# DebtWise: Crush Your Debt — user reviews > 30 indexed App Store user reviews of DebtWise by Habitual Money, Inc., rated 4.60/5 from 131 ratings. - Source: https://appshunter.io/ios/app/debtwise-crush-your-debt/id1553030289/reviews - App overview in markdown: https://appshunter.io/ios/app/debtwise-crush-your-debt/id1553030289.md - Rating breakdown: 5★ 111 · 4★ 6 · 3★ 4 · 2★ 2 · 1★ 8 ## Newest reviews (10 of 30) ### 2/5 — Can input actual numbers *2024-12-07* Seems nice because it imports your accounts. But they are all wrong, some months behind. When you try to build a plan it uses you minimum payment, you can’t input you actual payment amount. So overall numbers are not correct ### 4/5 — Good app but needs bug fixes *2024-08-08* App crashes a lot, doesn’t update after editing plans, won’t let me change categories sometimes on my transactions and won’t let me create smart rules. Would be perfect if these problems can be fixed ### 3/5 — App Crashes *2024-05-09* This app has all the features I want…but it crashes so much that on certain days it’s completely unusable. On good days it’s a great app, but over the past 5 months that I’ve had it, the crashing problem has never been fixed. It’ll be the perfect app if they can fix that glitch. **Developer response:** Thank you so much for the feedback! We'd love to help fix the issue you're having. You can email us at hello@joinpeach.co. ### 3/5 — Has potential *2023-11-22* I really like the features of this app, it had everything I was looking for. The only downside is Equifax dosent have all of the accounts I want to include and peach dosent let me manually add accounts or edit the debts due dates. If those options were added it would be perfect. Until then I’ll have to use a spreadsheet ### 5/5 — Very helpful for my business *2022-04-15* This app is really helpful for my business and gave me a great overview of where to spend less! **Developer response:** Glad your finding it valuable. We will keep improving it. ### 5/5 — Loving it *2022-03-04* Love the ability to create smart rules based on merchant names! I have a few online vendors I regularly buy from and once I created the smart rules, those purchases now get categorized properly (supplements, personal care, pet food). Also love the monthly and annual summaries by category so I can accurately budget for the month based on my historical averages. ### 5/5 — Prepare to be impressed *2022-03-03* I never write reviews for anything... but when I do it's probably for some terrible food service or for an amazing app like this one. Its very hard to do simple things but definitely not this app. The beautifully designed UI makes it easy to understand all my financials in one place. The best part is that I am able to track my countless spending and build better habits with their content and budgetting functionality. After trying out so many other apps on the market, I find this one to be perfect for what I need. ### 5/5 — Budgeting *2022-03-01* Great app for creating a monthly budget. It simplifies all your income vs expense tracking to help you reach you financial goals. Fully intuitive app that is easy to use. ### 5/5 — Easy to use!! *2022-02-28, version 1.2.1* Such a great app to track your finances and manage a budget! Easy to use and eye friendly. I really love this app! ### 5/5 — Finally Something Customizable! *2022-02-18* This is a great way to force yourself to be involved with purchases and how they impact you budget… which I know sounds like something I should already know but honestly little purchases here and there really sneak up on me. Plus since you review and set categories for all your transactions you know for a fact everything is marked right. For example instead of just food spend I have a category for groceries, Uber Eats, and restaurants separately so I know which one I blew my budget on 😅 ## Most critical reviews (10 lowest-rated) ### 1/5 — Theft/Fraud *2026-01-21* This app does not work as advertised. I have emailed support on multiple occasions to receive nothing in return. I paid for a subscription to link my equifax and it still asks me to link. Waste of money, I feel cheated and stolen from. If I could; this would receive no stars. ### 1/5 — Did not work from the start *2025-12-31* I paid for premium and couldn’t get my equifax to sync I reached out to ask them to not charge me they said they couldn’t do anything about it. ### 1/5 — App just Crashes *2025-12-01, version 6.1.1* This app sucks, it won’t open, just crashes after downloading it. ### 1/5 — Stuck- doesn’t load *2025-05-05, version 6.0.2* Put in all my information. Click the Planner tab, and agreed to payment. Just spins and never loads. Gets stuck. Very buggy! I’ve tried uninstalling, reinstalling. Logging off and on. Nothing. Doesn’t work and there’s no option to reach tech support WASTE OF MY TIME ### 1/5 — Doesn’t let me set up *2024-11-06, version 5.2.1* It doesn’t even let me create and account . Suppose to send a text with a passcode and doesn’t do it . No updates , nothing . Tried on different days too. Wack app ### 1/5 — Disappointed *2023-11-18* I was very excited to try and use this app. Unfortunately I couldn’t get my Equifax account to sync. I’ve tried reaching out to customer service through email and after 2 1/2 weeks I still haven’t heard back. I re-tried the process about five times and it still won’t work so I’m very disappointed and unfortunately will be deleting the app. ### 1/5 — App crashes *2023-10-23* Every time I try to build my plan, the app crashes as soon as I tap to add minimum payments. It doesn’t allow me to pick up where I left off either - multiple taps to get back where I was. Also no way to bypass these steps so I’m stuck. I wanted to love this app, but it’s disappointing me. Super frustrating when I am trying get my plan built. **Developer response:** Hi there, we are so sorry for the issues you experienced while using the app. We have pushed out an update that addresses all of these problems and we hope you'll come back and try it again! ### 1/5 — Doesn’t work *2023-09-18, version 4.3.2* Every time I click “Build my plan”, the first step to actually setting the app up to work, it crashes. It’s useless ### 1/5 — Can’t do anything *2023-05-03, version 4.0.0* App keeps crashing. Pointless. ### 1/5 — Won’t load in?? *2023-02-26, version 3.0.8* I wanted to try this app but it won’t load. I type in my number and then it just shuts down and won’t let me do anything. ## Most praised reviews (10 highest-rated) ### 5/5 — My favorite app to track debt payoff *2024-11-30* I really like the setup on this. It helps me with seeing how much I’ve paid and when I can pay everything off. I also like that I can customize my plans. Would recommend to a lot of people ### 5/5 — Great debt tracker *2024-08-07, version 5.2.1* Great free debt tracker so far! ### 5/5 — Such an easy way to manage my bills and pay off debt! *2024-07-07* Seeing all of my bills and debts in one place has made paying them and paying off my debt so much easier! I love that my accounts are easily connected and update on their own, and seeing the payoff dates for each debt has given me hope that I will be debt-free! ### 5/5 — Phenomenal app *2024-04-18* Phenomenal app. I’ve been using it since the BETA version. Very simple to use and straight to the point. ### 5/5 — Love it *2023-05-24* This app is so important to daily life!! And I never thought I would NEED an app like I do this one. PURCHASE YOU WILL NOT REGRET IT. It is extremely easy to manage unlike some other apps that are typically hard to maneuver Ms ### 5/5 — The best app! *2023-05-23* I love this app and I find myself using it frequently. It really helps me visualize my finances so I can manage my debt better. The goal is to pay down all of my debt and Peach really helps! ### 5/5 — Great App! *2023-05-08* Lately my thinking has been centered around my budget, trying to save for grad school in a few number of years. When I was in college, twice I saved up 10K only to find it all spent on whatever I spent it on. This app is really useful in figuring out what my expenses are and budgeting for them. When I set up my monthly budget the app has visuals that help me get a quick understanding of it, even categorizing and budgeting by category! This app also does so much more too. I just want to say that if you’re looking to get a handle on your expenses and debt, look no further than Peach. ### 5/5 — All peachy *2022-12-28, version 3.0.6* A great tool to get a look at my finances and help me manage my debt. ### 5/5 — Super easy and intuitive! *2022-07-31* I’m constantly surprised by how much I’ve spent in a month- all of the little purchases can really creep up. I’ve tried managing my expenses and debt using a bunch of apps but none of them ever really get the job done. Peach is the first app that I’ve used that has made staying on top of my finances easy. It has a beautiful UI and is super easy and intuitive to set up- would definitely recommend to anyone who wants to have a better relationship with their bills, loans, and / or finances in general! **Developer response:** Thank you! We will keep working hard to provide a great experience. ### 5/5 — User friendly *2022-07-26* App is super great and easy to navigate . I’d definitely recommend it . A+++ **Developer response:** Thank you! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*