# Debt Tracker IOU: Khatta Flow — Personal Loan Manager & Ledger

> Personal ledger and debt manager for tracking loans and IOUs. (iPhone/iPad app by Aniqa Safdar.)

- Source: https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630 (this page in markdown: same URL + `.md`)
- Developer: [Aniqa Safdar](https://appshunter.io/developer/1833685744)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 14 MB
- Languages: American English
- Released: 2026-02-09
- Data updated: 2026-08-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630/reviews.md

## What is Debt Tracker IOU?

Never forget who owes you money again. Khatta Flow is the most intuitive Personal Ledger and Debt Manager designed for anyone who frequently lends or borrows money. Whether you are managing small personal loans with friends or keeping a digital Khata Book for your business, Khatta Flow ensures your records are always precise and organized.

Why choose Khatta Flow?

Track Loans & IOUs: Easily log every transaction when you lend or borrow.

Smart Financial Insights: Visualize your net standing with clear charts and summaries.

Payment Reminders: Set custom notifications so you never miss a due date.

Stay Organized: Group transactions by person and add detailed notes or receipts for every entry.

Professional Reporting: Export your data to CSV for easy viewing in Excel or sharing with partners.

Perfect for:

Friends splitting bills or tracking shared expenses.

Small business owners needing a reliable debt collector app.

Anyone looking to ditch the paper and pen for a secure digital ledger.

Secure & Private Your financial data is sensitive. Khatta Flow keeps your records private with local storage and biometric app locks. No more forgotten debts—just complete financial clarity.


Terms of Use & EULA: https://docs.google.com/document/d/1gT3g7szuVF_BitDR6KnaHyGCpFDcQRk056kKsli80QE/edit?tab=t.0
Privacy Policy: https://docs.google.com/document/d/1oplMB8vaanZKVyAJv8yURCrc67ypgZB8tL3pZGccJnw/edit?tab=t.0

## Key features

- Track loans and IOUs
- Smart financial insights
- Payment reminders
- Organize by person
- Add notes and receipts
- Export data to CSV
- Local storage and biometric lock

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Pro | $19.99 | per year |
| Monthly Pro | $2.99 | per month |
| Weekly Pro | $0.99 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $34.99 | one-time |
| Lifetime Premium | $34.99 | one-time |
| Lifetime Pro | $34.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630/reviews.md

### 5/5 — Life saver

*2026-02-11*

Its simple and easy to use and manage daily transactions

## Frequently asked questions about Debt Tracker IOU

### What is Khatta Flow used for?

Khatta Flow is a personal ledger and debt manager designed to help you track who owes you money and who you owe. It allows you to log transactions, set reminders, and visualize your financial standing.

### How does Khatta Flow ensure data security?

Khatta Flow prioritizes your financial data's privacy by using local storage on your device. It also offers biometric app locks for an extra layer of security.

### Can I share my financial data with others using Khatta Flow?

Yes, Khatta Flow allows you to export your data to CSV format. This makes it easy to view in spreadsheet software like Excel or share with business partners.

### Does Khatta Flow offer reminders for payments?

Absolutely. Khatta Flow features custom payment reminders, ensuring you never miss a due date for loans you've lent or borrowed.

### What are the subscription options for Khatta Flow Pro?

Khatta Flow offers Weekly Pro for $0.99/P7D, Monthly Pro for $2.99/P1M, and Yearly Pro for $19.99/P1Y. All Pro plans include a 3-day free trial.

### What devices is Khatta Flow available on?

Khatta Flow is currently supported on iPhone and iPad devices.

### How often is Khatta Flow updated?

The latest version, 1.2, was released on March 26, 2026, indicating recent development and ongoing support for the application.

### What is the age rating for Khatta Flow?

Khatta Flow has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 4 releases)

### 1.3 — 2026-05-04

Bug Fixes

### 1.2 — 2026-03-26

Optimized for Professional Business Accounting! 

Enhanced Expense Tracker: Manage your business cash flow and bills with our new high-speed interface.

Secure Cloud Sync: Seamlessly sync your data across devices with professional-grade security.

Financial Reporting: Generate detailed PDF reports to keep your business records organized.

Stability Improvements: Under-the-hood fixes for a faster, more reliable ledger experience.

### 1.1 — 2026-01-20

Bug Fixes

### 1.0 — 2026-01-15

No release notes.

## Apps similar to Debt Tracker IOU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Dibs: Debt & IOU Tracker](https://appshunter.io/ios/app/dibs-debt-and-iou-tracker/id6751948133) | 5.0 (1) | Free | Finance |
| [Hisab - Track Expense & Budget](https://appshunter.io/ios/app/hisab-track-expense-and-budget/id6761379268) | — | Free | Finance |
| [Debt Tracker – IOU & Loans](https://appshunter.io/ios/app/debt-tracker-iou-and-loans/id6756559063) | 3.0 (1) | Free | Finance |
| [دفتر الحسابات](https://appshunter.io/ios/app/id6760917895) | — | Free | Finance |
| [Smart Kharcha Book](https://appshunter.io/ios/app/smart-kharcha-book/id6759986296) | — | Free | Finance |
| [Settle Book](https://appshunter.io/ios/app/settle-book/id6758585541) | — | Free | Finance |

## More apps by Aniqa Safdar

- [Tasbih Counter & Qibla Finder](https://appshunter.io/ios/app/tasbih-counter-and-qibla-finder/id6751149193)
- [Lemon IPTV Smart Player](https://appshunter.io/ios/app/lemon-iptv-smart-player/id6754886550)
- [Calculator Vault Hide Photos +](https://appshunter.io/ios/app/calculator-vault-hide-photos-plus/id6759670222)

All apps by Aniqa Safdar: https://appshunter.io/developer/1833685744

## Related topics

[ledgers daily](https://appshunter.io/ios/topics/ledgers-daily)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*