# DelDebt: Debt Payoff Planner — Snowball & Avalanche Tracker

> Snowball & Avalanche Tracker (iPhone/iPad app by Andrei Kramarenko.)

- Source: https://appshunter.io/ios/app/deldebt-debt-payoff-planner/id6808195611 (this page in markdown: same URL + `.md`)
- Developer: [Andrei Kramarenko](https://appshunter.io/developer/6781310846)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 9 MB
- Languages: American English
- Released: 2026-09-10
- Data updated: 2026-10-02
- User reviews in markdown: https://appshunter.io/ios/app/deldebt-debt-payoff-planner/id6808195611/reviews.md

## What is DelDebt?

DelDebt turns a pile of debts into a clear payoff plan: a debt-free date, total interest, and exactly how much every extra dollar saves.

FIVE PAYOFF METHODS
Snowball (smallest balance first), avalanche (highest APR first), blizzard, cash flow and your own custom order. DelDebt computes them all on your numbers and shows the interest difference - switch in one tap.

THE DEBT MOUNTAIN
Your whole plan on one interactive chart: each debt is a colored layer that melts away month by month. Drag across it to see any month - payment, remaining balance, and the debts that close.

PAYMENT REMINDERS THAT RESPECT WEEKENDS
Set a due day for each debt and DelDebt shifts reminders to the last business day before it. Export all payments to your calendar (.ics) with built-in alerts.

TRACK YOUR PROGRESS
Log payments, watch progress bars fill, keep a month streak going, and see your payment history by month.

PRIVATE BY DESIGN
No signup needed and no ads: the whole plan works on your device alone. An optional account adds two things - your debts sync across your devices, and AI tips look at your numbers. Debt names never leave your device: the model sees "Debt 1", "Debt 2" and the amounts, nothing else. We never sell your data.

AI TIPS (PLUS)
Your numbers, read out loud: what is worth refinancing, which minimum payment is a trap, where to send a bonus, what to close early. The calculator does the math - the model only explains. One tip set per month is free; Plus removes the limit.

This is a calculator and planner, not financial advice.

Plus subscription
• "Plus, 1 month" — 1 month
• "Plus, 1 year" — 1 year
Subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the period. Payment is charged to your Apple ID on purchase confirmation. You can manage and cancel renewal in your Apple ID settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://deldebt.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Plus (1 year) | $5.99 | per year |
| Plus (1 month) | $0.89 | per month |



## Version history (last 5 releases)

### 1.4 — 2026-09-24

• If the server is updating or you're offline, you now see an "Updating…" screen instead of an error — the app reopens by itself once the connection is back.
• Plus purchases are now reliably linked to your account and show up on all your devices.

### 1.3 — 2026-09-18

Refreshed App Store listing.

### 1.2 — 2026-09-16

Faster app start; fixed the input auto-zoom on iPhone.
Debt categories; “Add a payment” and “Pay early” on the debt card; payment history.

### 1.1 — 2026-09-15

AI tips for your debts and sync across your devices. The Plus subscription is available right in the app; the payoff plan, the timeline, the calendar and the progress stay free.

### 1.0 — 2026-09-10

No release notes.

## Apps similar to DelDebt

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Snowball Payoff Tracker](https://appshunter.io/ios/app/debt-snowball-payoff-tracker/id6772266468) | — | Free | Finance |
| [Bucks: Budget Expense Tracker](https://appshunter.io/ios/app/bucks-budget-expense-tracker/id6756645984) | — | Free | Finance |
| [Бюро кредитных историй](https://appshunter.io/ios/app/id6775490415) | — | Free | Finance |
| [ООО "РТК"](https://appshunter.io/ios/app/id1600011268) | — | Free | Finance |
| [Stack - Simple Debt Manager](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951) | 4.3 (6) | Free | Finance |
| [Depty: Split Bills & Debts](https://appshunter.io/ios/app/depty-split-bills-and-debts/id1632647489) | 5.0 (2) | Free | Finance |

## More apps by Andrei Kramarenko

- [Tattoomancer](https://appshunter.io/ios/app/tattoomancer/id6781310844)
- [Palabra: Spanish & Greek Words](https://appshunter.io/ios/app/palabra-spanish-and-greek-words/id6802809546)
- [EmoAtlas: Mood Tracker Journal](https://appshunter.io/ios/app/emoatlas-mood-tracker-journal/id6807874151)
- [Who Reports Today: Earnings](https://appshunter.io/ios/app/who-reports-today-earnings/id6807917129)
- [Calories Not Count: Food Diary](https://appshunter.io/ios/app/calories-not-count-food-diary/id6811578018)

All apps by Andrei Kramarenko: https://appshunter.io/developer/6781310846

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*