to using, but it doesn’t seem to work with the IPad Pro. There’s only a continuous loading screen. I am giving a neutral 3 stars. ## Frequently asked questions about Debt Snowball Calculator ### What does the Debt Snowball Calculator app do? This app helps you create a personalized action plan to become debt-free. It calculates the time it will take to pay off your debts and allows you to track your progress by recording monthly payments. You can also generate printable charts to visualize your journey. ### How does the debt payoff calculation work? You enter your debts, and the app calculates your debt-free journey based on your smallest balance, highest interest, or any order you choose. It provides a timeline for paying off various loans like car, credit card, student, and mortgage. ### Is the Debt Snowball Calculator app free to use? Yes, the app is completely free to use. It does not have any in-app purchases or advertisements, allowing you to focus on your financial goals without interruption. ### Can I track my progress with this app? Absolutely. The app features a debt tracker where you can record your monthly payments. Each payment recorded updates your progress and adjusts your overall debt-free journey timeline. ### What kind of printable charts can I create? You can create printable debt-free charts in two styles. One is a blank chart for you to fill in your own information, and the other is generated by the app, showing all your calculated payments. ## Version history (last 5 releases) ### 2.0 — 2020-10-02 NEW! Now you can track your debt every month by recording the payments you make to each debt. Once recorded, your debt-free journey will be automatically adjusted. ### 1.5 — 2020-01-01 Bug fixes ### 1.4 — 2019-07-23 New Feature! Choose how you snowball by using three different payment methods. 1. Smallest balance 2. Highest Interest 3. Custom (This allows you to order your action plan based on any criteria.) ### 1.3 — 2019-05-06 New Features! - You can now change your currency. - Set monthly, annually, or one-time extra payments. - A creditor balance that increases due to a small monthly payment and high-interest rates can now be added. - iPad support. *********** Bug fixes ### 1.2 — 2019-03-12 New! We just added a new debt-free chart. The app will now generate a personalized chart with your information, name, payments, and length of the journey. Simply, create your plan and press on the "Create Printable Chart" button to start tracking your debt-free journey. We also fixed a crashing bug. ## Apps similar to Debt Snowball Calculator | App | Rating | Price | Category | | --- | --- | --- | --- | | [Debt Snowball - Payoff Planner](https://appshunter.io/ios/app/debt-snowball-payoff-planner/id1478622759) | 4.7 (1,015) | Free | Finance | | [Debt Payoff Planner & Tracker](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715) | 4.7 (6,741) | Free | Finance | | [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,049) | Free | Finance | | [Debt Payoff Box: Snowball Plan](https://appshunter.io/ios/app/debt-payoff-box-snowball-plan/id1240710873) | 4.5 (2,346) | Free | Finance | | [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,174) | Free | Finance | | [Debt Payoff Planner - Monnelia](https://appshunter.io/ios/app/debt-payoff-planner-monnelia/id6478008842) | 4.4 (11) | Free | Finance | ## More apps by Jesse Flores - [Daily To-do List](https://appshunter.io/ios/app/daily-to-do-list/id1448170519) - [Crush List](https://appshunter.io/ios/app/crush-list/id1467877612) - [Daily Crush List](https://appshunter.io/ios/app/daily-crush-list/id6737909113) All apps by Jesse Flores: https://appshunter.io/developer/1445750174 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*