# DebtNavigator

> DebtNavigator (iPhone/iPad app by Jacqueline Hirsch.)

- Source: https://appshunter.io/ios/app/debtnavigator/id6799731709 (this page in markdown: same URL + `.md`)
- Developer: [Jacqueline Hirsch](https://appshunter.io/developer/6799731711)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.2 · 3 MB
- Languages: American English
- Released: 2026-09-01
- Data updated: 2026-10-08
- User reviews in markdown: https://appshunter.io/ios/app/debtnavigator/id6799731709/reviews.md

## What is DebtNavigator?

Take control of your debt with a plan you can understand.
Debt Navigator brings your debts, bills, savings, and monthly income together in one place. See what you owe, track your progress, organize upcoming payments, and explore how additional contributions could affect your estimated debt-free date.

KEY FEATURES
• Track credit cards and loans
Add balances, APRs, minimum payments, and monthly due dates.
• Understand your progress
See your total remaining debt, estimated monthly interest, completed payments, and overall payoff progress.
• Plan around promotional APRs
Record promotional interest rates and expiration dates so your payoff plan can account for upcoming rate changes.
• Track credit card payment plans
Add multiple fixed-fee payment plans to a credit card, including their remaining balances, monthly principal, and fees.
• Explore your payoff timeline
View estimated payoff dates for each debt and follow a plan that prioritizes higher-interest balances while keeping minimum payments covered.
• Try additional payments before committing
Use the interactive what-if slider to see where extra money could go and how it might change your estimated payoff calendar. These previews do not modify your saved balances.
• Organize monthly bills
Track recurring bills, due dates, monthly totals, and payment status.
• Build savings while paying down debt
Include savings accounts and investments in your monthly plan and celebrate positive progress alongside debt reduction.
• Keep your financial information private
The current version stores the financial information you enter locally on your device. Debt Navigator does not require a bank connection or Debt Navigator account.

DEBT NAVIGATOR PREMIUM
Unlock unlimited planning, payoff projections, promotional APR analysis, credit card payment plans, and the extra-payment hypothesizer.
Debt Navigator provides educational estimates and planning tools. It does not provide financial, legal, tax, or investment advice. Calculations may differ from lender statements because of compounding methods, fees, transactions, rate changes, and payment timing. Always confirm payment amounts and due dates with your lender.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium Version | $1.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-09-01

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*