# Deem — One App-Infinite Possibilities

> Digital platform for managing credit cards, personal loans, and financial products. (iPhone/iPad app by Deem.)

- Source: https://appshunter.io/ios/app/deem/id6469543258 (this page in markdown: same URL + `.md`)
- Developer: [Deem](https://appshunter.io/developer/1486561079)
- Category: Finance
- Price: Free
- Rating: 2.60/5 from 5 App Store ratings · 75 written reviews indexed
- Age rating: 17+
- Requires: iOS 15 · 59 MB
- Languages: American English
- Released: 2023-10-23
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/deem/id6469543258/reviews.md

## What is Deem?

Introducing the all-new Deem Mobile App, a new digital experience to effortlessly manage your Deem Credit Card or Personal Loan. We've completely transformed the way you engage with your finances, delivering an unparalleled & intuitive user experience, with access to a wider range of Deem products and services.

Features:
Take Control: Seamlessly manage and control your finances with a few taps. You're in charge. 
Effortless Credit Card Applications: New customers can effortlessly apply for credit cards directly through the app, streamlining the onboarding process. Unlock a world of possibilities at your fingertips.
All-in-One Hub: Access all your benefits and rewards in one place, making your financial experience truly comprehensive.
Exceptional Customer Support: Our app is designed to provide help when you need it, ensuring you're never alone on your financial journey. 
Top-tier Security: Your financial data's security is our utmost priority. With state-of-the-art security measures, your information is safeguarded like never before.

Download the new Deem Mobile App today and take hold of your financial future. Immerse yourself in the convenience, efficiency, and unwavering reliability of a financial companion that prioritizes your needs. Your path to an effortless digital experience is just a download away.

## Key features

- Manage credit card and personal loans
- Apply for new credit cards
- Access benefits and rewards
- Receive customer support
- Secure financial data management

## What do users think of Deem?

Overall sentiment: negative

**Pros**

- 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates

**Cons**

- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues
- 📱 App incompatibility with older iOS versions
- ⏱️ Slow payment processing (24+ hours)
- 🚫 Missing critical features in new app version
- 😤 Misleading promotional offers and false promises
- 🔄 Automatic logout during sessions
- 💔 Deteriorated service quality over time
- 📧 No email response to customer inquiries
- 🎭 Aggressive sales tactics but no support after purchase
- ⚠️ Charging fees for unused cards
- 🔴 Difficult to reach customer service via phone

**Commonly reported bugs**

- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen
- KYC update failing repeatedly
- EID updation showing persistent errors
- Payment transaction rejection despite available balance
- Incorrect balance display and statement information
- Duplicate transactions appearing
- App showing wrong card or no card at all
- Registration page stuck on blank white page
- Excess limit fees charged incorrectly
- Cashback points not reflecting in balance
- Payment not showing in real-time
- App laggy and slow performance
- Error messages: 'Something is wrong, please try again later'
- Buffering issues on payment portal
- Downloaded wrong user statement
- App incompatible with iOS 15.5

**Most requested features**

- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option
- Direct manager escalation option in IVR
- Cashback details visibility in app
- Card full limit display in dashboard
- SMS notifications for account deductions
- Auto-logout disable option in settings
- Previous statements and due dates visibility

## Recent user reviews (10 of 75)

All indexed reviews: https://appshunter.io/ios/app/deem/id6469543258/reviews.md

### 1/5 — Not working

*2025-10-23, version 1.3.8*

Not working in iphone

### 1/5 — Overall

*2025-10-03, version 1.3.8*

No response to the calls and no action to service requests. Requested for card cancellation long time back and given false offer promises. Fed up with calling too many times and loosing phone recharged amount.

### 1/5 — Bad customer support

*2025-09-23, version 1.3.8*

No option to connect with customer care. I am trying to cancel my card, sent multiple emails, raised multiple service request- no action.

### 1/5 — Password change

*2025-09-03, version 1.3.8*

Tried to change password but when I put new password it says login session expired what is this happening?

### 1/5 — Worst bank - Stay away

*2025-08-30, version 1.3.8*

The app is super glitchy, they have automatically changed my reward payout category. I have raised multiple requests but no response and they ignore it. 1000 calls before you take a card, none when you actually need them…

### 5/5 — Excellent service

*2025-07-31, version 1.3.8*

Hello team ,
I would like to thanks for one of ur staff mr wasay best sercive and knowledge he provide throughout my concern really appreciate

### 1/5 — Predatory payment method

*2025-07-18, version 1.3.8*

They will charge money despots of fault of their App. And despite of no pending amount they will not let you close the card. There is no option to get away with this card through App, email or customer care.
Abhorrent and disgustingly scamming company

### 1/5 — Half star was maximum they deserve

*2025-07-18, version 1.3.8*

I wish I couple have given them even lower rating than this as they don’t deserve to have even 1 star. Until a prospect has not taken any facility with them , these guys will chase you day and night. And the day you want to settle your account and request for a liability letter , believe me that to get your request answered is impossible. They will make sure not to answer any emails no phone calls (which is on automation). 
Their customer service is not POOR as POOR has some credit to it. These guys are below POOR as they don’t answer any query of yours when any client wants to settle his or hers account.

### 1/5 — Extremely Poor customer service

*2025-05-12, version 1.3.7*

When it’s time to cancel the card, they don’t respond for days on end, and then lie and say they tried calling you and close the case. The approx wait time for customer service is 10-15mins and there’s never a manager available to speak with! Terrible customer service! DO NOT use them!

### 1/5 — Bad customer service

*2025-05-10, version 1.2.3*

Very bad experience, you update your software to a version that can’t be accessed by my mobile so I’ve been without access for some time and your customer service did nothing about it

## Frequently asked questions about Deem

### What can I do with the Deem Mobile App?

The Deem Mobile App allows you to effortlessly manage your Deem Credit Card or Personal Loan. You can take control of your finances, apply for new credit cards, access all your benefits and rewards in one place, and receive exceptional customer support.

### Is it easy to apply for a credit card through the app?

Yes, new customers can effortlessly apply for credit cards directly through the app. This streamlines the onboarding process, unlocking a world of possibilities at your fingertips.

### How much does the Deem Mobile App cost?

The Deem Mobile App is free to download and use. There are no upfront costs associated with managing your existing Deem products or applying for new ones through the app.

### Is my financial data secure with the Deem Mobile App?

Yes, top-tier security is a priority. The app is designed with state-of-the-art security measures to safeguard your financial data, ensuring your information is protected.

### Who is the Deem Mobile App for?

This app is designed for existing Deem customers who want to manage their credit cards and personal loans digitally, as well as new customers looking to apply for Deem credit cards. It's for anyone seeking a convenient and secure financial management experience.

## Version history (last 5 releases)

### 1.4.3 — 2025-11-26

We’ve made minor fixes to enhance your experience

### 1.3.8 — 2025-05-20

We’ve made minor fixes to enhance your experience

### 1.3.7 — 2025-05-01

We’ve made minor fixes to enhance your experience

### 1.3.0 — 2025-02-11

We’ve made minor fixes to enhance your experience

### 1.2.9 — 2025-02-07

We’ve made minor fixes to enhance your experience

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## More apps by Deem

- [Deem Mobile](https://appshunter.io/ios/app/deem-mobile/id1486561080)

All apps by Deem: https://appshunter.io/developer/1486561079

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
