# DebtFlow - Debt Tracker, IOU — Track money you lend, & borrow

> Track money you lend, & borrow (iPhone/iPad app by Ayobami Lawal.)

- Source: https://appshunter.io/ios/app/debtflow-debt-tracker-iou/id6785288024 (this page in markdown: same URL + `.md`)
- Developer: [Ayobami Lawal](https://appshunter.io/developer/1598897718)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 70 MB
- Languages: American English
- Released: 2026-07-05
- Data updated: 2026-08-25
- User reviews in markdown: https://appshunter.io/ios/app/debtflow-debt-tracker-iou/id6785288024/reviews.md

## What is DebtFlow?

DebtFlow is the simplest way to track money between people — and build toward what you're saving for.

Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate — DebtFlow keeps the record so you don't have to hold it in your head.

DEBT TRACKING
— Log money you've lent or borrowed in seconds
— Track partial repayments with progress bars
— Attach payment receipts and transfer references as proof
— Get reminders before due dates
— Organise debts by category — personal, business, family

CONTACTS
— One profile per person shows your full history together
— See the net balance between you and anyone at a glance
— Add labels: Friend, Family, Business, Flatmate

RECURRING DEBTS
— Set up repeating entries for subscriptions, loan instalments, or shared bills
— New entries generate automatically on schedule
— Settle one or all at once when payments come through

SAVINGS GOALS
— Create goals for anything — a phone, a trip, an emergency fund
— Track progress with deposit history and a visual progress bar
— Get a daily, weekly, and monthly savings pace so you always know if you're on track
— Celebrate milestones at 25%, 50%, 75%, and 100%
— Export your savings history as CSV

DESIGNED FOR REAL LIFE
— Works in any currency
— Dark and light mode
— PIN lock for privacy
— Fast, offline-first — no account required

DebtFlow works for anyone managing money between people — freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app.

Download free. No ads.

Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export

Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy
Terms of Use (EULA): https://sites.google.com/view/debtflow-terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $19.99 | one-time |



## Version history (last 4 releases)

### 1.2.1 — 2026-08-17

• Restore Purchases is now available directly in Settings, with clear confirmation of the result
• Google Drive backup now connects properly — if you had trouble linking your account before, please try again
• You can now browse Backup & Restore before subscribing to see exactly what's included
• Demo data now appears instantly instead of after a restart
• Stability improvements

### 1.2.0 — 2026-07-24

You can now sync with Google Drive or iCloud Storage

### 1.1.3 — 2026-07-09

• Recurring transactions now generate reliably in the background
• Smoother subscription flow after upgrading to Pro
• Performance improvements and bug fixes

### 1.1.2 — 2026-07-05

No release notes.

## More apps by Ayobami Lawal

- [Lawvee (JAMB Prep 2026)](https://appshunter.io/ios/app/lawvee-jamb-prep-2026/id1611388586)
- [LawveeTenants: Rental Manager](https://appshunter.io/ios/app/lawveetenants-rental-manager/id6754086288)

All apps by Ayobami Lawal: https://appshunter.io/developer/1598897718

## Related topics

[ayobami lawal](https://appshunter.io/ios/topics/ayobami-lawal)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*