# DebtClear — Debt Payoff Calculator

> Debt Payoff Calculator (iPhone/iPad app by Bayron Varela.)

- Source: https://appshunter.io/ios/app/debtclear/id6759307540 (this page in markdown: same URL + `.md`)
- Developer: [Bayron Varela](https://appshunter.io/developer/1878012602)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 49 MB
- Languages: English
- Released: 2026-03-03
- Data updated: 2026-05-28
- User reviews in markdown: https://appshunter.io/ios/app/debtclear/id6759307540/reviews.md

## What is DebtClear?

DebtClear — See the True Cost of Your Debt
Take control of your debt with clarity and confidence. DebtClear helps you understand how much you’re really paying in interest, when you’ll be debt-free, and how extra payments can reduce your total cost.
No bank connections required. Simply enter your debt details and visualize your payoff plan instantly.

KEY FEATURES
• Full interest breakdown — see lifetime interest, total cost, and monthly impact
• What-If scenarios — test extra payments and compare strategies
• Mortgage calculator — analyze long-term home loan costs
• Household Mode — combine finances with a partner
• Smart insights — personalized tips based on your debt data
• Clean, easy-to-understand visualizations

FREE PLAN
The free version allows:
• Up to 2 debts
• Up to 5 expenses
Upgrade to Premium for unlimited debts and full feature access.
SUBSCRIPTION DETAILS
DebtClear Premium is available as an auto-renewable subscription:
• Monthly: $9.99 per month
• Yearly: $59.99 per year
Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings.
DebtClear does not provide financial, legal, or investment advice. All calculations are estimates based on the information you enter.

Privacy Policy: https://legal-shield-helper.replit.app/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| yearly premium | $59.99 | per year |
| Monthly Subscription | $9.99 | per month |



## Version history (last 2 releases)

### 2.1 — 2026-05-05

paycheck allocator, and true cost calculator

### 1.0 — 2026-03-03

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-28.*