# DemirBank - bank for your life > Mobile banking app for remote account opening, cardless ATM transactions, and instant payments. (iPhone/iPad app by Demir Kyrgyz International Bank CJSC.) - Source: https://appshunter.io/ios/app/demirbank-bank-for-your-life/id884950934 (this page in markdown: same URL + `.md`) - Developer: [Demir Kyrgyz International Bank CJSC](https://appshunter.io/developer/884950937) - Category: Finance, Business - Price: Free - Rating: 2.90/5 from 53 App Store ratings · 24 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 288 MB - Languages: American English, Kyrgyz, Russian, Turkish - Released: 2014-06-15 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/demirbank-bank-for-your-life/id884950934/reviews.md ## What is DemirBank? Looking for a simple way to manage your finances on the go? Here's your chance! Welcome to our innovative banking mobile app - your personal financial assistant right in your pocket! Why choose our app? ● Remote Registration: Now you can open an account from the comfort of your home by simply downloading our app and registering remotely. Afterwards, a courier will contact you and deliver the physical card. ● QR withdrawal/deposit: Easy way to make deposits and withdrawals from ATMs without a physical card via DemirBank mobile application. ● Multi-currency card: You may open a card in KGS, USD, EUR currencies allowing you to save on currency conversion, providing access to different currencies without additional fees. ● Instant payments: Using the mobile application it is possible to instantly pay for more than 300 services, including government services and fines, and make a payment when it is convenient for you in just a few clicks. Download the application and enjoy new opportunities! Demir Bank - a bank for your life! [:mav: 6.2.3] ## Key features - Remote account registration - QR code ATM withdrawals/deposits - Multi-currency card options - Instant payments for 300+ services - Cardless ATM transactions ## Recent user reviews (10 of 24) All indexed reviews: https://appshunter.io/ios/app/demirbank-bank-for-your-life/id884950934/reviews.md ### 5/5 — the best banking app in the country *2026-08-22* Honestly, that’s the best banking app in the country. Simple, fast, intuitive, and incredibly convenient. Everything just works fine. ### 2/5 — Very user unfriendly UI *2026-01-15* I often struggle with tracking my expenses using this bank. Their transaction history is unclear, with incorrect dates and confusing splits of transactions into multiple smaller ones (why code it like that?). Additionally, some of their rules are absurd. For instance, one of the most frustrating ones is the requirement to maintain a certain percentage of funds in the account. If I need to pay $1,100, I can’t withdraw that full amount—I can’t even take out $1,090! It’s not a fee issue on the other end; it's simply a ridiculous rule they have. I continuously try to transfer my money to different banks that are much more user-friendly. Please work on your app! It's unacceptable to have such a poorly designed app in 2026! **Developer response:** Hello! Thank you for your feedback. We apologize for the inconvenience. Currently, we are actively working on improving this functionality in the mobile app to make it more user-friendly and accessible abroad. We would appreciate, if you could share more about your situation, so we can help you to resolve it. Please contact us through any convenient channel: Free call from any Kyrgyzstan operator: 2222 WhatsApp: +996 (770) 610 610 Demir Bank Team ### 1/5 — Barys Sultanov *2025-12-30* Сделайте норм дизайн интуитивно не понятно! И не удобно **Developer response:** Здравствуйте! Благодарим вас за отзыв. Мы понимаем, что частые обновления могут быть неудобными, однако они необходимы для улучшения функционала и безопасности нашего приложения. Мы постоянно работаем над тем, чтобы сделать использование приложения более удобным и эффективным для наших клиентов. Ваше мнение важно для нас и мы благодарим вас за обратную связь. Команда Демир Банк ### 2/5 — Ребята *2025-02-23* Э жиги вы запарили обновления каждый день делать ### 1/5 — Нерв *2025-02-22* Самое ужасное банковское приложение, постоянно виснет, верификация за..ла. Проще в Пентагон пропуск сделать… **Developer response:** Здравствуйте! Спасибо за ваш отзыв. Приносим извинения за доставленные неудобства. Все процессы верификации направлены на обеспечение максимальной безопасности в мобильном приложении. Мы постоянно работаем над улучшением функционала для вашего удобства и безопасности. Ваши замечания важны для нас и мы продолжим работать над улучшением качества обслуживания. Команда Демир Банк ### 5/5 — Всегда выручает когда за границей ! *2024-01-31* Приложение работает без отлично. Спасибо за постоянные обновления. Радует что и у нас есть такие банки с продвинутыми приложениями 👍 ### 3/5 — Дизайн *2023-08-21* Ребята… дизайн приложения из 2ух тысячных … желаю не останавливаться на достигнутом. ### 5/5 — Most reliable commercial bank in Kyrgyzstan *2023-08-15* Working more than 20 years, great and secure traditional banking service for business 👍 ### 1/5 — Worst Banking App *2023-06-05* In order to change phone number, you actually need to go to local branch, wait for 2 hours, and then change phone number, ridiculously stupid. How can a banking service be so bad!!! Closing my account with them ### 5/5 — Мыкты *2023-05-19* Жакшы өзгөрүүлөр болуп жатат. Азаматсыңар! ## Frequently asked questions about DemirBank ### What can I do with the DemirBank mobile app? The DemirBank mobile app allows you to manage your finances remotely. You can open a new account from home, make deposits and withdrawals at ATMs using QR codes without a physical card, and pay for over 300 services instantly. ### How do I open an account with this app? You can open an account remotely by downloading the app and completing the registration process. Following this, a courier will contact you to deliver your physical card. ### Can I use different currencies with this app? Yes, the app allows you to open a multi-currency card in KGS, USD, or EUR. This feature helps you save on currency conversion fees and provides access to different currencies without additional charges. ### Is this app free to use? Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements. ### What are the benefits of using the QR withdrawal/deposit feature? The QR withdrawal/deposit feature allows you to make deposits and withdrawals from ATMs without needing your physical card. You can perform these transactions easily using the DemirBank mobile application. ## Version history (last 5 releases) ### 6.2.3 — 2026-08-21 We’ve released one of our biggest updates yet! Get ready for exciting new features and important improvements: • Apple Pay — pay for your purchases even faster • A unique online loan offer! Apply for up to KGS 300,000 and propose your own interest rate! • Get partner loans of up to KGS 500,000! • Reissue your debit card without visiting a branch • Get OSAGO insurance policy directly in application Update the app now and experience the update in action! DemirBank — convenient today, reliable always. ### 6.2.2 — 2026-08-03 We’ve released one of our biggest updates yet! Get ready for exciting new features and important improvements: • Apple Pay — pay for your purchases even faster • A unique online loan offer! Apply for up to KGS 300,000 and propose your own interest rate! • Get partner loans of up to KGS 500,000! • Reissue your debit card without visiting a branch • Get OSAGO insurance policy directly in application Update the app now and experience the update in action! DemirBank — convenient today, reliable always. ### 6.2.1 — 2026-07-22 Updated version of the DemirBank app – important improvements for the efficiency of your customer experience! • First-ever in mobile banking — instant transfers to Turkey with no fees and no delays • Transfers to Uzbekistan are now available in US dollars • OTP codes can now be received not only via SMS, but also via email • Small improvements: faster, more reliable, more convenient Update the app right now and discover new possibilities! DemirBank is caring about your future. ### 6.1.14 — 2026-07-08 Updated version of the DemirBank app – important improvements for the efficiency of your customer experience! • First-ever in mobile banking — instant transfers to Turkey with no fees and no delays • OTP codes can now be received not only via SMS, but also via email • Small improvements: faster, more reliable, more convenient Update the app right now and discover new possibilities! DemirBank is caring about your future. ### 6.1.13 — 2026-06-04 Improvements that matter: speed, stability, convenience. Get the latest version of the app and enjoy! Demir Bank — your everyday bank. ## Apps similar to DemirBank | App | Rating | Price | Category | | --- | --- | --- | --- | | [BakAi - мобильный банк](https://appshunter.io/ios/app/bakai/id1294108123) | 4.7 (380) | Free | Finance | | [FINCA Bank Kyrgyzstan](https://appshunter.io/ios/app/finca-bank-kyrgyzstan/id1475895701) | 3.0 (2) | Free | Finance | | [Kompanion](https://appshunter.io/ios/app/kompanion/id1459828752) | 4.4 (69) | Free | Finance | | [Optima24](https://appshunter.io/ios/app/optima24/id1021852052) | 3.5 (198) | Free | Finance | | [KICB](https://appshunter.io/ios/app/kicb/id1600444808) | 3.4 (27) | Free | Finance | | [Simbank: мобильный банк онлайн](https://appshunter.io/ios/app/simbank/id6499126462) | 4.7 (188) | Free | Finance | ## More apps by Demir Kyrgyz International Bank CJSC - [DemirBank Qr](https://appshunter.io/ios/app/demirbank-qr/id6459054417) - [DemirBank Authenticator](https://appshunter.io/ios/app/demirbank-authenticator/id6469685848) All apps by Demir Kyrgyz International Bank CJSC: https://appshunter.io/developer/884950937 ## Related topics [demir bank](https://appshunter.io/ios/topics/demir-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*