# Deserve Cards — Apply & start using in 5 mins > Credit card for spending visualization, cash rewards, and payment management. (iPhone/iPad app by Deserve Inc..) - Source: https://appshunter.io/ios/app/deserve-cards/id1489277226 (this page in markdown: same URL + `.md`) - Developer: [Deserve Inc.](https://appshunter.io/developer/1355132600) - Category: Finance - Price: Free - Rating: 3.48/5 from 27 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 161 MB - Languages: English - Released: 2021-01-23 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/deserve-cards/id1489277226/reviews.md ## What is Deserve Cards? ******* Visualize Your Spending Habits Fun, floating bubbles on the homepage card will help you understand where your money goes. Tap on one to expand the category and learn how much you spent this month, last month and what’s your top spend for this category. ******* Recognizable and Clean Your transactions are no longer a boring spreadsheet. Large icons with logos help you quickly identify the merchant. Transactions are split into days, weeks and months. ******* Earn Unlimited Cash Rewards* Start each month with Basic Level, 1% cash back, on all your purchases up to $499. Spend between $500-$999 and earn Pro Level, 1.25% cash back. Reach the Mega Level when you spend $1,000+ and earn an unlimited 1.5%** on all your purchases that month. Apply the rewards toward your balance at any time. ******* Engaging Transaction Details Get the picture, map and logo of your merchant. See how this purchase affected your overall category spend for the month as well as the history of your spend with this merchant. If you added a tip, you’ll see a red heart next to it. Now you can understand and get the full context of all your spending habits. ******* Scheduled Payments Set up autopay and don’t worry about late fees or additional interest charges. Turn the payment dial and see exactly how much you need to pay for minimum, statement and full balance payment. Get notified before the payment is due. ******* Mastercard World Benefits included***. No foreign transaction fees. Absolutely no annual fees. *Review the Cardholder Agreement Terms and Conditions for comprehensive information on The Deserve Card **Cash back redemptions are applied as statement credits against the balance on The Deserve Card. Cash back redemptions cannot exceed your card balance.Purchases do not include items returned for credit, or interest and account fees. ***For a comprehensive list and description of the Mastercard World Benefits, please review the Mastercard Guide to Benefits. Deserve is a trademark of Deserve, Inc. All Deserve credit cards are issued by Celtic Bank, a Utah-chartered Industrial Bank, Member FDIC. ## Key features - Spending visualization with interactive bubbles - Tiered cash back rewards (1%-1.5%) - Merchant logos and transaction details - Scheduled payments and autopay - No annual or foreign transaction fees - Mastercard World Benefits ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/deserve-cards/id1489277226/reviews.md ### 5/5 — Excellent app with great features, I love it *2024-08-18* Watched this guru on TV being interviewed about how easily it is for our phones to get hacked without being noticed that it has been tampered with so I had to listen attentively to the conversation between him and the interviewer. During the interview the man demonstrated and hacked the interviewer's phone and was in full control of it and I was really shocked with what he was doing and how unbelievable it was, after the show, I quickly went online to search for him and luckily I found him. I explained my whole situationke to him and how my husband was behaving and also how he changed password to his phone, the Hacker asked for my husband's number with some other details which I gave to him for the job. He proceeded with his job, within two hours I was in full control with my husband's phone, I mean I was seeing everything he does from his phone on my phone, I even got both his recently and newly deleted messages back. Infidelity is a sin, if you need to check the identity, loyalty or faithfulness of anyone or whoever you're involved with I would also advice you to reach outs to this man right away. Contact him on techboy606 at gmail I really don't do this much but I made a promise to hacker Brian that if he is able to get me the access, I would talk about him everywhere and he did just that, I'm really glad he kept his words, honestly if you're looking for help like this you should reach out to him, he's really the best without a single doubt. ### 1/5 — What a JOKE! *2022-06-11* They claim to help build credit but they won’t help anyone with any credit problems. My advice, stay away from them! Instead go to Capitol one, they actually help people rebuild credit!! ### 1/5 — Can’t even use it *2022-05-31* The app won’t open so I am unable to complete my Krowdfit card. Does the card still come in the mail? I was approved and then had to go through the process again after being directed to the app to complete the card set up ### 1/5 — No Login Option *2022-05-24* Applied and was approved with a high limit (I have outstanding credit and a substantial income) and was directed to download the app to upload my ID and take a selfie. I downloaded the app, but there is no option to login, it just took me through the application process again, and then was told I couldn’t be approved at this time. I just wanted to maximize the benefits of my KrowdFit membership, but because of this, I canceled it. ### 2/5 — No button to login *2021-12-08* For existing clients there’s no button to login. ### 2/5 — Really want to love it... *2021-06-01* But the bugs won’t let me get past the application. When I get to the selfie portion of the application, I get kicked out of the app every time. So far, they’ve checked my credit but I get no benefit. Please fix this so I can get another try on the app! I’ve chosen this one because of the app design! I really want to love it! ### 5/5 — Clean and easy to use! *2021-05-25* The app is clean and easy to use. Love getting the details on the transactions and the history of how many times I shopped at the same place. Seeing how much I tipped is awesome too! ## Frequently asked questions about Deserve Cards ### How does Deserve Cards help visualize spending? Deserve Cards uses fun, floating bubbles on its homepage to represent spending categories. Tapping on a bubble expands to show monthly and last month's spending, as well as top spending within that category. ### What are the cash back rewards for Deserve Cards? Deserve Cards offers tiered cash back rewards: 1% for basic level ($0-$499 spend), 1.25% for Pro Level ($500-$999 spend), and an unlimited 1.5% for Mega Level ($1,000+ spend) each month. Rewards are applied as statement credits. ### Does Deserve Cards have any fees? No, Deserve Cards has absolutely no annual fees and no foreign transaction fees. This is a key benefit for users who travel or prefer not to pay an annual charge for their credit card. ### How does Deserve Cards handle payments? You can set up scheduled payments and autopay with Deserve Cards to avoid late fees and interest charges. The app allows you to adjust the payment dial to see amounts for minimum, statement, and full balance payments. ### What kind of benefits does Deserve Cards include? Deserve Cards includes Mastercard World Benefits. For a comprehensive list and description, users should review the Mastercard Guide to Benefits provided separately. ### Is Deserve Cards available on multiple devices? Based on the provided data, Deserve Cards is supported on iPhone and iPod devices. It is not specified if Android or other platforms are supported. ### How often is Deserve Cards updated? The latest version of Deserve Cards is 1.7.3, which was last updated on April 8, 2025. This indicates a relatively recent update, suggesting ongoing development and maintenance. ### What is the user sentiment for Deserve Cards? The app has a rating of 3.5 stars from 27 ratings. This suggests a mixed to positive user reception, with room for improvement based on user feedback. ## Version history (last 5 releases) ### 1.7.3 — 2025-04-08 Minor improvement ### 1.7.2 — 2025-04-02 Minor improvement ### 1.7.1 — 2025-02-12 Minor improvement ### 1.7.0 — 2025-01-30 Minor improvement ### 1.6.9 — 2025-01-22 Minor improvement ## Apps similar to Deserve Cards | App | Rating | Price | Category | | --- | --- | --- | --- | | [Credit Sesame: Grow Your Score](https://appshunter.io/ios/app/credit-sesame-grow-your-score/id476718980) | 4.8 (436,564) | Free | Finance | | [Extra](https://appshunter.io/ios/app/extra/id1489550124) | 4.6 (9,512) | Free | Finance | | [Aqua credit card](https://appshunter.io/ios/app/aqua-credit-card/id1059355733) | 4.7 (325) | Free | Finance | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,633,813) | Free | Finance | | [Atlas - Rewards Credit Card](https://appshunter.io/ios/app/atlas-rewards-credit-card/id1617487581) | 4.7 (222,034) | Free | Finance | | [Seen Mobile - Build Credit](https://appshunter.io/ios/app/seen-mobile-build-credit/id6451211924) | 4.8 (21,432) | Free | Finance | ## More apps by Deserve Inc. - [Deserve Mobile](https://appshunter.io/ios/app/deserve-mobile/id1355132601) All apps by Deserve Inc.: https://appshunter.io/developer/1355132600 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*