# DeFiner: Lend & Borrow Crypto — Crypto Lending & Wallet

> Decentralized finance platform for crypto lending, borrowing, and earning passive income. (iPhone/iPad app by DeFiner Pte. Ltd..)

- Source: https://appshunter.io/ios/app/definer-lend-and-borrow-crypto/id1437068787 (this page in markdown: same URL + `.md`)
- Developer: [DeFiner Pte. Ltd.](https://appshunter.io/developer/1437068786)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.94/5 from 16 App Store ratings · 5 written reviews indexed
- Age rating: 17+
- Requires: iOS 14.1 · 114 MB
- Languages: English, Chinese
- Released: 2018-10-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/definer-lend-and-borrow-crypto/id1437068787/reviews.md

## What is DeFiner?

As the first DeFi platform with the mobile app, the DeFiner iOS app provides users with maximum convenience for crypto depositing, borrowing, and earning. Our powerful multi-chain solution enables users to switch between networks seamlessly. Built in with a wallet function, DeFiner aims to provide more flexibility. DeFi lending in your hands! Earn high APR on your crypto with DeFiner today!
With DeFiner mobile app you can:
Lend crypto
-Deposit crypto assets and earn passive income.
Borrow crypto
-Collateralized loan: Borrow against your deposits.
-Options for fixed-term and fixed-rate loans.
Multi-chain solution
-Serves all ecosystem users: Seamlessly Network Switching.
DeFiner currently supports: Ethereum, Polygon, Bitcoin mainnet, Aurora, Kava, BNB Chain and OKEX Chain.
Refer Friends. Earn Crypto Together.
Earn $10 of Crypto for each friend referred. Plus earn an additional bonus equal to 20% of any FIN mined by your friends.
Learn more: https://help.definer.org/the-definer-referral-prgram.
Supported Assets:
DeFiner (FIN), Bitcoin (BTC), Ethereum (ETH), Polygon (MATIC), USD Coin (USDC), Dai Stablecoin (DAI), Tether USD (USDT), OKB (OKB), SushiToken (POS), CRV (PoS), Basic Attention Token (BAT), Maker (MKR), ChainLink Token (LINK) and more!
About DeFiner:
DeFiner is a permission-less and configurable decentralized lending protocol with privacy 100% protected. DeFiner’s configurable lending protocol enables users to borrow, earn and stake any crypto assets privately.
DeFiner removes the extant restriction and centralized control in DeFi and offers flexibility to create a customized lending market where users can borrow funds against any crypto asset.
DeFiner also enables users to create staking pools and set configurations to lock up liquidity and reward communities.
By participating in staking and lending pools, crypto investors can earn passive income from their parked crypto asset on DeFiner’s globally available marketplace. Users have the option to transact in a private model to protect their privacy.
Learn more:
https://definer.org/
Twitter: https://twitter.com/definerorg
Telegram: https://t.me/DeFiner
Discord: https://discord.com/invite/rUCBdTp
If you have any questions, please contact DeFiner on Discord and Telegram.

## Key features

- Deposit crypto to earn passive income
- Borrow crypto with collateral
- Fixed-term and fixed-rate loans
- Multi-chain network switching
- Integrated crypto wallet
- Referral program for earning crypto

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/definer-lend-and-borrow-crypto/id1437068787/reviews.md

### 1/5 — Can’t withdraw funds

*2022-06-13, version 2.6.2*

The app attracted me with very nice APR. everything seemed fine until I tried to withdraw funds. Unfortunately I want able to. Can’t really find any support on discord or telegram. Somebody mentioned it’s due to high utilization rate. Only scammers reply on telegram. Some support from the team would be approximated. Thanks

### 5/5 — It’s about time to have a DeFi mobile app!

*2021-11-23, version 2.2.2*

Innovating and refreshing. Can’t believe the industry waited this long to have a DeFi mobile app. Way to think ahead DeFiner

### 5/5 — Nice app for earn crypto

*2021-10-14, version 2.1.1*

Love it, easy to use and earn crypto with high yield.

### 4/5 — Updates can be useful

*2021-03-24, version 2.1.1*

Good Useful app to store  some eth safely ⛏🚀

### 5/5 — Wow

*2019-02-28, version 1.2.0*

I really like this. Easy to use.

## Frequently asked questions about DeFiner

### What cryptocurrencies does DeFiner support for lending and borrowing?

DeFiner supports a wide range of assets including DeFiner (FIN), Bitcoin (BTC), Ethereum (ETH), Polygon (MATIC), USD Coin (USDC), Dai Stablecoin (DAI), Tether USD (USDT), OKB (OKB), SushiToken (POS), CRV (PoS), Basic Attention Token (BAT), Maker (MKR), and ChainLink Token (LINK), among others.

### How does DeFiner ensure the security of user funds?

DeFiner is a permission-less and configurable decentralized lending protocol with privacy 100% protected. It aims to remove centralized control and offers flexibility to create customized lending markets.

### Can I borrow crypto with a fixed interest rate on DeFiner?

Yes, DeFiner offers options for both fixed-term and fixed-rate collateralized loans, allowing users to borrow against their deposited crypto assets.

### What blockchain networks does DeFiner operate on?

DeFiner currently supports multiple blockchain networks including Ethereum, Polygon, Bitcoin mainnet, Aurora, Kava, BNB Chain, and OKEX Chain, enabling seamless network switching for users.

### How can I earn passive income with DeFiner?

You can earn passive income by depositing your crypto assets into DeFiner's platform, which then allows you to lend them out and earn a high Annual Percentage Rate (APR).

### What is the referral program for DeFiner?

DeFiner offers a referral program where you can earn $10 of Crypto for each friend referred. Additionally, you can earn an extra bonus equal to 20% of any FIN mined by your referred friends.

### Is DeFiner available on multiple devices?

Yes, DeFiner is available on iPhone and iPad, as indicated by its support for iOS devices.

### How frequently is DeFiner updated?

The latest version of DeFiner, 2.8.2, was last updated on April 12, 2023, suggesting a relatively active development cycle.

## Version history (last 4 releases)

### 2.8.2 — 2023-04-12

Further enhancement of the wallet functionality and improving the availability of tokens for transacting on the supported blockchains.

### 2.8.1 — 2023-04-01

Fix issue with the savings related charts.

### 2.8.0 — 2023-03-25

Improved data accuracy by fetching Data directly from the Definer protocol
Switched to the Definer backend new generation.
Adopted CoinGecko API for pricing data.

### 2.7.0 — 2022-08-19

1. Bitcoin Mainnet Support ;
2. BNB Mainnet Support;
3. Aurora Mainnet Support;
4. Kava Mainnet Support;
5. UI improvements and bug fixing.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
