# Debt Tracker - Balance Due — Pay off debt, loans & cards

> Personal debt management and repayment tracking application. (iPhone/iPad app by Paul Fraser.)

- Source: https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952 (this page in markdown: same URL + `.md`)
- Developer: [Paul Fraser](https://appshunter.io/developer/482131297)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 1.00/5 from 1 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 6 MB
- Languages: American English
- Released: 2025-05-27
- Data updated: 2026-09-06
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952/reviews.md

## What is Debt Tracker?

Debt Tracker - Balance Due makes paying off debt simple, clear, and motivating - without the clutter of a full budgeting app.

Add your credit cards, loans, finance agreements, and any money you owe, then watch your balances fall as you log payments. 
One clean overview shows it all: how much you owe, how much you've paid, and when you'll be debt-free.

See the moment you'll be free. Balance Due projects your debt-free date from your balances and monthly payments - and the Payoff Accelerator shows how paying a little extra each month brings that date forward.

KEY FEATURES
• Track every debt in one calm overview
• Credit cards, loans, finance, overdrafts and personal borrowing
• Projected debt-free date - per debt and overall
• Payoff Accelerator - see how extra payments speed things up
• Balance trend and payment history for each debt
• Clear progress bars and motivating status badges
• Quick-deduct buttons to log regular payments fast
• Beautiful light and dark design
• Your local currency, detected automatically

Private by design - your data stays on your device.

No accounts to create. 
No bank logins. 
No complicated budgeting tools - just a focused way to clear what you owe, one payment at a time.

Take control of your debt today.

## Key features

- Track multiple debt accounts
- Manage credit cards, loans, and personal borrowing
- Visualize repayment progress with percentage bars
- View paid and remaining balances
- Add monthly payment details and due dates
- Receive simple monthly payment summaries
- Stay motivated with progress-based messages

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Balance Due Pro | $6.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/debt-tracker-balance-due/id6746118952/reviews.md

### 1/5 — Can’t do anything

*2026-03-13*

First off you can’t change the currency used it’s set to euros 

Also you can only add up to teo debts and then you have to upgrade to pro to add anymore.  The app was on my phone for a total of 5 minutes before I deleted it. So useless

**Developer response:** Now supports euros 👌🏼 shame you can’t commit to your own financial wellbeing though, I can’t help with that.

### 5/5 — Fantastic

*2025-05-29*

This is a really brilliant app, simple and straight forward. It keeps me in the know of my finances 🥹

## Frequently asked questions about Debt Tracker

### What is Balance Due used for?

Balance Due is designed to help you manage and track multiple debts, such as credit cards and loans. It provides clear visualizations of your repayment progress and monthly summaries to keep you organized.

### Can I track different types of debt with Balance Due?

Yes, Balance Due allows you to track various types of debt including credit cards, loans, finance agreements, and personal borrowing, each with custom names and details.

### How does Balance Due help me stay motivated?

The app features progress-based messages and clear progress bars that show how close you are to clearing each balance, aiming to keep you motivated throughout your repayment journey.

### What devices does Balance Due support?

Currently, Balance Due is supported on iPhones. The app is designed for iOS devices.

### What is the age rating for Balance Due?

Balance Due has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### How often is Balance Due updated?

The latest version of Balance Due was released on May 5, 2026, indicating regular updates to improve functionality and user experience.

### Does Balance Due have ads?

Yes, Balance Due contains advertisements. Users may encounter ads while using the application.

### What are the pricing details for Balance Due?

Balance Due is available for free. However, it does offer in-app purchases for additional features or content.

## Version history (last 5 releases)

### 2.0.3 — 2026-08-04

Nothing flashy this time — just minor updates and performance improvements. Think of it as us paying down our technical debt while you pay down yours.

### 2.0.2 — 2026-07-06

Your finances are personal - now Balance Due can keep them that way. Turn on App Lock in Settings to secure the app with Face ID, Touch ID, or your passcode.

### 2.0.1 — 2026-07-05

Various fixes

### 2.0 — 2026-06-27

A beautiful redesign — and powerful new ways to reach debt-free.

• Brand-new design, in light and dark mode
• New overview with a live payoff graph
• Projected debt-free date for every debt
• Payoff Accelerator: see how paying extra speeds things up
• Payment history and balance trend on each debt
• Choose your currency
• Faster add & edit, plus lots of polish

### 1.5 — 2026-05-25

Now available in dark mode flavour

## Apps similar to Debt Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Balance Guide Lite](https://appshunter.io/ios/app/balance-guide-lite/id514090147) | 4.2 (12) | Free | Finance |
| [Count Cash Fast - TillBuddy](https://appshunter.io/ios/app/count-cash-fast-tillbuddy/id6751213028) | — | Free | Finance |
| [Account Tracker](https://appshunter.io/ios/app/account-tracker/id325834957) | 4.5 (33) | Free | Finance |
| [Debt Manager](https://appshunter.io/ios/app/debt-manager/id482482660) | 4.6 (554) | $0.99 | Finance |
| [Balance Guide: Bills Forecast](https://appshunter.io/ios/app/balance-guide-bills-forecast/id427557586) | 4.5 (15) | $2.99 | Finance |

## More apps by Paul Fraser

- [Do More](https://appshunter.io/ios/app/do-more/id6475199979)
- [Car Pal - MOT, Tax & Car Check](https://appshunter.io/ios/app/car-pal-mot-tax-and-car-check/id6504344643)
- [Companies House](https://appshunter.io/ios/app/companies-house/id6504839391)
- [Domainfo](https://appshunter.io/ios/app/domainfo/id6590626701)
- [Shifty!](https://appshunter.io/ios/app/shifty/id6702022030)
- [Edinburgh Bins](https://appshunter.io/ios/app/edinburgh-bins/id6736817730)

All apps by Paul Fraser: https://appshunter.io/developer/482131297

## Related topics

[credit card tracker debt](https://appshunter.io/ios/topics/credit-card-tracker-debt) · [payback balance tracker](https://appshunter.io/ios/topics/payback-balance-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*