# DebtZero – Debt Payoff Planner — Pay Off Debt Faster & Smarter > Pay Off Debt Faster & Smarter (iPhone/iPad app by jeanre otto.) - Source: https://appshunter.io/ios/app/debtzero-debt-payoff-planner/id6757705742 (this page in markdown: same URL + `.md`) - Developer: [jeanre otto](https://appshunter.io/developer/1843283224) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 2 MB - Languages: English - Released: 2026-04-02 - Data updated: 2026-07-23 - User reviews in markdown: https://appshunter.io/ios/app/debtzero-debt-payoff-planner/id6757705742/reviews.md ## What is DebtZero? Debt Payoff helps you take control of your finances and build a clear plan to become debt free. Track all your debts in one place, compare proven payoff strategies, and see exactly when you'll be free. KEY FEATURES Track Your Debts Add all your debts with balances, interest rates, minimum payments, and due dates. Watch your progress with a visual dashboard that shows how far you've come. Smart Payoff Strategies Compare Avalanche (highest interest first) and Snowball (smallest balance first) strategies side by side. See which saves you the most money and time. What-If Simulator Curious what happens if you pay an extra $100 per month? The simulator shows you exactly how many months you'll save and how much interest you'll avoid. Budget Mode Enter your monthly income and debt budget to get personalized payment allocations. See your debt-to-income ratio and get recommendations based on industry benchmarks. Payment Calendar Never miss a due date. View all your upcoming payments on a monthly calendar with payment history tracking. Milestones & Badges Celebrate every win. Earn badges for your first payment, reaching 25%, 50%, and 75% milestones, maintaining payment streaks, and finally becoming debt free. Detailed Statistics Charts, projections, category breakdowns, and payment history give you a complete picture of your financial progress. Recurring Payments Set up automatic payment logging so you never forget to track a monthly payment. CSV Export Export your debt summary and full payment history as CSV files for your records or financial advisor. Terms of Use (EULA): https://www.vertomedia.co.za/terms-of-service ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | DebtZero Pro | $4.99 | one-time | ## Version history (last 3 releases) ### 1.2 — 2026-06-12 A fresh new look — and more ways to go Pro. • Beautiful redesign: a cleaner, calmer interface with refined cards, smoother typography, and a more polished feel throughout. • New flexible Pro plans: choose Monthly, Yearly (with a 7-day free trial), or a one-time Lifetime unlock — whatever fits you. • Clearer upgrade screen that shows exactly what Pro can save you on your own debts. • Lots of small refinements and fixes to make tracking your payoff smoother. ### 1.1 — 2026-05-04 Pro Features - Debt Consolidation Calculator — see if combining your debts saves money - Lump Sum mode in the What-If Simulator — model a one-time payment like a tax refund - Payment & daily reminders — never miss a due date - PDF Progress Report — export a full debt summary to share or save - On-Track indicator — see at a glance whether you're ahead or behind your payoff goal Improvements - Smoother animations and transitions throughout the app - Fixed currency symbol display for non-USD currencies - Accessibility improvements across all screens - Bug fixes and stability improvements ### 1.0 — 2026-04-02 No release notes. ## More apps by jeanre otto - [Sudo+](https://appshunter.io/ios/app/sudo-plus/id6753763444) - [NotoFlow+](https://appshunter.io/ios/app/notoflow-plus/id6755818544) All apps by jeanre otto: https://appshunter.io/developer/1843283224 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*