# DebtLensApp — Your Personal Debt Assistant > Privacy-first personal debt and bill management app with AI financial assistant. (iPhone/iPad app by Tamika Muhammad.) - Source: https://appshunter.io/ios/app/debtlensapp/id6795611425 (this page in markdown: same URL + `.md`) - Developer: [Tamika Muhammad](https://appshunter.io/developer/1727723055) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 63 MB - Released: 2026-08-05 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/debtlensapp/id6795611425/reviews.md ## What is DebtLensApp? DebtLens — The most privacy‑first way to keep every debt, bill, and payment conversation under your control. No cloud sync means you decide where your data lives — on your phone, in a secure USB drive, or on a trusted computer. Why choose DebtLens? • Local‑first — Your data never leaves your device. • All‑in‑one debt hub — Add debts, bills, monthly expenses, and even short conversations about payments. • Multi‑profile support — Switch between personal, business, or family profiles instantly. • AI‑Powered Insights — Turn raw numbers into actionable wisdom with MariBell, your built‑in financial assistant who also knows how to use DebtLens itself. New in this release: • Monthly Expenses — Track recurring bills like electric, water, gas, internet, and phone. See a monthly total and pie chart breakdown on your Dashboard. • Smarter MariBell — Ask "how do I edit a bill?" or "how do I add an expense?" and get step‑by‑step app guidance alongside financial advice. ## Key features - Local-first data storage - All-in-one debt hub - Multi-profile support - AI-powered financial insights - Monthly expense tracking - In-app guidance from MariBell ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/debtlensapp/id6795611425/reviews.md ### 3/5 — Great concept, minor bug. *2026-08-16* This review is preliminary and may update as the app changes and/or improves. Seeing as how there is no cost to download or use this app, I was immediately drawn to it. Upon first glance, it has all of the important features I might need to manage my accounts. Simple in design and very easy to navigate, it took me mere minutes to setup my accounts. After entering my data, and looking at the overview, I found a colourful and helpful display of detail (like a calendar in the lower corner which shows the payment date highlighted for each account I entered). It is, however, not without a bug that I found. The payment calculator is robust in detail, however it only shows the first account on my list. If I select a different account, it does not populate that account’s information. The first account remains, no matter which other account I want to switch to. It also shows a message that the account is already paid off, when there is a balance showing on screen. The app also lacks reporting options or printing options. For these reasons, I subtracted 2 stars. ## Frequently asked questions about DebtLensApp ### What is DebtLensApp? DebtLensApp is a privacy-first personal debt and bill management application. It allows users to track debts, bills, monthly expenses, and payment conversations securely on their device. ### How secure is DebtLensApp? DebtLensApp prioritizes privacy with a local-first approach, meaning your data never leaves your device. You control where your data is stored, such as on your phone, a USB drive, or a trusted computer. ### Can I manage multiple financial profiles with DebtLensApp? Yes, DebtLensApp supports multi-profile functionality. You can easily switch between personal, business, or family profiles to keep your finances organized. ### What kind of financial insights does DebtLensApp offer? DebtLensApp features an AI-powered financial assistant named MariBell. MariBell can turn your financial data into actionable wisdom and provide step-by-step guidance for using the app and financial advice. ### Does DebtLensApp have ads? No, DebtLensApp does not contain advertisements. It is a completely ad-free application. ### What devices does DebtLensApp support? DebtLensApp is available on Mac, iPhone, iPad, and iPod. It is designed for Apple's ecosystem. ### How often is DebtLensApp updated? The latest version of DebtLensApp is 1.1.2, which was released on August 12, 2026. Updates are released regularly to improve functionality and add new features. ### What is the age rating for DebtLensApp? DebtLensApp has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.1.9 — 2026-08-24 Bug fixes in Payoff Calculator Premium features added - Reports! ### 1.1.4 — 2026-08-16 Record Payment enhancement New App Clip ### 1.1.2 — 2026-08-12 Record Payment enhancements ### 1.0.8 — 2026-08-11 What’s New - Tap Dashboard charts to explore your accounts and open the Payoff Calculator for a specific card or loan. - View enlarged charts and legends on Dashboard and Budget. - Choose your preferred Startup Screen: Dashboard, Budget, or Accounts. - Improved calendar controls and readability throughout the app. - Added clearer navigation guidance and general performance improvements. ### 1.0 — 2026-08-06 No release notes. ## More apps by Tamika Muhammad - [StatTracker For Basketball](https://appshunter.io/ios/app/stattracker-for-basketball/id6476774563) All apps by Tamika Muhammad: https://appshunter.io/developer/1727723055 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*