# Decision Debt — Pay down deferred decisions > Quantifies and manages the cost of deferred decisions. (iPhone/iPad app by Decisive Leader (Apps).) - Source: https://appshunter.io/ios/app/decision-debt/id6792558227 (this page in markdown: same URL + `.md`) - Developer: [Decisive Leader (Apps)](https://appshunter.io/developer/6792558229) - Category: Productivity, Business - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 7 MB - Languages: English - Released: 2026-08-06 - Data updated: 2026-09-15 - Monetization: free ## What is Decision Debt? Most of what drains you isn't on your to-do list. It's the decision you haven't made — the one sitting open, unresolved, quietly costing you attention every day it stays that way. Decision Debt makes that cost visible. Log the calls you're deferring. Score each one on stakes and reversibility — how much rides on it, how hard it is to undo. The app prices what deferring is costing you, and shows you exactly why: every number traces back to your own inputs, nothing hidden. Deadlines shift what you tackle first without changing what the delay costs — so a small call due tomorrow can outrank a bigger one due next year, and your headline number stays an honest measure of accumulated cost, not a scheduling gimmick. Settle a decision — decide it, delegate it, or dismiss it — and watch the debt clear. Build a track record: how fast you settle, how much you clear, how the pattern improves over time. Based on the Decision Debt framework from the Decisive Edge series. What it does: — Logs deferred decisions with two inputs: stakes and reversibility — Prices the cost of delay as it accumulates — Prioritizes by urgency without corrupting the debt score — Tracks your settle rate and carry time over time — Explains every number — no black box Privacy: Everything stays on your device. No account, no server, no data collection. Your decisions never leave your phone. ## Key features - Log deferred decisions - Score decisions by stakes and reversibility - Quantify cost of delay - Prioritize by urgency - Track settle rate and carry time - Explain all calculations ## Is Decision Debt safe? Not enough ratings yet to assess Decision Debt. ## Is Decision Debt legit? Decision Debt has limited verification signals. The AppsHunter Legitimacy Score for Decision Debt is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Decision Debt ### What is Decision Debt? Decision Debt is a productivity tool that helps you identify and quantify the 'cost' of decisions you've deferred. By logging decisions and scoring them on stakes and reversibility, it visualizes the accumulated debt, encouraging you to resolve them. ### How does Decision Debt calculate the cost of delay? The app calculates the cost of delay based on your own inputs for stakes and reversibility for each deferred decision. Every number is traceable back to your inputs, ensuring transparency in the calculation. ### Can Decision Debt prioritize tasks based on deadlines? Yes, Decision Debt allows deadlines to shift what you tackle first without altering the fundamental cost of delay. This ensures that urgent but smaller decisions can be prioritized appropriately. ### Does Decision Debt collect my data? No, Decision Debt prioritizes your privacy. Everything stays on your device, with no account, server, or data collection. Your decisions never leave your phone. ### How often is Decision Debt updated? The app was last updated on August 12, 2026, with version 2.2. This indicates a recent update, suggesting ongoing development and support. ### What devices does Decision Debt support? Decision Debt is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ### What is the age rating for Decision Debt? Decision Debt has an age rating of 4+, making it suitable for users of all ages. ### Does Decision Debt have ads? No, Decision Debt is ad-free. It is a completely free application with no advertisements to interrupt your experience. ## Version history (last 5 releases) ### 2.4 — 2026-09-05 Improves the optional Adaptive Assistant connection by ensuring pairing always opens the trusted production service. Also includes reliability and compatibility improvements. ### 2.3 — 2026-08-29 Decision Debt 2.3 makes it easier to move from an open decision to confident action. • New five-tab navigation with a dedicated More section • Clearer completion experience when resolving decisions • Faster access to resources, settings, privacy, and support • Optional Adaptive companion integration • Usability, reliability, and interface improvements Decision Debt remains local-first and works without an account. ### 2.2 — 2026-08-12 Thanks for using Decision Debt! Version 2.2 includes: • A new in-app rating experience, making it easier to share your feedback on the App Store • Continued improvements to the To-Do experience • Performance improvements and minor fixes Your feedback helps shape what comes next for Decision Debt. ### 2.0 — 2026-08-11 This update adds a new To-Do experience to Decision Debt. • Create and manage To-Do items directly in the app • Set priorities, due dates, and reminders • See unresolved decisions alongside your To-Do items • Use Siri and Shortcuts to add tasks and decisions by voice • Ask Siri to read your To-Do list in priority order • Update task priority or mark tasks complete with Siri • Improved reminder handling, privacy, and reliability • Additional performance, security, and stability improvements ### 1.0 — 2026-08-06 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-15.*