# Debts Monitor — Payment Track, Snowball Method

> Debt management and payoff tracker using the Snowball method. (iPhone/iPad app by 倩 赵.)

- Source: https://appshunter.io/ios/app/debts-monitor/id639926542 (this page in markdown: same URL + `.md`)
- Developer: [倩 赵](https://appshunter.io/developer/376557917)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.70/5 from 51 App Store ratings · 50 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 31 MB
- Languages: American English, Arabic, Catalan, Czech, Danish, Dutch, French (France), German (Germany), Hebrew, Hindi and 18 more
- Released: 2013-05-07
- Data updated: 2026-08-21
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/debts-monitor/id639926542/reviews.md

## What is Debts Monitor?

Keep all your debts and monitor them in one place by Debts Monitor.

Use Debts Monitor to organize, monitor, and payoff all your debts, Debts Monitor use Snowball method to help managing your debts, which is the most popular debts payoff method and recommended by many finance experts. 

By Debts Monitor, you can see clearly about the payoff date, progress, transactions and amount etc, which helps you see clearly about your finance status, and make a good plan accordingly, also it makes you stress less partly when you see visually about your debts schedule.

Key Features:

⁃ Total debt status overview.
⁃ Track unlimited debts.
⁃ Track payment transactions.
⁃ Add Extra payments.
⁃ Payment due date notifications.
⁃ Four payoff strategies: 
   a). Highest Interest First
   b). Lowest Balance First
   c). Highest Balance First
   d). Custom Order
⁃ Three calculators: Payoff Date, Loan and Mortgage.
⁃ Pie chart report by category.
⁃ Pie chart reports remaining and monthly payments of debts.
⁃ Send payment transactions/amortizations by email.
⁃ Amortizations table.
⁃ Supports Wifi backup and restore.
⁃ Supports Dropbox backup & restore.
⁃ Supports iCloud backup & restore.
⁃ Passcode protection.
⁃ Supports Face ID as passcode.
⁃ Set your own currency.
⁃ Customize reminders for your plan.
⁃ Supports 3D Touch function.
⁃ Supports universal version.

If you have any question or suggestion, please send email to userfeed@vip.tom.com.

## Key features

- Total debt status overview
- Track unlimited debts
- Payment due date notifications
- Multiple payoff strategies
- Loan and mortgage calculators
- Backup and restore options
- Passcode and Face ID protection

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/debts-monitor/id639926542/reviews.md

### 5/5 — Awesome

*2023-04-05, version 5.0*

Awesome…

### 2/5 — Limited

*2023-01-20, version 5.0*

I've got a debt that's partly paid off but with this app I can't input the original amount and add the payments I've already made to see the correct information 😰

### 5/5 — Thank

*2022-12-12*

Thank goodness

### 4/5 — Good

*2022-06-21, version 5.0*

Would like to be able to add prior payment. Switched from android to apple. I had an app where I was Keeping track but not available with apple, found this one but doesn’t let me add my previous mortgage payments.

### 3/5 — Does not serve my need

*2021-07-15*

This app is a debt tracker as advertised. For anyone looking to track your cardit cards, this is probably not the app for you. I have many credit cards and I would like a way to keep track of all of their balances even when some of them may currently be paid in full and have no balance. This app only allows you to list accounts with a balance so if an account is currently paid off, you can’t list it with a $0 balance.

### 4/5 — God enough

*2021-07-03*

Easy and dependable

### 1/5 — Not adaptable

*2021-05-28*

I set everything up and when I make a larger payment then what I set up, it will not let me change it.

### 5/5 — A Great Help

*2020-11-18*

This helps so much with snowballing my debts. It even shows me my principal paid, interest deductions, and how long it will take me to pay off the debt. I use this rather than to consolidate, which some companies you cannot be sure of. Thanks.

### 3/5 — Ok

*2020-10-22, version 4.0*

“Customize Order” does not allow you to customize which debt gets paid off first. Cannot update balance of debt after it’s saved. You must re-enter the debt with updated amount and delete the old entry.

### 5/5 — Perfect way to track debts

*2020-09-26*

Perfect way to track debts, great app

## Frequently asked questions about Debts Monitor

### What does the Debts Monitor app do?

Debts Monitor helps you organize, track, and pay off all your debts in one central location. It utilizes the popular Snowball method, recommended by finance experts, to guide your debt repayment strategy. The app provides clear overviews of your financial status, including payoff dates and progress.

### What are the key features of Debts Monitor?

Key features include a total debt status overview, the ability to track unlimited debts and payment transactions, and payment due date notifications. It supports four different payoff strategies (Highest Interest First, Lowest Balance First, Highest Balance First, Custom Order) and includes three calculators for Payoff Date, Loan, and Mortgage. It also offers various backup options and security features like passcode protection.

### How much does Debts Monitor cost?

The app is free to download and use. However, it does display advertisements. There are no in-app purchases mentioned, indicating the primary monetization is through ads.

### What devices is Debts Monitor compatible with?

The app supports a universal version, suggesting compatibility with both iPhones and iPads. It also mentions support for iCloud backup and restore, which is typically associated with Apple devices. Specific iOS version requirements are not detailed but it supports features like 3D Touch and Face ID.

### How can I use Debts Monitor to manage my finances?

You can use Debts Monitor to consolidate all your loan and credit card information. By inputting your debts and payment history, the app helps you visualize your progress and plan your repayment strategy using methods like the Snowball method. The payment reminders and clear financial status overviews can help reduce stress and keep you on track.

## Version history (last 5 releases)

### 8.0 — 2026-06-10

⁃ Compatible with iOS 26.
⁃ Other minor bugs fixed.

### 7.0 — 2025-05-21

⁃ Compatible with iOS 18.
⁃ Adds Catalan, Danish, Hebrew, Hungarian, Romanian, Slovak, Swedish and Vietnamese.
⁃ Other minor bugs fixed.

### 6.0 — 2024-09-11

⁃ Adds Chinese, French, German, Italian, Japanese, Portuguese, Russian, Spanish, Turkish, Korean, Arabic, Czech, Dutch, Indonesian, Polish, Thai, Traditional Chinese, Hindi and Malay.
⁃ Redesigned the interface and logo.
⁃ Other minor bugs fixed.

### 5.1.1 — 2023-11-16

⁃ Compatible with iOS 17.
⁃ Other minor bugs fixed.

### 5.1 — 2023-04-26

⁃ Compatible with iOS 16.
⁃ Other minor bugs fixed.

## Apps similar to Debts Monitor

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Payoff Planner & Tracker](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715) | 4.7 (7,221) | Free | Finance |
| [Debt Snowball - Payoff Planner](https://appshunter.io/ios/app/debt-snowball-payoff-planner/id1478622759) | 4.7 (1,321) | Free | Finance |
| [Loan Calculator - Loan2Me](https://appshunter.io/ios/app/loan-calculator-loan2me/id1442980816) | 4.8 (8,234) | Free | Finance |
| [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,434) | Free | Finance |
| [Loan Calculator Mortgage Rate](https://appshunter.io/ios/app/loan-calculator-mortgage-rate/id6451256178) | 4.2 (10) | Free | Finance |
| [Loan Calculator - Home Payment](https://appshunter.io/ios/app/loan-calculator-home-payment/id1097378421) | 4.8 (313) | Free | Finance |

## More apps by 倩 赵

- [Dog Buddy Pro](https://appshunter.io/ios/app/dog-buddy-pro/id444082194)
- [Cat Buddy Pro](https://appshunter.io/ios/app/cat-buddy-pro/id446066704)
- [Dog Buddy - Activities & Log](https://appshunter.io/ios/app/dog-buddy-activities-and-log/id448923379)
- [Cat Buddy](https://appshunter.io/ios/app/cat-buddy/id449438097)
- [Baby Kicks Monitor Pro](https://appshunter.io/ios/app/baby-kicks-monitor-pro/id452964061)
- [Blood Pressure Companion Pro](https://appshunter.io/ios/app/blood-pressure-companion-pro/id453210774)

All apps by 倩 赵: https://appshunter.io/developer/376557917

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*