# Debt Tracker Master — Manage your debt efficiently

> Personal debt tracking and repayment planning tool with financial insights. (iPhone/iPad app by 娜 杨.)

- Source: https://appshunter.io/ios/app/debt-tracker-master/id6473278027 (this page in markdown: same URL + `.md`)
- Developer: [娜 杨](https://appshunter.io/developer/1700983284)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 3.70/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 50 MB
- Languages: American English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany) and 23 more
- Released: 2024-07-08
- Data updated: 2026-09-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews.md

## What is Debt Tracker Master?

Take control of your debt with Debt Tracker Master, a simple tool to record, organize, and monitor your personal debts. Track balances, due dates, and repayment progress so you can plan more confidently.

Key Features

1. Dashboard
• View total debt, breakdown by type, repayment progress, and upcoming payments
• See your remaining balance and payoff timeline at a glance

2. Debt Recording
• Add debts with details such as amount, lender, interest rate, start date, and due date

3. Repayment Tracking
• Track balance changes as you record payments
• Review progress across different debt types (e.g., credit card, mortgage, personal loan)

4. Debt Organization
• Categorize debts by type (credit card, student loan, mortgage, etc.) or priority to plan repayments more effectively

5. Payment Planning
• View a 6-month payment outlook with charts to understand upcoming obligations

6. Reminders and Notifications
• Customize reminders so you don’t miss a payment
• Choose reminders for the due date, 1 day before, or 2 days before

7. Learning Resources
• Explore the Learn tab for practical personal finance guidance
• Understand loan basics, key terms, common calculation methods, and repayment approaches
• Learn about common borrowing pitfalls and ways to reduce risk with simple, general-audience examples

8. Reports and Insights
• View reports and insights on your debt reduction progress

9. User Support
• Get in-app support for questions or concerns
• Access the app’s terms of use, privacy policy, and contact information

10. Settings and Customization
• Customize reminder settings and reminder times
• Send feedback and rate the app to help us improve

If you enjoy using Debt Tracker Master, please consider leaving a review.

Disclaimer: Debt Tracker Master does not provide loans, credit offers, or financial services. It is a personal tracking tool for recording debts and planning repayments.

## Key features

- Debt recording and organization
- Repayment progress tracking
- Payment planning outlook
- Customizable payment reminders
- Personal finance learning resources
- Debt reduction reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| DebtTracker Pro Yearly | $17.99 | per year |
| DebtTracker Pro Monthly | $3.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| DebtTracker Pro Lifetime | $39.99 | one-time |
| Remove Ads | $3.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews.md

### 1/5 — Too Many Ads To Be Practical!

*2025-09-20*

I really wanted to like this app, but there were too many significant barriers preventing me from being able to utilize it. By far the biggest issue was that I received three ads, all on the longer side, before I was even able to enter and save my very first debt! That alone renders the app practically unusable. I get that it’s a free app and the developer is trying to monetize, but this is a complete turn off that will make users flee the app, thereby making monetization impossible! I would have been happy to pay a small fee to remove the ads for a while at least. The developer also could have included other options if monetization was the point, but if nothing is expected removing it altogether would probably be best. I’m also usually happy to “tip” a developer that puts out a quality app, but this isn’t it.

Aside from the ad volume making the app impossible to use, the language is quite vague and there’s no real explanation what certain things mean. I just tried to return to the app to give a couple of solid examples, but it almost immediately went into yet another ad!

I can say that the term “payoff pressure” is not standard and it took me a bit until I realized that it simply was showing the expected principal along with interest over the next six months. This just wasn’t intuitive. Additionally, the “Learn” tab went to a perpetually empty screen for me. For reference I am using iPadOS 26. Lastly, inputting additional payments was not easy to figure out either as the system with the “on/off” buttons just didn’t logically flow for me.

I can’t remember the last time that I felt I was obligated to give an app just a one star review, it’s been that long, if ever, but this definitely meets the criteria as I literally couldn’t use it simply due to the outrageous ad volume! Even if I could “use” the app, the non-intuitive nature would have limited the review to just two or three stars at best. I absolutely cannot recommend this app in good faith, and after trying similar apps, it’s pretty clear that I will need to pay to get something of value in this particular genre.

**Developer response:** Thank you sincerely for taking the time to share your detailed and honest feedback. We're truly sorry to hear that your experience with the app was frustrating, especially due to the volume of ads you encountered before even being able to input your first debt. We completely understand how disruptive that must have been, and we agree — user experience should never be compromised by monetization strategies.

We also appreciate your comments regarding the unclear terminology (such as "Payoff Pressure"), the non-functional "Learn" tab, and the confusing flow when inputting extra payments. These are valuable insights, and we’ve taken careful note of them.

Your feedback is a strong reminder that first impressions are critical, and we clearly missed the mark. We're currently reevaluating our ad implementation, and will be working on a significant update to improve the overall usability, including clearer language, a more intuitive design, and an option to remove ads via a small fee — something we now realize should have been available from the start.

Thank you again for your honest review. While we're disappointed we let you down this time, we hope you'll consider giving the app another try in the future once improvements have been made.

## Frequently asked questions about Debt Tracker Master

### What is Debt Tracker Master?

Debt Tracker Master is a personal tracking tool designed to help users record, organize, and monitor their personal debts. It allows you to track balances, due dates, and repayment progress to aid in financial planning.

### Does Debt Tracker Master offer loans or credit?

No, Debt Tracker Master does not provide loans, credit offers, or any financial services. It is solely a personal tracking tool for managing existing debts.

### What types of debts can be tracked in Debt Tracker Master?

You can track various types of debts, including credit cards, student loans, mortgages, and personal loans. The app allows categorization by type or priority for effective repayment planning.

### How does Debt Tracker Master help with payment planning?

The app provides a 6-month payment outlook with charts to visualize upcoming obligations. You can also set customizable reminders for due dates to ensure timely payments.

### Does Debt Tracker Master have ads?

Yes, Debt Tracker Master contains advertisements. As a free app with in-app purchases, ads are displayed to support its continued development and availability.

### What are the subscription options for Debt Tracker Master?

Debt Tracker Master offers two subscription plans: DebtTracker Pro Monthly at $3.99 per month and DebtTracker Pro Yearly at $17.99 per year, providing enhanced features for users.

### What devices is Debt Tracker Master available on?

Debt Tracker Master is available on iPhone and iPad devices, allowing users to manage their finances across Apple's mobile ecosystem.

### How often is Debt Tracker Master updated?

The app was last updated on May 6, 2026, indicating a recent update. The latest version is 1.1.8, suggesting ongoing maintenance and feature enhancements.

## Version history (last 5 releases)

### 1.2.0 — 2026-09-05

Added onboarding guidance
Fixed some UI bugs

### 1.1.9 — 2026-08-26

Improved subscription and lifetime Pro purchase/restore reliability.
Improved ad loading and added native ads in key content areas.
Fixed overdue status, reminders, repayment flows, and empty-state issues.
Improved dashboard, feedback, settings, and keyboard experience.
Fixed multiple translation and wording issues.
Improved dark mode and overall UI consistency.

### 1.1.8 — 2026-05-06

Simplified the form for adding debt, combining 2 steps into 1.

### 1.1.7 — 2026-05-06

Split the add debt flow into two steps for a better experience
Optimized the revolving credit template
Fixed a currency symbol display bug
Removed some unused fields

### 1.1.6 — 2026-03-18

Added iCloud sync feature (Pro version)
Optimize the amount display in the histogram
Fixed an issue with slow response on the update page
Supports 3 screen widgets

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## More apps by 娜 杨

- [Bear Loan Calculator](https://appshunter.io/ios/app/bear-loan-calculator/id6457632665)
- [Receivables Companion](https://appshunter.io/ios/app/receivables-companion/id6762700101)

All apps by 娜 杨: https://appshunter.io/developer/1700983284

## Related topics

[debt tracker master](https://appshunter.io/ios/topics/debt-tracker-master) · [debt ruthless](https://appshunter.io/ios/topics/debt-ruthless)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*