# DebtErasr > AI-powered debt management and payoff planning tool. (iPhone/iPad app by John Franks.) - Source: https://appshunter.io/ios/app/debterasr/id6745903753 (this page in markdown: same URL + `.md`) - Developer: [John Franks](https://appshunter.io/developer/1814420262) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 18.0 · 22 MB - Languages: American English, Arabic, French (France), German (Germany), Indonesian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish and 1 more - Released: 2025-05-21 - Data updated: 2026-06-09 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/debterasr/id6745903753/reviews.md ## What is DebtErasr? DebtErasr helps you organize, understand, and erase your debt—faster and with less stress. Built for real people, not accountants, it uses AI to turn your credit card statements, PDFs, or screenshots into an interactive debt dashboard in seconds. Features: • AI Debt Advisor: Get personalized payoff strategies based on your balances, rates, credit score, and budget. • Smart Import: Snap a photo, upload a statement, or paste a balance—DebtErasr extracts the details automatically. • Custom Payoff Plans: Choose snowball, avalanche, or AI-optimized plans to save time, money, or build momentum. • Progress Tracking: Watch your debt shrink with clear visuals and monthly projections. • Community Support (coming soon): Ask questions, share wins, and connect with others on the same journey. • Secure and Private: Your data stays safe—encrypted and never sold. Whether you’re overwhelmed or just need a better system, DebtErasr gives you the tools to take control and make real progress. ## Key features - AI Debt Advisor - Smart Import from statements/screenshots - Custom payoff plans (snowball, avalanche, AI-optimized) - Progress tracking with visuals - Secure and private data handling ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/debterasr/id6745903753/reviews.md ### 5/5 — Good start with room to grow *2025-05-23, version 1.0* I’ve been using the app for a few days to organize my debts and it’s helpful for breaking down large balances into manageable steps. The setup was quick and the chart visualization makes it easy to track small wins. I did notice that reminders are limited, and I’d like the ability to customize alerts more. Overall, it’s a promising start that could use a few tweaks. ### 5/5 — Promising app from a new developer. Worth the download! *2025-05-21, version 1.0* DebtErasr is an impressive first release from a new developer with real drive and vision. It’s already helped me get a clearer view of my debt and build a plan to tackle it. The smart features—like AI-driven payoff strategies and easy statement imports—make managing finances way less stressful. This is the kind of app that has huge potential, especially as more people discover it and provide feedback. If you’re checking it out, I’d encourage you to be patient and supportive—this is a small business and an early-stage project, and your input can help shape future updates. Excited to see where this goes. Great job so far! ## Frequently asked questions about DebtErasr ### How does DebtErasr help me pay off debt? DebtErasr uses AI to analyze your debt, credit score, and budget to suggest personalized payoff strategies like snowball, avalanche, or AI-optimized plans. It also provides tools to track your progress visually. ### What kind of financial information can DebtErasr import? DebtErasr offers smart import features, allowing you to snap a photo of a credit card statement, upload a PDF, or paste a balance. The app then automatically extracts the necessary details. ### Is my financial data safe with DebtErasr? Yes, DebtErasr prioritizes security and privacy. Your data is encrypted and is never sold to third parties, ensuring your sensitive financial information remains protected. ### Does DebtErasr have ads? Yes, DebtErasr contains advertisements. As a free application, it utilizes ads to support its services. ### What devices does DebtErasr support? DebtErasr is available on iPhone and iPad devices, allowing users to manage their debt on the go. ### What is the age rating for DebtErasr? DebtErasr has an age rating of 17+, indicating it is intended for mature users who can understand and manage financial information. ### How often is DebtErasr updated? The latest version of DebtErasr is 1.0.5, and it was last updated on January 9, 2026. This indicates a recent update and ongoing development. ### What are the different payoff strategies offered by DebtErasr? DebtErasr allows you to choose between the snowball method, the avalanche method, or AI-optimized plans. These strategies are designed to help you save time, money, or build momentum in your debt repayment. ## Version history (last 5 releases) ### 1.0.5 — 2026-01-09 • Improved debt balance tracking • Corrected principal/interest payment splits • Improved payoff projection calculations • Fixed Google sign-in isssue • Improved device sync with data merging • Reliable payment reminder scheduling ### 1.0.4 — 2025-06-01 Additional bug fixes for adding/editing payments ### 1.0.3 — 2025-05-31 • Fixed: Inflexible Payment Entries You can now tap “Edit” on any payment to adjust its date, amount, or notes—and delete entries with a confirmation prompt. • Fixed: Errant Past-Due Alerts Reminders for dates already passed are now suppressed, so you won’t receive unexpected “late payment” notifications when creating or editing debts. ### 1.0.2 — 2025-05-28 Minor user interface adjustments. ### 1.0.1 — 2025-05-26 • Now available globally • Smarter region-specific advice for U.S., Europe and other markets • More relevant recommendations tailored to your locale • Under-the-hood performance improvements • Minor bug fixes and stability enhancements ## More apps by John Franks - [SourceAI](https://appshunter.io/ios/app/sourceai/id6754040835) - [GadgetSwap](https://appshunter.io/ios/app/gadgetswap/id6757683814) All apps by John Franks: https://appshunter.io/developer/1814420262 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*