# Democracy FCU Mobile > Mobile banking app for checking balances, transfers, bill pay, and check deposits. (iPhone/iPad app by Democracy Federal Credit Union.) - Source: https://appshunter.io/ios/app/democracy-fcu-mobile/id969623213 (this page in markdown: same URL + `.md`) - Developer: [Democracy Federal Credit Union](https://appshunter.io/developer/597949478) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,656 App Store ratings · 11 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 174 MB - Languages: American English - Released: 2015-03-12 - Data updated: 2026-09-01 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/democracy-fcu-mobile/id969623213/reviews.md ## What is Democracy FCU Mobile? Bank wherever you are with Democracy FCU Mobile! Check balances, make transfers, Pay bills, find locations and deposit checks while you're on the go. For more information, go to democracyfcu.org. ## Key features - Check account balances - Make transfers - Pay bills - Deposit checks - Find locations ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/democracy-fcu-mobile/id969623213/reviews.md ### 5/5 — Outstanding *2026-05-08* This is one of the few credit unions that I’ve been with since 2013 that I’ve had no problems with when it comes to transactions fraud alerts missing funds direct deposits loans anything I need department of commerce has always been there and I give them the most props and the most respect for being one of the best credit unions in Washington Silver Spring the whole DMV My name is Mr. Rodgers and that’s my story. ### 5/5 — PAYMENT CENTER *2026-04-07* EXCELLENT SERVICE ### 5/5 — Mobil app *2025-03-16* This is the bat feature ever! Secure, timely and easy to use. ### 1/5 — Transfers *2024-08-08* Transfers from external accounts take way too long. ### 5/5 — Democracy *2023-05-16* The App is extremely easy to navigate! ### 5/5 — Thank you *2023-04-05* Quick assess to accounts ### 1/5 — Inconsistent at Best *2023-01-17* What’s the point in having a banking app if you can’t perform normal banking functions such as viewing your transactions for your credit card at any given time?!? Sometimes the app allows it and sometimes it doesn’t. Not to mention that the app won’t allow you the option to make your credit card payment within the app. The app is WORTHLESS! ### 1/5 — Disappointed *2022-01-08* My IPhone is unable to do any transactions with this app. You can view your accounts balances but you can’t transfer any funds etc. I have to go to my iPad, tablet, or computer to process actions on my account. This is a very disappointing app. ### 1/5 — Latest update needs update *2021-05-15* I have been using this app for a few years, and through different iterations of iPhones. However, after the latest update the app is not working. I called democracy fed credit union support to request assistance and was told there was nothing they could do about it. I’m unable to sign into the app ### 5/5 — Works great *2019-03-01* This app works great with my iPhone X. The use of faceid makes it easy to log in. You can do most ban transactions through the phone. ## Frequently asked questions about Democracy FCU Mobile ### What can I do with this banking app? This app allows you to manage your Democracy FCU accounts on the go. You can check your balances, transfer funds between your accounts, pay bills, and even deposit checks remotely. It also helps you find nearby branch and ATM locations. ### Is this app free to use? The app itself is free to download and use. However, standard message and data rates from your mobile carrier may apply. There are no direct charges for using the banking features. ### How do I deposit a check using the app? The app features a mobile check deposit function. You will typically need to endorse the check and then use your phone's camera to take pictures of the front and back of the endorsed check. Follow the on-screen instructions for successful submission. ### What if I have trouble using the app? For more detailed information or assistance, you can visit the official Democracy FCU website at democracyfcu.org. They provide comprehensive details about their services and may offer support for their mobile application. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-18 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4022.0.0 — 2026-07-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-04-07 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.1.1 — 2026-03-10 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ## Apps similar to Democracy FCU Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Hanscom FCU Mobile Banking](https://appshunter.io/ios/app/hanscom-fcu-mobile-banking/id551691721) | 4.4 (922) | Free | Finance | | [THEFCU MOBILE](https://appshunter.io/ios/app/thefcu-mobile/id1462064255) | 4.8 (384) | Free | Finance | | [CRFCU Mobile Banking](https://appshunter.io/ios/app/crfcu-mobile-banking/id813957362) | 4.0 (5) | Free | Finance | | [CECU Mobile](https://appshunter.io/ios/app/cecu-mobile/id1097885001) | 1.3 (12) | Free | Finance | | [Oklahoma Federal Credit Union](https://appshunter.io/ios/app/oklahoma-federal-credit-union/id1077049296) | 4.8 (604) | Free | Finance | | [Niagara's Choice FCU](https://appshunter.io/ios/app/niagaras-choice-fcu/id1079612475) | 4.8 (1,181) | Free | Finance | ## Related topics [democracy federal credit union](https://appshunter.io/ios/topics/democracy-federal-credit-union) · [democracy](https://appshunter.io/ios/topics/democracy) · [redstone fcu](https://appshunter.io/ios/topics/redstone-fcu) · [all saints fcu](https://appshunter.io/ios/topics/all-saints-fcu) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*