# Debts Monitor Pro — Loan Payoff Tracker & Planner

> Loan payoff tracker and planner using popular debt management methods. (iPhone/iPad app by 倩 赵.)

- Source: https://appshunter.io/ios/app/debts-monitor-pro/id638668003 (this page in markdown: same URL + `.md`)
- Developer: [倩 赵](https://appshunter.io/developer/376557917)
- Category: Finance, Productivity
- Price: $0.99 with in-app purchases
- Rating: 3.30/5 from 43 App Store ratings · 72 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 24 MB
- Languages: American English, Arabic, Catalan, Czech, Danish, Dutch, French (France), German (Germany), Hebrew, Hindi and 18 more
- Released: 2013-04-26
- Data updated: 2026-09-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/debts-monitor-pro/id638668003/reviews.md

## What is Debts Monitor Pro?

Keep all your debts and monitor them in one place by Debts Monitor.

Use Debts Monitor to organize, monitor, and payoff all your debts, Debts Monitor use Snowball method to help managing your debts, which is the most popular debts payoff method and recommended by many finance experts. 

By Debts Monitor, you can see clearly about the payoff date, progress, transactions and amount etc, which helps you see clearly about your finance status, and make a good plan accordingly, also it makes you stress less partly when you see visually about your debts schedule.

Key Features:

⁃ Total debt status overview.
⁃ Track unlimited debts.
⁃ Track payment transactions.
⁃ Add Extra payments.
⁃ Payment due date notifications.
⁃ Four payoff strategies: 
   a). Highest Interest First
   b). Lowest Balance First
   c). Highest Balance First
   d). Custom Order
⁃ Three calculators: Payoff Date, Loan and Mortgage.
⁃ Pie chart report by category.
⁃ Pie chart reports remaining and monthly payments of debts.
⁃ Send payment transactions/amortizations by email.
⁃ Amortizations table.
⁃ Supports Wifi backup and restore.
⁃ Supports Dropbox backup & restore.
⁃ Supports iCloud backup & restore.
⁃ Passcode protection.
⁃ Supports Face ID as passcode.
⁃ Set your own currency.
⁃ Customize reminders for your plan.
⁃ Supports 3D Touch function.
⁃ Supports universal version.

If you have any question or suggestion, please send email to userfeed@vip.tom.com.

## Key features

- Track unlimited debts
- Multiple payoff strategies
- Payment due date notifications
- Loan and mortgage calculators
- Backup and restore options
- Passcode and Face ID protection

## Pricing and in-app purchases

Base price: $0.99.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium - 1 month | $0.99 | per month |
| Premium - 6 months | $5.49 | per 6 months |
| Premium - 1 year | $9.99 | per year |


## Chart rankings

- #129 in Top Paid · Finance (US App Store)

## Recent user reviews (10 of 72)

All indexed reviews: https://appshunter.io/ios/app/debts-monitor-pro/id638668003/reviews.md

### 2/5 — 有得改进 不灵活

*2026-01-10*

添加贷款的时候不能灵活的选择贷款日期，也没有可以选择的等额本息、等额本金，还希望添加一个等额等息

### 4/5 — Straight forward

*2025-09-30*

The app is simple to use and set up and is straight forward, no bangs or whistles , it keeps you on track to be debt free.

### 5/5 — Debts monitor

*2023-12-05*

Appreciate this app!!!
Very helpful!!!
Highly recommend!!!

### 4/5 — Straight forward

*2023-08-23*

The app is simple to use and set up and is straight forward, no bangs or whistles , it keeps you on track to be debt free.

### 1/5 — Nice Idea But Flawed

*2023-01-24, version 5.0*

I like the idea of tracking debt with a separate app that helps me payoff the fastest and shows reports of progress, etc. However, there is no way to back-date when the debt was created. I.e., mortgage amt table is basically impossible to calculate unless i can enter the loan origination date. There is no way todo this in the app, so it was a waste of $1 for me.

### 5/5 — Straight forward

*2022-12-28, version 5.0*

The app is simple to use and set up and is straight forward, no bangs or whistles , it keeps you on track to be debt free.

### 5/5 — Good Tool

*2022-01-10*

Excellent tool to use keep on track for eliminating date within a reasonable timeframe

### 5/5 — Excellent Product

*2021-06-19*

Does what it says on the tin. Keeps me up to date with debts.

### 1/5 — Not worth it

*2020-06-18*

Can’t add you payments in. Keep receiving an error message that I have to purchase the full version, even though I did. Even though it’s less than $2.00, it’s obvious that this is just a ploy to get money out of its subscribers. Don’t waste your time or money on this app

### 4/5 — Paid for app.

*2020-05-30*

This app is great but would be much better if it would allow you to rearrange the bills in alphabetical or amount owed order, and let you add what you’ve paid to the balances. I have the paid version but still doesn’t have that ability.

## Frequently asked questions about Debts Monitor Pro

### What does Debts Monitor Pro do?

Debts Monitor Pro helps you organize, monitor, and plan the payoff of all your loans. It provides a clear overview of your total debt status, tracks payment transactions, and offers various payoff strategies to help you manage your finances effectively.

### What are the key features of Debts Monitor Pro?

Key features include tracking unlimited debts, multiple payoff strategies (like Highest Interest First or Lowest Balance First), payment due date notifications, loan and mortgage calculators, and robust backup options (Wi-Fi, Dropbox, iCloud). It also offers passcode and Face ID protection for your financial data.

### How much does Debts Monitor Pro cost?

The app is free to download and use, but it offers in-app purchases. This means you can access core functionalities for free, with optional features or advanced capabilities available for purchase within the app.

### What payoff strategies are supported?

Debts Monitor Pro supports four main payoff strategies: Highest Interest First, Lowest Balance First, Highest Balance First, and a Custom Order option. This allows users to choose the method that best suits their financial goals and preferences.

### Can I back up my debt data?

Yes, the app supports multiple backup and restore options to keep your financial data safe. You can utilize Wi-Fi backup, Dropbox backup, and iCloud backup to ensure your information is securely stored and can be restored if needed.

## Version history (last 5 releases)

### 8.0 — 2026-06-09

⁃ Compatible with iOS 26.
⁃ Other minor bugs fixed.

### 7.0 — 2025-05-17

⁃ Compatible with iOS 18.
⁃ Adds Catalan, Danish, Hebrew, Hungarian, Romanian, Slovak, Swedish and Vietnamese.
⁃ Other minor bugs fixed.

### 6.0 — 2024-09-10

⁃ Compatible with iOS 17.
⁃ Adds Chinese, French, German, Italian, Japanese, Portuguese, Russian, Spanish, Turkish, Korean, Arabic, Czech, Dutch, Indonesian, Polish, Thai, Traditional Chinese, Hindi and Malay.
⁃ Redesigned the interface and logo.
⁃ Other minor bugs fixed.

### 5.1 — 2023-04-24

⁃ Compatible with iOS 16.
⁃ Other minor bugs fixed.

### 5.0 — 2021-12-02

⁃ Compatible with iOS 15.
⁃ Other minor bugs fixed.

## Apps similar to Debts Monitor Pro

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Payoff Planner & Tracker](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715) | 4.7 (7,221) | Free | Finance |
| [Debt Snowball - Payoff Planner](https://appshunter.io/ios/app/debt-snowball-payoff-planner/id1478622759) | 4.7 (1,321) | Free | Finance |
| [Loan Calculator Mortgage Rate](https://appshunter.io/ios/app/loan-calculator-mortgage-rate/id6451256178) | 4.2 (10) | Free | Finance |
| [Mortgage Calculator Financier](https://appshunter.io/ios/app/mortgage-calculator-financier/id1636035778) | 4.7 (3) | Free | Finance |
| [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,434) | Free | Finance |
| [Debts Monitor](https://appshunter.io/ios/app/debts-monitor/id639926542) | 3.7 (51) | Free | Finance |

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All apps by 倩 赵: https://appshunter.io/developer/376557917

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*