# Debt Snowball+

> Debt payoff tracker using the snowball method with progress visualization. (iPhone/iPad app by 30 South LLC.)

- Source: https://appshunter.io/ios/app/debt-snowball-plus/id516229756 (this page in markdown: same URL + `.md`)
- Developer: [30 South LLC](https://appshunter.io/developer/331245760)
- Category: Finance, Productivity
- Price: $1.99
- Rating: 3.30/5 from 10 App Store ratings · 45 written reviews indexed
- Age rating: 4+
- Requires: iOS 7.0 · 9 MB
- Languages: American English
- Released: 2012-04-16
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/debt-snowball-plus/id516229756/reviews.md

## What is Debt Snowball+?

Get out of debt faster! Debt Snowball+ follows the tried and true method of paying off debt that is advocated by many professionals. As soon as you pay off one debt, you apply that payment to the next debt and the amount you are paying builds like a snowball rolling downhill. 

With this app you can track your debts to see your progress and wipe out your debt faster. You can easily see how much time and interest you are saving along the way. 

"This is a great financial planning app with a clean and crisp interface. I would highly recommend it for anyone looking to tackle his or her overwhelming debt." ~AppAdvice.com

Major Features:
-Shows time and interest saved
-Tracks your debt
-Alerts with bill notifications
-Charts your savings
-Protects your information with passcode lock

## Key features

- Debt tracking
- Snowball method implementation
- Time and interest savings visualization
- Bill payment alerts
- Savings charts
- Passcode protection

## Recent user reviews (10 of 45)

All indexed reviews: https://appshunter.io/ios/app/debt-snowball-plus/id516229756/reviews.md

### 1/5 — What happened

*2024-02-24*

It use to work great now it will not open. It immediately crashes after clicking on it.

### 1/5 — Must Add Minimum Payment

*2020-10-02, version 1.6*

I would love to use this tracker, but it doesn’t allow the minimum payment to be zero (such as a loan from family or student loan before you graduate)

### 1/5 — Total waste

*2017-11-04, version 1.6*

Nothing I can’t do on excel here. Waste of money.

### 2/5 — Not worth even $2...

*2016-12-30, version 1.6*

I wanted to try the lite version, but it hadn't been updated since 2012. I took a chance and bought this, thinking it would be great. It's not. If you accidentally add a payment, you can't delete or edit it unless you completely delete the account and start again. It has horrible scrolls for calendars, etc. that are transparent and unusable, and on top of that, it doesn't even seem to be calculating things correctly. Don't buy this unless they do some serious updating.

### 5/5 — Awesome

*2016-12-06, version 1.6*

Seeing how much money and time you can save on a loan with a fast scroll is so helpful. This is a great tool to monitor debt and get rid of it faster!

### 3/5 — Want to like it but can't

*2016-02-21, version 1.5*

Want to like it but can't. This is the first app of this kind I tried and though it functions, I will have to look elsewhere. 

There is no backup/sync/export functionality. If you were recording for 2 years and decide to upgrade, you're done. If your phone crashes, you're done.

I tried to delete test recorded payment but couldn't. ??

Other than that, the design works well and the calculators actually fit my needs.

### 3/5 — Great with Dave Ramsey principals

*2015-09-30, version 1.5*

Good app but one MAJOR flaw.  If you record a payment it should show it as paid, instead it shows a negative days as others have stated. It's very annoying also I wish they had a bi-weekly payment option.  If they do I'm missing it otherwise good app. Please fix the negative days issue.

### 5/5 — Functional

*2015-03-08, version 1.04*

Happy with the simplicity of this app. The user interface is exactly what I was looking for.

### 4/5 — Great all and easy to use!!!

*2015-01-18, version 1.04*

Great all and easy to use!!!  Just wish there was a little bit more flexibility in things that could be changed and edited.

### 3/5 — Good, not great!

*2014-09-16, version 1.04*

Works pretty good except that some of my student loans are currently on income based repayment plans. The interest rate is still normal but payments are super low. I can't put in the accurate figures on these loans so I feel like it's throwing the whole calculation off until I can get back to standard payments. Other than that it's a good app.

## Frequently asked questions about Debt Snowball+

### What is the debt snowball method?

The debt snowball method is a debt reduction strategy where you pay off your smallest debts first while making minimum payments on your larger debts. Once a debt is paid off, you roll that payment amount into the next smallest debt, creating a 'snowball' effect that accelerates your payoff.

### How does this app help me get out of debt?

The app allows you to track all your debts and apply the debt snowball method. It visually shows your progress, calculates the time and interest you are saving, and provides bill notifications to ensure you stay on track with your payments.

### Is this app free to use?

Yes, based on the provided information, the app is available for free. There are no mentions of in-app purchases or subscription fees.

### What kind of financial information can I track?

You can track your various debts, monitor your progress in paying them off, and see how much time and interest you are saving. The app also provides charts to visualize your savings and alerts for upcoming bill payments.

### Is my financial information secure?

Yes, the app prioritizes the security of your information by offering passcode lock protection. This feature helps to safeguard your financial data from unauthorized access.

## Version history (last 5 releases)

### 1.6 — 2016-12-03

This app has been updated by Apple to display the Apple Watch app icon.

bug fixes

### 1.5 — 2015-09-18

-fixed passcode 
-change order of payments to show recent at top
-other bug fixes

### 1.04 — 2012-10-10

updated for iPhone 5 screen

### 1.02 — 2012-05-26

-minor bug fixes

### 1.01 — 2012-04-26

-minor bug fixes

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## More apps by 30 South LLC

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All apps by 30 South LLC: https://appshunter.io/developer/331245760

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
