# Debtalyst — Plan your way out of debt > AI-powered debt payoff planner with financial coaching and document scanning. (iPhone/iPad app by Gandal Base LLC.) - Source: https://appshunter.io/ios/app/debtalyst/id6757024325 (this page in markdown: same URL + `.md`) - Developer: [Gandal Base LLC](https://appshunter.io/developer/1845853355) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 43 MB - Languages: English - Released: 2026-01-06 - Data updated: 2026-06-29 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/debtalyst/id6757024325/reviews.md ## What is Debtalyst? Take control of your finances with Debtalyst — the smart debt payoff planner that does the heavy lifting for you. TRACK YOUR DEBTS - Add credit cards, loans, and other debts - Monitor balances, interest rates, and minimum payments - See your total debt at a glance MANAGE YOUR MONEY - Log all income sources - Track recurring bills - Understand your true available budget CREATE YOUR PAYOFF PLAN - Choose Avalanche (save on interest) or Snowball (quick wins) strategy - See your projected debt-free date - Watch your progress as you pay down debt EXPLORE SCENARIOS - What if you paid an extra $100/month? - Compare different payment strategies - See how extra payments save you money LEARN AS YOU GO - 8 built-in lessons covering debt basics, payoff strategies, credit, budgeting, and the psychology of money - Terms glossary so financial jargon never trips you up - Guided first-time tutorial walks you through every screen SCAN DOCUMENTS, AUTO-FILL DATA - Snap a photo of a bank statement, pay stub, credit card bill, or handwritten note - Upload PDFs, Excel files, or CSVs - AI extracts your incomes, bills, and debts automatically; review and save with one tap YOUR PERSONAL AI FINANCIAL COACH - Chat with an AI coach trained on your real numbers - Get personalized advice on which debt to tackle first, how to free up cash flow, and what to do next - Streaming answers in seconds CLOUD BACKUP, BUILT-IN - Your data is automatically backed up to your account - Sign in on a new device and pick up right where you left off SOME FEATURES Unlimited debts, incomes, and bills Document scanning with AI auto-fill AI Financial Coach Custom scenario amounts Payment reminders PDF and CSV exports All advanced lessons unlocked Free to start. Premium unlocks everything when you're ready. Start your journey to financial freedom today. ## Key features - Track debts and income - Create custom payoff plans (Avalanche/Snowball) - AI-powered document scanning and data extraction - Personalized AI financial coach - Explore payment scenarios - Built-in financial lessons - Cloud backup and sync ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Debtalyst Premium | $12.99 | per 3 months | | Debtalyst Premium | $29.99 | per year | | Debtalyst Premium | $5.99 | per month | ## Frequently asked questions about Debtalyst ### How secure is Debtalyst with my financial data? Debtalyst utilizes cloud backup for your data, ensuring it is automatically saved to your account. This allows you to sign in on a new device and resume your financial planning seamlessly. Specific security protocols are not detailed in the provided information. ### What are the subscription options for Debtalyst Premium? Debtalyst Premium offers multiple subscription tiers: $5.99 per month, $12.99 per 3 months, and $29.99 per year. These plans unlock all advanced features and content within the app. ### Does Debtalyst have ads? No, Debtalyst does not contain advertisements. The app is free to start, with an optional premium subscription for advanced features. ### What financial institutions does Debtalyst support? The app allows you to manually add various debts like credit cards and loans, and log income sources. It also supports scanning documents like bank statements and pay stubs to auto-fill data, but direct integration with specific financial institutions is not mentioned. ### How often is Debtalyst updated? The latest version of Debtalyst is 1.2.0, which was last updated on April 17, 2026. This indicates a relatively frequent update cycle, suggesting ongoing development and improvements. ### What is the user sentiment for Debtalyst? Based on the provided data, Debtalyst has a rating of 5.0 stars from 1 rating. This single rating suggests overwhelmingly positive initial user feedback, though more data would be needed for a comprehensive sentiment analysis. ### Can I export my financial data from Debtalyst? Yes, Debtalyst offers PDF and CSV exports for your financial data. This allows you to easily share or analyze your information outside of the app. ### What age rating does Debtalyst have? Debtalyst has an age rating of 4+. This means it is suitable for users of all ages, with no content restrictions for younger audiences. ## Version history (last 4 releases) ### 1.2.0 — 2026-04-17 - Scan & auto-fill: snap a photo of a bank statement, pay stub, or handwritten note, or upload a PDF, Excel, or CSV and it will extract your incomes, bills, and debts automatically - Help guide on every screen: Tap the help icon for a quick, plain-English explanation of what you're looking at and how to use it. - Windfall Planner: See exactly how a one-time bonus, tax refund, or extra cash shortens your payoff timeline and reduces interest. - Monthly Balance Check-In: Quickly update your real debt balances each month and watch your progress against your plan. - Refinance Calculator: Compare your current loan or credit card to a new rate and term to instantly see your savings. ### 1.1.1 — 2026-01-13 Dashboard • Changed confusing "Set up plan" placeholder to "—" for clearer empty states Onboarding Experience • Enhanced 9-step onboarding with detailed, actionable guidance • Added specific instructions like "Tap the + button to add..." • Covers Dashboard, Incomes, Debts, Bills, Plan, Scenarios, and Learn sections AI Coach • Fixed chat display so messages aren't cut off at the top • Improved text formatting with bold text rendering • Better AI response instructions for more helpful advice • Adjusted screen layout to show the entire AI coach card ### 1.1.0 — 2026-01-07 New Features: Learn About Debt: Educational library with lessons on debt basics, payoff strategies, credit building, and financial psychology Glossary: Quick reference for 20+ financial terms AI Financial Coach (Premium): Get personalized debt advice based on your financial situation Improvements: More accurate debt payoff calculations Bug fixes and performance improvements ### 1.0 — 2026-01-06 No release notes. ## More apps by Gandal Base LLC - [Simply CISSP - Exam Prep](https://appshunter.io/ios/app/simply-cissp-exam-prep/id6753944922) - [Ilm Quotes](https://appshunter.io/ios/app/ilm-quotes/id6754771243) All apps by Gandal Base LLC: https://appshunter.io/developer/1845853355 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-29.*