# Desco FCU > Mobile banking app for managing accounts, deposits, transfers, and bill payments. (iPhone/iPad app by Desco Federal Credit Union.) - Source: https://appshunter.io/ios/app/desco-fcu/id983021167 (this page in markdown: same URL + `.md`) - Developer: [Desco Federal Credit Union](https://appshunter.io/developer/594226873) - Category: Finance, Business - Price: Free - Rating: 4.84/5 from 1,832 App Store ratings · 21 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 107 MB - Languages: English, French, Spanish - Released: 2015-05-04 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/desco-fcu/id983021167/reviews.md ## What is Desco FCU? Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more! Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. ## Key features - Account management and monitoring - Mobile check deposit - Fund transfers - Bill payment - Biometric login (Touch ID/Face ID) - Account alerts ## What do users think of Desco FCU? Overall sentiment: neutral **Pros** - 👍 User-friendly - 👍 Reliable banking app - 👍 Great customer service **Cons** - 🐛 Frequent login issues - 🐛 Compatibility problems with iOS updates - 🔍 Outdated UI/UX design - 🔍 Lacking in features compared to competitors **Commonly reported bugs** - Login screen freezes - Network connection errors - Inconsistent app behavior after iOS updates **Most requested features** - Implement Face ID/Touch ID login - Add mobile check deposit feature - Improve app performance and stability - Provide more frequent app updates ## Recent user reviews (10 of 21) All indexed reviews: https://appshunter.io/ios/app/desco-fcu/id983021167/reviews.md ### 4/5 — Transaction Description *2026-05-15, version 26.1.401* I enjoy the app but would love more detail on the transactions. They are currently a bit vague, in my opinion. More description of the source would be helpful. Mostly regarding outside card providers streaming through the channels. Hard to tell what are legitimate transactions as currently constructed. ### 4/5 — Usually a good app, but... *2026-05-04, version 25.2.101.1* Usually a great app, but my only issue is when a check is deposited and you go to view the check that's deposited is often not viewable which makes that feature absolutely useless. ### 5/5 — Xfer *2026-04-07, version 25.2.101.1* User friendly ### 2/5 — Updates *2026-01-22, version 25.2.101.1* Need a new update soon for bug fixes and new features… it’s been 6months 01/22/2026 ### 5/5 — Debit card *2025-04-24, version 25.1.101.1* Please update debit cards to the tap option ### 2/5 — needs updated *2024-07-24, version 24.2.0.1* i always have to try at least 5 times to log in because it won’t load or says there’s an error. now it won’t load at all. ### 4/5 — I enjoy this app *2023-05-31, version 11.4.0.1* I don’t have a problem with this app. ### 1/5 — What has happened since iOS 15.?? *2023-04-18, version 11.4.0.1* Prob since iOS 15.?? my app has not worked. I have uninstalled. Reinstalled rebooted. Everything under the sun and it logs me in then gives an error message saying network not secure. Log into another network or contact support REF 6500. The bank was of no help when I contacted them. ### 5/5 — Face ID *2023-04-03, version 11.4.0.1* The app had me change my password Now it won’t let me log in with face ID ### 5/5 — Desco federal credit union credit card *2023-03-04, version 11.4.0.1* You could update the credit card log in like the banking app by having it save your info and facial recognition. I love the new log in for the bank app part, now just change the credit card log in home page ## Frequently asked questions about Desco FCU ### What can I do with the Desco FCU mobile app? The app allows you to manage all your accounts, monitor balances, deposit checks by taking photos, make transfers between accounts and to other institutions, and pay bills. You can also set up account alerts and manage your personal preferences. ### Is the Desco FCU app free to use? Yes, the mobile app is free to download and use. However, your mobile carrier's message and data rates may apply. ### How can I securely access my accounts? The app offers quick and safe access through Touch ID® or Face ID® for biometric login. You can also view balances on the go with Fast Balances. ### Can I deposit checks using the app? Yes, you can deposit checks by simply taking photos of them through the app. The processing deposit will be instantly visible in your account. ### What are the compatibility requirements for the app? While specific OS versions are not detailed, the app is designed for mobile devices. Some features may only be available for eligible account holders and/or accounts. ## Version history (last 5 releases) ### 26.1.402.1 — 2026-05-19 Bug Fixes Improved Performance and navigation ### 26.1.401 — 2026-05-05 Bug Fixes Improved Performance and navigation ### 25.2.101.1 — 2025-06-24 Bug Fixes Improved Performance and navigation ### 25.1.101.1 — 2025-04-01 Bug Fixes Improved Performance and navigation ### 24.9.201.1 — 2025-01-07 Bug Fixes Improved Performance and navigation ## Apps similar to Desco FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ohio Valley Mobile Banking](https://appshunter.io/ios/app/ohio-valley-mobile-banking/id1073489709) | 4.8 (3,660) | Free | Finance | | [Atomic Credit Union](https://appshunter.io/ios/app/atomic-credit-union/id1085742428) | 4.9 (7,267) | Free | Finance | | [MCCU KY](https://appshunter.io/ios/app/mccu-ky/id6451216708) | 4.8 (1,928) | Free | Finance | | [AshlandCU Mobile](https://appshunter.io/ios/app/ashlandcu-mobile/id571644333) | 4.4 (192) | Free | Finance | | [Kentucky Farmers Bank Mobile](https://appshunter.io/ios/app/kentucky-farmers-bank-mobile/id527252644) | 1.4 (7) | Free | Finance | | [MyFPB](https://appshunter.io/ios/app/myfpb/id1551852553) | 4.9 (480) | Free | Finance | ## More apps by Desco Federal Credit Union - [Desco Advantage](https://appshunter.io/ios/app/desco-advantage/id1449609107) - [Desco MyCard](https://appshunter.io/ios/app/desco-mycard/id1571152860) All apps by Desco Federal Credit Union: https://appshunter.io/developer/594226873 ## Related topics [desco federal credit union](https://appshunter.io/ios/topics/desco-federal-credit-union) · [desco on the go](https://appshunter.io/ios/topics/desco-on-the-go) · [desco](https://appshunter.io/ios/topics/desco) · [agco finance](https://appshunter.io/ios/topics/agco-finance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*