# DebtWise — Debt Payoff Planner — Your Order. Your Freedom Date

> Your Order. Your Freedom Date (iPhone/iPad app by Amanuel Getachew Shiferaw.)

- Source: https://appshunter.io/ios/app/debtwise-debt-payoff-planner/id6759857721 (this page in markdown: same URL + `.md`)
- Developer: [Amanuel Getachew Shiferaw](https://appshunter.io/developer/1881284519)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 38 MB
- Languages: American English
- Released: 2026-03-08
- Data updated: 2026-07-29
- User reviews in markdown: https://appshunter.io/ios/app/debtwise-debt-payoff-planner/id6759857721/reviews.md

## What is DebtWise?

DebtWise helps you build a realistic, personalized debt payoff plan —
and actually stick to it.

Most debt apps force you into Avalanche (highest interest first) or
Snowball (smallest balance first). DebtWise gives you a third option:
your own order.

CUSTOM PAYOFF ORDER
Drag your debts into any sequence that makes sense for your life.
Pay off the family loan first. Tackle the one causing you the most
stress. DebtWise recalculates your freedom date instantly every time
you reorder — no re-entering data, no spreadsheet fiddling.

AVALANCHE & SNOWBALL TOO
Compare all three strategies side by side. See exactly how much
interest each one saves and which gets you debt-free fastest.

CASCADE EFFECT
When a debt is paid off, its minimum payment automatically rolls into
the next one — accelerating your payoff without any extra effort.

TRACK YOUR PROGRESS
Watch your freedom date get closer. Unlock milestones as you pay down
each debt. See your total interest shrinking month by month.

FREE TO START
Track up to 2 debts completely free. Upgrade to Pro for unlimited debts, strategy comparison, milestones, and data export.

COMPLETELY PRIVATE
No account. No cloud sync. Your data lives only on your device.

DEBTWISE PRO
  Unlock unlimited debts, strategy comparison, milestones, and data export.
  • Annual: $9.99/year (auto-renews)
  • Lifetime: $19.99 (one-time)

  Subscriptions auto-renew until cancelled. Manage in iOS Settings → Apple ID → Subscriptions.

  Terms of Use: https://sites.google.com/view/debtwise-terms-of-use/home
  Privacy Policy: https://sites.google.com/view/debtwise-privacy/home

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| DebtWise Pro | $5.99 | per month |
| DebtWise Pro | $49.99 | per year |
| DebtWise Pro | $2.49 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| DebtWise Pro | $99.99 | one-time |



## Version history (last 3 releases)

### 1.1.4 — 2026-07-24

New: choose a yearly plan or a one-time lifetime purchase. Fixes layout issues on larger iPhones and improves reminders.

### 1.0.1 — 2026-03-14

- Fresh new app icon
- Bug fixes on debt-free data calculation

### 1.0 — 2026-03-09

No release notes.

## More apps by Amanuel Getachew Shiferaw

- [Heirloom - Write to Future You](https://appshunter.io/ios/app/heirloom-write-to-future-you/id6760857992)

All apps by Amanuel Getachew Shiferaw: https://appshunter.io/developer/1881284519

## Related topics

[zeroout debt planner](https://appshunter.io/ios/topics/zeroout-debt-planner)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*