# Debts — Track. Snowball. Pay off. > Debt tracking and payoff planning companion app with snowball method. (iPhone/iPad app by Coopla.) - Source: https://appshunter.io/ios/app/debts/id363447040 (this page in markdown: same URL + `.md`) - Developer: [Coopla](https://appshunter.io/developer/322335418) - Category: Finance, Business - Price: $2.99 - Age rating: 4+ - Requires: iOS 14.1 · 3 MB - Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan) - Released: 2010-11-01 - Data updated: 2026-08-26 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/debts/id363447040/reviews.md ## What is Debts? Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator. Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance. Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next. FEATURES * Payment progress indicators for easy tracking and motivation * Record payment and spending transactions for accurate balances * Quick view of upcoming scheduled payments * Timely due-date reminders with notifications * Payoff Plan estimator to support your payoff planning * Built-in debt snowball method for estimates and planning * Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox) * Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more) Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device. ## Key features - Track debt and payments - Payment schedule and reminders - Debt payoff estimator - Debt snowball method support - Export reports (CSV/PDF) - Multi-currency support ## Recent user reviews (10 of 24) All indexed reviews: https://appshunter.io/ios/app/debts/id363447040/reviews.md ### 5/5 — Love It!! *2020-04-11* In 4 months I paid off two creditors totaling $9,095. The snowball feature is motivational for me. One at a time and I soon as possible seeing the actual amount (with interest) I am paying long term. Simple and what I need. Thank you! ### 5/5 — Best debt payoff app *2019-08-10* Debts has a clean interface, is simple to use, and is very responsive. I appreciate having a goal to shoot towards and being able to see the expected date of payoff and percentage completed is a huge motivation for me. Thanks! Only improvements I could suggest would be using Touch/Face ID to unlock and the ability to back up either through email or iCloud. ### 3/5 — Crashes *2019-02-16* Constantly crashes on ipad pro. Haven't found a way to remove extra payment on the debt snowball. If you remove a payment, the snowball extra stays the same, doesn’t appear to be a way to change it. Seems pretty accurate as far as pay of date goes. Could be 5* with some fixes. ### 1/5 — Better, free apps than this one. Don’t waste your money! *2019-01-20* Disappointed that once you enter debts they are “uneditable” when it comes to editing planned payment it does NOT save. There are better free apps that I will continue to use instead of one this one that had to be purchased. ### 4/5 — Best snowball tracker I’ve found *2018-05-26* The app has just about everything I need, functionally. The UI is a bit spartan, but it’s clean and gets the job done. The ability to add payments and expenses to your debts is a feature that is shockingly difficult to find in other debt trackers, and is what set this one apart for me. Being able to see the impact of those variables as you go is really great. The biggest thing missing for me so far is the ability to edit payments. If you make a mistake when entering a payment or expense detail, you can’t edit it. You’ll have to delete it and re-enter. Great work so far! ### 2/5 — Doesn't save "planned payments" *2016-10-11* This app says that you can edit planned payments when the "snowball payment" option is turned off. So I turned off that option and tried to edit the payment, it doesn't save! I clicked done and then went back to the payment schedule, no change. What's the point of being able to change the payment if nothing else is going to update?! Pretty annoying. ### 5/5 — Perfect *2016-01-28, version 2.2* This is EXACTLY what I was looking for! I have tried many debt monitor apps and this one is by far my favorite. Clean, simple design, user friendly, organized, ability to do custom payments if you're the type to pay more than the minimum payment, and I love the pie chart to help me visualize where the majority of my debt is concentrated. If you're looking for an easy-to-use debt monitor app, this is the one for you! Worth the purchase, in my opinion. ### 2/5 — Meh *2015-01-16* Pretty basic. Nothing here you can't get for free elsewhere. ### 4/5 — Awesome! *2014-04-22, version 2.0.1* Great app great interface. Maybe introduce a password protecter? Debts are very personal and would not want friends or family clicking on to this app. Cheers ### 5/5 — Just Works! *2014-01-12* This app is perfect! It helps ,my debt with simplicity. Its amazing how it breaks down all debt from monthly payments to the last payment of my debt. Must buy! ## Frequently asked questions about Debts ### How much does Debts cost? Debts is a paid app, available for a one-time purchase of $2.99. This price grants you full access to all features without ongoing costs or advertisements. ### What devices is Debts compatible with? Debts is a universal app designed for both iPhone and iPad. It also supports iPod devices, ensuring broad accessibility across Apple's mobile ecosystem. ### Does Debts have ads or in-app purchases? No, Debts is completely free of ads and does not offer any in-app purchases. Your experience is uninterrupted and all features are included with the initial purchase. ### How often is Debts updated? The app was last updated on December 24, 2025, with version 2.7. This indicates a commitment to ongoing maintenance and potential feature enhancements. ### Is my financial data secure with Debts? Yes, your data stays on your device as there is no sign-up required. This local storage approach enhances privacy and security for your financial information. ### Can Debts help me track multiple currencies? Yes, Debts supports multiple currencies based on your device's region settings, including USD, EUR, and JPY, among others. This makes it versatile for users with international financial obligations. ### What is the age rating for Debts? Debts has an age rating of 4+, making it suitable for a wide range of users. This indicates that the content is generally appropriate for all ages. ### What payment methods can I record in Debts? You can record detailed payment and spending transactions for accurate balances. The app focuses on tracking your debt obligations and the payments you make towards them. ## Version history (last 5 releases) ### 2.7 — 2025-12-24 This update includes bug fixes and is iOS 26 compatible. ### 2.6 — 2022-10-27 This update includes bug fixes and is iOS 16 compatible. ### 2.5 — 2021-10-24 This update includes bug fixes and is iOS 15 compatible. ### 2.4 — 2021-07-20 This update includes dark mode support and bug fixes. ### 2.3.2 — 2019-03-29 This Debts app update includes improvements and bug fixes. ## Apps similar to Debts | App | Rating | Price | Category | | --- | --- | --- | --- | | [AlmostZero - Debt Tracking App](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024) | 4.8 (75) | Free | Finance | | [Debts Monitor Pro for iPad](https://appshunter.io/ios/app/debts-monitor-pro-for-ipad/id650733937) | 3.6 (12) | $1.99 | Finance | | [Debts Monitor](https://appshunter.io/ios/app/debts-monitor/id639926542) | 3.7 (51) | Free | Finance | | [Billpad: Bill Due Reminder](https://appshunter.io/ios/app/billpad-bill-due-reminder/id6448975056) | — | $4.99 | Finance | | [Debt Payoff Box: Snowball Plan](https://appshunter.io/ios/app/debt-payoff-box-snowball-plan/id1240710873) | 4.5 (2,418) | Free | Finance | | [Debt Manager](https://appshunter.io/ios/app/debt-manager/id482482660) | 4.6 (554) | $0.99 | Finance | ## More apps by Coopla - [Routines](https://appshunter.io/ios/app/routines/id370297791) - [TextFun](https://appshunter.io/ios/app/textfun/id871724945) All apps by Coopla: https://appshunter.io/developer/322335418 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*