# Debt Strategy Lite

> Debt payoff strategy planner and tracker for limited debts. (iPhone/iPad app by Anishu, Inc..)

- Source: https://appshunter.io/ios/app/debt-strategy-lite/id431503545 (this page in markdown: same URL + `.md`)
- Developer: [Anishu, Inc.](https://appshunter.io/developer/306257913)
- Category: Finance
- Price: Free
- Rating: 3.50/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 7.0 · 4 MB
- Languages: American English
- Released: 2011-04-19
- Data updated: 2026-08-16
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/debt-strategy-lite/id431503545/reviews.md

## What is Debt Strategy Lite?

Lite version of the Debt Strategy paid application. Limited to 2 debts.
*****

Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering your debts in the application, you can analyze how the choice of payment strategy or different extra amounts helps you pay off your debts sooner, and save on the total interest paid.  Debt Strategy supports multiple strategies such as:

- Minimum Payments Only
- Lowest Balances First, with rollover of payments from paid off loans
- Highest Interest Rate First, with rollover of payments from paid off loans

Debt Strategy helps you to take control of your debts. Pick one debt, either one with the lowest balance or one with the highest interest rate, and focus on paying it off first by paying a little more than the minimum. This will shave months off your debt. With your other debts, continue paying just the minimum. After you finish paying off the first debt, move on to the 2nd debt per your strategy. Roll over the amount you paid each month from your first debt to pay off this one. You will pay off the second debt even more quickly. Continue this strategy until all your debts are paid.

Features:

- Ability to enter debts and track debts.
- Ability to identify the best pay-off strategy, and perform what-if analysis with different additional amounts and pay-off strategies
- Graphical view of how the debts will be paid off
- Pie/Bar charts for debt break down by category, or remaining balance
- Monthly payment schedule for each debt
- Ability to enter payments during the life of the loan, and accurately track remaining balances
- Payment reminders so you can make your payments on time
- Ability to override the home currency
- Option to email a report
- Password protection

## Key features

- Identify best debt payoff strategy
- Track and manage multiple debts
- Perform what-if analysis
- Graphical debt payoff view
- Monthly payment schedules
- Payment reminders
- Password protection

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/debt-strategy-lite/id431503545/reviews.md

### 2/5 — Meh, ok until...

*2016-01-07*

I tried to enter a payment amount and according to the program the payment was too low for the specific debt. Overall the layout is nice but I will have to find a program that works according to my billing statements.

### 1/5 — 0% interest rate

*2012-09-20*

Will not allow a 0% interest rate. Useless for me unfortunately.

### 5/5 — Perfekt

*2011-05-04*

Perfekt, einfach zu bedienen. Genau was ich gesucht habe !

## Frequently asked questions about Debt Strategy Lite

### How many debts can I track with Debt Strategy Lite?

Debt Strategy Lite is a limited version and allows you to enter and track a maximum of 2 debts. This is a key limitation compared to the full paid application.

### What debt payoff strategies does Debt Strategy Lite support?

Debt Strategy Lite supports strategies such as Minimum Payments Only, Lowest Balances First with rollover, and Highest Interest Rate First with rollover. You can analyze how these strategies impact your payoff timeline and interest saved.

### Does Debt Strategy Lite offer payment reminders?

Yes, Debt Strategy Lite includes payment reminders to help you make your debt payments on time. This feature aids in consistent debt reduction and avoids late fees.

### Is Debt Strategy Lite secure?

Debt Strategy Lite offers password protection to secure your financial data. This helps ensure that only you can access your debt information within the application.

### What devices is Debt Strategy Lite available on?

Debt Strategy Lite is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Debt Strategy Lite updated?

The latest version of Debt Strategy Lite is 1.5.2, last updated on January 28, 2015. Users may wish to check for newer versions or alternative apps for more frequent updates.

### What is the user rating for Debt Strategy Lite?

Debt Strategy Lite has a rating of 3.5 stars from 2 ratings. This indicates a mixed reception from its limited user base.

### Does Debt Strategy Lite have ads?

Debt Strategy Lite does not contain advertisements. As a free application, it focuses on providing its core debt management features without interruption.

## Version history (last 5 releases)

### 1.5.2 — 2015-01-28

This app has been updated by Apple to display the Apple Watch app icon.

Support for 0% interest rate loans

### 1.5.1 — 2014-12-31

iPhone 6 and 6 Plus screen support

### 1.5.0 — 2014-12-03

- iOS8 update

### 1.0.2 — 2011-10-06

- Support for emailing payment schedule
- iPad support

### 1.0.1 — 2011-05-02

When a debt is paid off, the remaining portion of the payment is added into the next debt in that same month.

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## More apps by Anishu, Inc.

- [HomeBudget with Sync](https://appshunter.io/ios/app/homebudget-with-sync/id306257910)
- [HomeBudget Lite (w/ Sync)](https://appshunter.io/ios/app/homebudget-lite-w-sync/id307620907)
- [BizExpense](https://appshunter.io/ios/app/bizexpense/id311645665)
- [BizExpenseLite](https://appshunter.io/ios/app/bizexpenselite/id311650684)
- [Debt Strategy](https://appshunter.io/ios/app/debt-strategy/id428933378)

All apps by Anishu, Inc.: https://appshunter.io/developer/306257913

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*