# Desco FCU — user reviews

> 21 indexed App Store user reviews of Desco FCU by Desco Federal Credit Union, rated 4.84/5 from 1,832 ratings.

- Source: https://appshunter.io/ios/app/desco-fcu/id983021167/reviews
- App overview in markdown: https://appshunter.io/ios/app/desco-fcu/id983021167.md
- Rating breakdown: 5★ 1,417 · 4★ 79 · 3★ 32 · 2★ 8 · 1★ 20

## What do users think of Desco FCU?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly
- 👍 Reliable banking app
- 👍 Great customer service

**Cons**

- 🐛 Frequent login issues
- 🐛 Compatibility problems with iOS updates
- 🔍 Outdated UI/UX design
- 🔍 Lacking in features compared to competitors

**Commonly reported bugs**

- Login screen freezes
- Network connection errors
- Inconsistent app behavior after iOS updates

**Most requested features**

- Implement Face ID/Touch ID login
- Add mobile check deposit feature
- Improve app performance and stability
- Provide more frequent app updates

## Newest reviews (2 of 21)

### 4/5 — Ok

*2016-03-19, version 7.3.0.1*

This banking app is decent. I've found that most banking apps have some problems, this is not worse than the rest.

### 4/5 — The image portion of the logon is terrible

*2015-07-23*

Ok, so I was okay with this app until for whatever reason the image changed from the image I selected and when it does that I can't login!! Why?! Why does it change at all?! It says not to log in if the image is not yours...ok then so what am I supposed to do? It doesn't let you choose your image so when it's not yours, that's it, you don't log in. The first app was fine. If it's not broke don't fix it!

## Most critical reviews (10 lowest-rated)

### 1/5 — What has happened since iOS 15.??

*2023-04-18, version 11.4.0.1*

Prob since iOS 15.?? my app has not worked. I have uninstalled. Reinstalled rebooted. Everything under the sun and it logs me in then gives an error message saying network not secure. Log into another network or contact support REF 6500. The bank was of no help when I contacted them.

### 1/5 — Trash

*2020-12-03, version 10.3.0.1*

It never works the first time you login. You have to try 2-3 times before you can actually get into your account.

### 2/5 — Updates

*2026-01-22, version 25.2.101.1*

Need a new update soon for bug fixes and new features… it’s been 6months  01/22/2026

### 2/5 — needs updated

*2024-07-24, version 24.2.0.1*

i always have to try at least 5 times to log in because it won’t load or says there’s an error. now it won’t load at all.

### 2/5 — Needs updated!

*2019-12-03, version 9.0.1.1*

This app is not up to date. I have found that it doesn’t seem to run smoothly and it still is only compatible with fingerprint login. I’d love to see an update where the app transitions between screens more smoothly, where it’s easier to find mobile deposit (I can’t find it anywhere!), and where I can use Face ID to login instead of having to type my credentials every single time I login.

### 3/5 — App for ants?

*2021-10-13, version 10.6.3.1*

Why is it the mobile website is easier to see than this app? Everything’s so tiny I have to magnify every time I enter it. It’s pretty inconvenient. I don’t know why I have this app if the mobile website is easier to read- and I don’t have difficulty reading! The default is that tiny!

### 3/5 — Needs more features

*2021-04-02, version 10.6.0.1*

Good app but every time I get an update from Apple, I lose the secure “fingerprint” login with this app. Also, if you need forget your password, you are never allowed to go in and change it, you always have to call them. I appreciate the security, but if I enter enough secure information, I should be able to change my password!

### 3/5 — Great app. Needs to support fingerprint long on

*2017-11-27, version 8.4.0.1*

The app did release an update about a year ago or so that supported the fingerprint scan to log in. This feature does not work at least with the iPhone 7. It would be great to add this feature back.

### 3/5 — Why???

*2017-05-18, version 8.2.0.1*

I just recently got this app, and I got it mainly because I want to deposit checks through it. Well, that feature is great. No problems there. My issue is that after logging in with my user name and password, I have to answer two security questions....Every. Single. Time.  Why???
If you guys really read these, how about updating it to be able to sign in using the fingerprint function?  That's how my other banking app is, and it is great. 
 If the sign-in process was updated to not be like it is not, I would review it again with 5 stars. To me it is THAT annoying. 
Thanks for listening.

### 4/5 — Transaction Description

*2026-05-15, version 26.1.401*

I enjoy the app but would love more detail on the transactions. They are currently a bit vague, in my opinion. More description of the source would be helpful. Mostly regarding outside card providers streaming through the channels. Hard to tell what are legitimate transactions as currently constructed.

## Most praised reviews (9 highest-rated)

### 5/5 — Xfer

*2026-04-07, version 25.2.101.1*

User friendly

### 5/5 — Debit card

*2025-04-24, version 25.1.101.1*

Please update debit cards to the tap option

### 5/5 — Face ID

*2023-04-03, version 11.4.0.1*

The app had me change my password 
Now it won’t let me log in with face ID

### 5/5 — Desco federal credit union credit card

*2023-03-04, version 11.4.0.1*

You could update the credit card log in like the banking app by having it save your info and facial recognition. I love the new log in for the bank app part, now just change the credit card log in home page

### 5/5 — Desco FCU

*2023-02-27, version 11.4.0.1*

Very easy and user friendly

### 5/5 — Desco

*2023-02-20, version 11.4.0.1*

I have been with Desco for over 20 years plus, they treat me amazing and the app is just as good as the people that work for Desco amazing

### 5/5 — Love this app

*2021-06-10, version 10.6.0.1*

This app is so user friendly.

### 4/5 — Usually a good app, but...

*2026-05-04, version 25.2.101.1*

Usually a great app, but my only issue is when a check is deposited and you go to view the check that's deposited is often not viewable which makes that feature absolutely useless.

### 4/5 — I enjoy this app

*2023-05-31, version 11.4.0.1*

I don’t have a problem with this app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
