# Debts: Debt & Loan Tracker — IOU Reminder: Borrow & Lend > A simple app to manage all your loans and debts with reminders and payment tracking. (iPhone/iPad app by Alexander Senin.) - Source: https://appshunter.io/ios/app/debts-debt-and-loan-tracker/id1290166627 (this page in markdown: same URL + `.md`) - Developer: [Alexander Senin](https://appshunter.io/developer/697788524) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 3 MB - Languages: Korean, Dutch, German (Germany), Russian, Swedish, European Spanish, American English, Italian, Indonesian, Japanese and 7 more - Released: 2017-10-03 - Data updated: 2026-10-27 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/debts-debt-and-loan-tracker/id1290166627/reviews.md ## What is Debts? Debts — all your loans and borrowings in one place A simple and intuitive app to manage your debts and loans. • Friendly and easy-to-use interface • Flexible settings for your needs Contacts • Select people from your contact list or add them manually Reminders • Send payment reminders via SMS or Email directly from the app • Call your debtor with a single tap Balance • View total balance for each currency Notifications • Set up custom reminders for repayment • Choose exact date and time of notification Currencies • Supports multiple currencies • Create, edit, and set a default currency Payments • Record partial repayments • Keep track of all payment history Full version Debts is free for up to 2 debts. The full version unlocks unlimited debts: choose a monthly or yearly subscription, or buy it once and keep it forever. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account. You can manage or cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appbysnap.tilda.ws/privacypolice ## Key features - Manage all loans and debts - User-friendly interface - Contact management - Payment reminders via SMS/Email - Multi-currency support - Record partial repayments - Payment history tracking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly | $8.99 | per year | | Monthly | $0.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Full version — lifetime | $19.99 | one-time | | Tip the developer | $0.99 | one-time | | Full version — lifetime | $19.99 | one-time | ## Is Debts safe? Not enough ratings yet to assess Debts. ## Is Debts legit? Debts: Debt & Loan Tracker appears to be a legitimate app. The AppsHunter Legitimacy Score for Debts is 90 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/debts-debt-and-loan-tracker/id1290166627/reviews.md ### 1/5 — Всё пропало *2025-10-21* Все долги исчезли с обновлением ### 5/5 — Всё круто *2025-10-15* Были косяки, но всё восстановилось! Приложение хорошее! Я бы сказал лучшие из всех что есть! Поддержка работает и дорабатывает, это вообще радует, ставьте не пожалеете! ### 1/5 — Безобразие *2025-10-15* Пропали все записи после обновления верните все назад ### 5/5 — Пропали данные после обновления *2025-10-14* После обновления на версию 2.0 вся имеющаяся информация в программе пропала😔 ### 5/5 — Н *2021-06-15* Приложение хорошее, но после обновления ios до 14.6 не удаётся войти, так как нужно обновление от разработчика. Будет ли это обновление и как скоро? ### 5/5 — Simple but best *2019-09-01* This app is very simple so that it is very handy to use.. no time loss very easy to use easy to understand the figure ### 1/5 — Все удалилось *2019-08-26* В старой версии все снеслось, все что было записано, офигенно просто ### 3/5 — Обновление понесло потерю *2017-10-27* После обновления на IOS 11, заблокировалось приложение и доступ к данным стал не возможен. Приложение не открывается и не обновляется. Телефон предложил скачать новое. Скачала, данные не синхронизировались. Как востановить данные? ### 1/5 — Дебетс не работает с ос 11 *2017-10-08* Исправьте ошибку программа не работает в полной версии!!! ## Frequently asked questions about Debts ### What is Debts used for? Debts is a finance app designed to help you manage all your loans and borrowings in one central location. You can track who owes you money and who you owe money to, along with payment history and balances. ### How does Debts help with payments? Debts allows you to record partial repayments and maintain a complete payment history for each loan or debt. You can also set up custom reminders for repayment dates and times. ### Can I manage debts in different currencies with Debts? Yes, Debts supports multiple currencies. You can create, edit, and set a default currency to view your total balance for each currency you use. ### Does Debts have ads? No, Debts does not contain advertisements, providing an uninterrupted user experience for managing your finances. ### What devices can I use Debts on? Debts is available on iPhone and iPad devices, offering a seamless experience across Apple's mobile platforms. ### How often is Debts updated? The latest version of Debts is 2.0.2, and it was last updated on October 16, 2025. This indicates active development and regular updates. ### Is Debts secure for my financial information? While the description does not detail specific security measures, the app focuses on personal debt and loan management. Users should always exercise caution with financial data on any application. ### What is the user sentiment for Debts? Debts has received a perfect rating of 5.0 stars from 1 rating, suggesting a highly positive initial user experience. This indicates users are very satisfied with its functionality. ## Version history (last 5 releases) ### 2.1 — 2026-10-26 • Debts now speaks 17 languages • Amounts with cents • iPad and iPhone Duo: your debts and details side by side • Full version: monthly or yearly subscription, or a one-time purchase • All reminders for a debt now arrive, not just the last one • Improvements and bug fixes ### 2.0.2 — 2025-10-16 Add comments in main list ### 2.0.1 — 2025-10-15 Added a setting for sorting debts ### 2.0 — 2025-10-13 Optimized for iOS 26 ### 1.0 — 2017-10-03 This app has been updated by Apple to display the Apple Watch app icon. ## Apps similar to Debts | App | Rating | Price | Category | | --- | --- | --- | --- | | [Where's Money: Finance Tracker](https://appshunter.io/ios/app/wheres-money-finance-tracker/id1501820564) | 5.0 (1) | Free | Finance | | [Tenboxx: Save & Borrow](https://appshunter.io/ios/app/tenboxx-save-and-borrow/id6736524088) | 5.0 (2) | Free | Finance | | [Evenly - Lend and never forget](https://appshunter.io/ios/app/evenly-lend-and-never-forget/id961823930) | 4.9 (80) | Free | Finance | | [Keepfully – Loan Tracker](https://appshunter.io/ios/app/keepfully-loan-tracker/id1273375959) | 3.9 (30) | Free | Finance | | [Debty: IOU & Debt Tracker](https://appshunter.io/ios/app/debty-iou-and-debt-tracker/id1560139068) | 4.8 (139) | Free | Finance | | [owed](https://appshunter.io/ios/app/owed/id875672885) | 4.6 (52) | Free | Finance | ## More apps by Alexander Senin - [Курсы валют ЦБ](https://appshunter.io/ios/app/id697788521) - [SuperNotes - note and location](https://appshunter.io/ios/app/supernotes-note-and-location/id722072978) - [Timer Tabata for Workout, HIIT](https://appshunter.io/ios/app/timer-tabata-for-workout-hiit/id756930454) - [Pill Medication Reminder](https://appshunter.io/ios/app/pill-medication-reminder/id796532342) - [Workout For Women & Men](https://appshunter.io/ios/app/workout-for-women-and-men/id827197763) - [Strike a pose - posing guide or photo poses tutorial for photographer and fashion model](https://appshunter.io/ios/app/strike-a-pose-posing-guide-or-photo-poses-tutorial-for-photographer-and-fashion-model/id859331589) All apps by Alexander Senin: https://appshunter.io/developer/697788524 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-27.*