# DebtDown — Pay Off Debt Faster

> Personalized debt payoff planner with strategy options and progress tracking. (iPhone/iPad app by Hrdlicka Apps LLC.)

- Source: https://appshunter.io/ios/app/debtdown/id6760519735 (this page in markdown: same URL + `.md`)
- Developer: [Hrdlicka Apps LLC](https://appshunter.io/developer/1896342974)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-03-21
- Data updated: 2026-08-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debtdown/id6760519735/reviews.md

## What is DebtDown?

Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more.

Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment.

FEATURES
- Snowball & Avalanche payoff strategies
- See your exact debt-free date
- Track interest costs across all debts
- Balance, interest, and timeline charts
- Payment reminders
- Home screen widget
- iCloud sync across your devices
- Amortization schedules

DEBTDOWN PRO (one-time purchase)
- Unlimited debts
- 5 additional payoff strategies
- PDF export & shareable payoff cards
- CSV import
- Refinance simulator
- Debt payoff challenges
- Custom currency

No subscription. No ads. Pay once, own it forever.

## Key features

- Debt payoff strategies (Snowball, Avalanche)
- Calculate debt-free date
- Track interest costs
- Balance, interest, and timeline charts
- Payment reminders
- iCloud sync
- Amortization schedules

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Debtdown Pro | $6.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/debtdown/id6760519735/reviews.md

### 5/5 — Superb App, I appreciate the one-time purchase <3

*2026-07-22*

The app is so great, it’s been easily and comfortable to use and helps me feel more financially confident and eliminates my anxiety.

I was wondering do you ever plan on adding a visual calendar feature? I Ask because since we can add due dates for the debts, having a visual calendar would make it much easier to view and plan future prospective due payments around/between payday/paychecks.

**Developer response:** Thank you so much for the kind words — and for the suggestion! I actually just built a visual calendar view because of your request. It'll be landing in version 1.7.0 — due dates, recurring payments, and payoff milestones all laid out month-by-month, so you can plan around your payday/paycheck timing.
Since I don't have a dedicated testing team, I'd genuinely love your honest feedback on it once it's out, good or bad. If you run into any issues, there's a support email link in Settings. And if you're enjoying DebtDown, I'd really appreciate it if you checked out my other apps at hrdlickaapps.com. Thanks again for taking the time to leave a review!

### 5/5 — Five Stars

*2026-03-29*

This app is exactly what I needed to finally get my debt under control. It’s super simple to use and makes tracking everything so much less stressful. I love being able to see my progress clearly—it actually makes me feel motivated to pay things off faster. If you’re looking for a straightforward way to manage your money and get out of debt, definitely give this a try!

**Developer response:** Thank you so much for the kind words, Bob! Really glad DebtDown is helping you stay on top of things and feel motivated — that's exactly what we built it for. Appreciate you taking the time to leave a review!

## Frequently asked questions about DebtDown

### What debt payoff strategies does DebtDown offer?

DebtDown offers the Snowball and Avalanche payoff strategies. The Pro version unlocks five additional strategies for more tailored debt reduction plans.

### How does DebtDown help me track my progress?

DebtDown provides balance, interest, and timeline charts to visualize your debt reduction journey. You can see your exact debt-free date and how much interest you're saving.

### Does DebtDown have ads?

No, DebtDown is ad-free. The app is designed to provide a clean and focused user experience without interruptions from advertisements.

### What are the benefits of DebtDown Pro?

DebtDown Pro offers unlimited debts, 5 extra payoff strategies, PDF export, CSV import, a refinance simulator, and custom currency support for a one-time purchase.

### Is DebtDown available on multiple devices?

Yes, DebtDown supports iCloud sync across your iPhone and iPad, allowing you to access and manage your debt information seamlessly on different Apple devices.

### How often is DebtDown updated?

The latest version, 1.6.1, was released on May 5, 2026. The app is actively maintained, with updates typically released to improve features and performance.

### What is the user sentiment for DebtDown?

Based on the available data, DebtDown has a perfect 5.0-star rating from 3 reviews, indicating very positive user sentiment.

### Can I import my debt information into DebtDown?

Yes, the DebtDown Pro version allows for CSV import, making it easier to transfer your existing debt data into the app and start planning your payoff.

## Version history (last 5 releases)

### 1.7.1 — 2026-08-17

This update fixes several important issues:

- Fixed iCloud sync so your debts now properly restore when you set up Debtdown on a new device
- Fixed a balance/rate entry bug that could multiply amounts by 100x for users in certain international regions
- App Lock now protects your data immediately after restarting the app, not just when backgrounding
- Fixed notifications continuing to fire for debts you've already deleted
- Recurring auto-payments now log correctly even if you don't reopen the app right at the start of the month, and no longer post phantom payments against paid-off debts
- Fixed an issue where iCloud sync could get stuck in a repeating loop
- CSV import now correctly handles debt names containing commas
- Various improvements to data reliability, chart accuracy, and the target-payoff-date calculator

Thanks for using Debtdown — as always, feedback is welcome!

### 1.7.0 — 2026-08-01

New in 1.7.0:
Visual calendar for your debts — see due dates, auto-pay days, and payoff milestones laid out month by month
Tap any day to view details, and add due dates straight to your Apple Calendar
Quick "View calendar" link from your Dashboard
Bug fixes and stability improvements

### 1.6.2 — 2026-07-01

- Fixed the home screen widget to reliably show your latest balances
- Corrected payoff projections for already paid-off debts
- More dependable recurring payments and payment streaks
- Improved CSV import and on-device data security
- Performance and stability improvements

### 1.6.1 — 2026-05-05

Bug fixes and performance improvements to ensure a smoother, more reliable experience.

### 1.6.0 — 2026-05-01

Security & stability update.

All debt data is now encrypted with AES-256-GCM before being stored on your device and synced to iCloud
Added jailbreak detection with an in-app security warning
Strengthened Pro purchase validation against unauthorized unlocks
Improved input validation across all debt and payment fields

## More apps by Hrdlicka Apps LLC

- [Driftless: Sleep Sounds](https://appshunter.io/ios/app/driftless-sleep-sounds/id6760719340)
- [MedMinder: Medication Tracker](https://appshunter.io/ios/app/medminder-medication-tracker/id6761089534)
- [TorqueVault](https://appshunter.io/ios/app/torquevault/id6767338154)
- [Grainfall](https://appshunter.io/ios/app/grainfall/id6773977789)
- [Solitaire Unlocked](https://appshunter.io/ios/app/solitaire-unlocked/id6793295920)

All apps by Hrdlicka Apps LLC: https://appshunter.io/developer/1896342974

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*
