# Debtor Debt Pay Off Calculator — Helps visualize debt costs. > Budgeting tool to calculate debt payoff interest and monthly payments. (iPhone/iPad app by Barry Brown.) - Source: https://appshunter.io/ios/app/debtor-debt-pay-off-calculator/id508626245 (this page in markdown: same URL + `.md`) - Developer: [Barry Brown](https://appshunter.io/developer/508626248) - Category: Finance, Utilities - Price: Free - Rating: 4.80/5 from 44 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 16.6 · 39 MB - Languages: American English - Released: 2012-04-07 - Data updated: 2026-06-02 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/debtor-debt-pay-off-calculator/id508626245/reviews.md ## What is Debtor Debt Pay Off Calculator? Debtor The Debt Payoff Calculator is a simple budgeting tool that has two modes: A Per-Month calculator for debts such as a credit card, and a By-Months calculator for debts such as a home loan that would be amortized over the number of months you specify. In Per Month mode, you can see at a glance how much those credit cards are really costing you. Simply enter in your balance, the APR, and how much you pay per month. Debtor will show you how much you will be paying in interest as you pay off the balance of the credit card. It is a useful financial tool when you are thinking about buying something with credit, or if you are working out your budget to pay off current cards. Use the By Months calculator to get an amortized monthly payment amount based on a given number of months. The By Months calculator is ideally suited to calculate mortgage payments if you are looking to buy a house, or any other large purchase such as a car loan. Use the compare feature to see how changes to the monthly payment or number of months can save you money (or cost you more money)! Once you enter your comparison values, tap the Results button to see your results clearly displayed in green how much you would save, or in red how much more you would pay for each scenario. ## Key features - Per-Month debt interest calculation - By-Months loan amortization - Visualize credit card costs - Calculate mortgage and car loan payments - Compare payment scenarios - See potential savings or extra costs ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/debtor-debt-pay-off-calculator/id508626245/reviews.md ### 1/5 — Can’t See Anything *2022-08-16* The text inputted is white against a white background, so you can’t even see what you’re typing, which renders this app useless unfortunately. ### 5/5 — Just what I needed... *2013-12-15* Great way to manage debt and extremely helpful with paying it off too! ### 5/5 — Great App! *2013-05-27* Not only great for projecting debt, but also for savings! ### 5/5 — Love *2012-11-28* This app makes it simple and easy for me to see how much I'm paying in credit card interest. I love using it to create different scenarios in payments with the compare feature. ### 5/5 — Well done! *2012-04-28* Great app to show you how much you'll be paying in interest, no matter how painful it is to know. Can't wait to see future versions. ### 5/5 — Mortgage closer *2012-04-19* Easy app to use & calculate out problems. Would recommend to co workers & friends ### 5/5 — So easy to use! I love it! *2012-04-07* I'm so glad someone thought to make this app! It's so easy to use and it's helping me pay down my debt! I love seeing how much money I save on interest by paying just a little more each month!! ### 5/5 — Awesome! *2012-04-07* Very cool, helpful app. I look forward to more useful apps from this author! ## Frequently asked questions about Debtor Debt Pay Off Calculator ### How does Debtor calculate credit card interest? Debtor's Per-Month calculator allows you to enter your balance, APR, and monthly payment to see how much interest you will pay as you pay off your credit card debt. This helps visualize the true cost of carrying a balance. ### What types of loans can Debtor calculate? The By-Months calculator is ideal for amortized loans like mortgages or car loans. You specify the loan amount, APR, and the number of months, and it will provide the amortized monthly payment. ### Can Debtor help me save money on my debts? Yes, the compare feature allows you to input different monthly payment amounts or payoff timelines. It then clearly displays in green how much you could save or in red how much extra you might pay for each scenario. ### What devices does Debtor support? Debtor is available for iPhone and iPad devices, offering a convenient way to manage your finances on the go. ### Is Debtor free to use? Yes, Debtor is available for free. However, it does contain advertisements to support its development and maintenance. ### How often is Debtor updated? The latest version is 1.9.4, and the app was last updated on March 6, 2026. This indicates a commitment to ongoing improvements and maintenance. ### What is the age rating for Debtor? Debtor has an age rating of 4+, making it suitable for a wide range of users. This suggests it contains no mature or inappropriate content. ### Does Debtor have ads? Yes, Debtor contains advertisements. These ads are displayed within the application to support its free availability. ## Version history (last 5 releases) ### 1.9.4 — 2026-03-06 Bug fixes and performance improvements. Also, rewrote core parts of the app to support modern iOS platforms and features. ### 1.9.3 — 2019-09-16 Updated to support dark mode in the latest version of the operating system. ### 1.9.2 — 2019-09-02 Bug fixes & performance improvements. ### 1.9.1 — 2017-11-20 Debtor the Debt Payoff Calculator has been updated for iOS 11 & iPhone X. ### 1.9 — 2017-06-01 iPad support is now available! - Portrait or landscape orientation - iPad Multitasking is also supported, so you can use Debtor alongside other apps on your iPad in split view. Bug fixes and other improvements. ## Apps similar to Debtor Debt Pay Off Calculator | App | Rating | Price | Category | | --- | --- | --- | --- | | [Debt Payoff Planner & Tracker](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715) | 4.7 (6,741) | Free | Finance | | [Debt Snowball - Payoff Planner](https://appshunter.io/ios/app/debt-snowball-payoff-planner/id1478622759) | 4.7 (1,015) | Free | Finance | | [Debt Fix](https://appshunter.io/ios/app/debt-fix/id1638594024) | 4.0 (11) | Free | Finance | | [Debts Monitor](https://appshunter.io/ios/app/debts-monitor/id639926542) | 3.6 (50) | Free | Finance | | [Debts Break](https://appshunter.io/ios/app/debts-break/id849585927) | 4.1 (96) | Free | Finance | | [PaidOff: Debt Tracker](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566) | 5.0 (7) | Free | Finance | ## More apps by Barry Brown - [Pocket Greek Dictionary](https://appshunter.io/ios/app/pocket-greek-dictionary/id6446715748) All apps by Barry Brown: https://appshunter.io/developer/508626248 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*