# Desjardins Insurance — Home - Auto > Home and auto insurance management, claims, and safe driving rewards. (iPhone/iPad app by Desjardins.) - Source: https://appshunter.io/ios/app/desjardins-insurance/id958825069 (this page in markdown: same URL + `.md`) - Developer: [Desjardins](https://appshunter.io/developer/386636956) - Category: Finance - Price: Free - Rating: 4.10/5 from 2,260 App Store ratings · 108 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 258 MB - Languages: American English, French (France) - Released: 2015-03-26 - Data updated: 2026-09-09 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/desjardins-insurance/id958825069/reviews.md ## What is Desjardins Insurance? Protect your property and manage your home and auto insurance in one place—get the Desjardins Insurance Home-Auto app today. INSURANCE Check your home and auto insurance coverage and get direct access to online services like policy changes, payments and more. CLAIMS File a claim online or contact us if you get in a car accident or your property is damaged or stolen. You can track claims directly in the app. PHOTO-BASED ESTIMATE Save a trip to the auto shop by taking photos of your vehicle damage and sending them to us. AJUSTO PROGRAM Get rewarded for your safe driving with a personalized insurance premium that’s calculated based on how you drive. RADAR PROGRAM Get mobile alerts for a specific address in the event of hail, high winds, heavy rain or other severe weather that could damage your property. LEGAL NOTES Desjardins Insurance refers to Desjardins General Insurance Inc. in Quebec, to Certas Direct Insurance Company in Ontario and Alberta and to Certas Home and Auto Insurance Company, underwriter of automobile and property insurance or Desjardins Financial Security Life Assurance Company, underwriter of life insurance and living benefits products. Certain conditions, limitations and exclusions may apply. Ajusto is underwritten by Desjardins Insurance and is only available in Ontario and in Quebec. The discount and the personalized premium do not apply to certain endorsements or additional coverages. Desjardins®, Desjardins Insurance™, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence. Ajusto® is a registered trademark of Desjardins General Insurance Inc. used under licence. Note: Continued use of GPS running in the background can dramatically decrease battery life. ## Key features - Manage home and auto insurance coverage - File and track insurance claims - Photo-based damage estimates - Safe driving rewards program - Severe weather alerts ## Recent user reviews (10 of 108) All indexed reviews: https://appshunter.io/ios/app/desjardins-insurance/id958825069/reviews.md ### 3/5 — Les rabais!! *2026-09-04, version 26.6.0* J’ai toujours 3 étoiles pour les trajets que je fais et malgré cela difficile d’obtenir un rabais plus élevé que 16%. Impossible de d’obtenir 20-25% de rabais quand on fait des trajets long et si nous sommes dans les heures de circulation même si notre conduite est excellente, ce qui enlève l’intérêt de l’application pour ma part! ### 2/5 — Rating *2026-09-02, version 26.6.0* Not realistic and accurate in intensity. Sometimes a fall of phone from cradle counts as manipulation of phone. Bumper to bumper traffic rolling at 20km compared to going 60 and braking shouldn’t count as a hard stop ### 2/5 — The sensors are not working properly *2026-08-31, version 26.6.0* The app is using the phone’s location services to monitor the drivers. However it’s not always accurate. On top of that, it’s very picky about breaking and accelerating. It doesn’t work well. ### 1/5 — trop pénalisant *2026-08-25, version 26.6.0* la moindre petite derogation coûte de gros points même si c’est le résultat d’un autre conducteur qui nous coupe le chemin et provoque un freinage inevitable. et la perte de % semble permanente. l’application a pour but de réduire toutes imperfections en pénalité et non de récompenser les conducteurs prudents. ### 1/5 — App Problems *2026-08-22, version 26.6.0* You don’t give the option to have passenger send an text for you or call. For braking, you don’t take into consideration that you are cut off, and you are avoiding an accident. The app doesn’t take into consideration that you are following the speed of traffic. Your app is not up to date on all speed changes on a road. Sometimes you need to exaccelerate to get on to a highway. ### 3/5 — Like it but *2026-08-19, version 26.6.0* I like it but for my this app is really too sensitive when I break I know I break like really slowly but still appear I break to much. Still thinking of if I should continue this app or not. ### 1/5 — Performance *2026-08-12, version 26.6.0* Do not understand how this work . All the effort to drive well get it hard to improve the rate and in 3 days it goes form 70 to 60 then to get back to 70 it take forever ### 1/5 — Made to not give you discount *2026-08-10, version 26.6.0* I’m a very safer driver. I have a professional defensive driving course. I almost don’t use my break which sounds strange for some because I manage speed constantly and with all this I have the score 72 and it is punishing acceleration. I have very high score on in the other parameters but is not an average thing so don’t get excited. The only way to break less than I break is not driving the car or dangerous driving at 20km per hour or not driving at all. Yes, you are going to get some discount but don’t expect the same they have offered you to get the insurance. I don’t want to call it a scam, you make your own conclusions. ### 2/5 — Note parfaite mais pourcentage 83% *2026-08-05, version 26.6.0* J’ai de la difficulté à comprendre un pourcentage à 83% quand tu fais des trajets sans faille. Autre point, si quelqu’un décide de traverser sur l’autoroute, tu freine pour éviter une collision, un piéton, tu es pénalisé d’avoir freiner et éviter le pire. Tu es imprudent mais tu as sauvé une vie. Trouve l’erreur. Je laisse encore quelques jours mais pas sûr de conserver cette application qui ne peut discerner. ### 3/5 — Demande du temps *2026-08-04, version 26.6.0* J’ai l’impression de jouer un jeu vidéo en allant réclamer mes points chaque fois que je prends le volant. C’est une perte de temps. Et les résultats ne tiennent pas compte des obstacles spontanés sur la route (chevreuil, trous, etc). Je veux mes rabais bon conducteur mais c’est demandant. ## Frequently asked questions about Desjardins Insurance ### What insurance types can I manage with Desjardins Insurance? Desjardins Insurance allows you to manage your home and auto insurance policies. It also provides access to online services for policy changes and payments. ### How do I file a claim with Desjardins Insurance? You can file a claim directly within the Desjardins Insurance app for car accidents, property damage, or theft. The app also allows you to track the status of your claims. ### Can I get an estimate for car damage using the app? Yes, Desjardins Insurance offers a photo-based estimate feature. You can take pictures of your vehicle's damage and submit them through the app to save a trip to the auto shop. ### What is the Ajusto program? The Ajusto program rewards safe driving with a personalized insurance premium calculated based on your driving habits. It is underwritten by Desjardins Insurance and available in Ontario and Quebec. ### How does the Radar program work? The Radar program provides mobile alerts for specific addresses regarding severe weather events like hail, high winds, or heavy rain that could potentially damage your property. ### Does Desjardins Insurance have ads? Yes, this app contains advertisements. As it is a free application, advertisements are displayed to support its continued development and availability. ### What devices support Desjardins Insurance? Desjardins Insurance is supported on iPhones and iPods. The app is rated for ages 4 and up. ### How often is Desjardins Insurance updated? The latest version of Desjardins Insurance is 26.4.0, which was last updated on May 20, 2026. Updates ensure the app remains functional and secure. ## Version history (last 5 releases) ### 26.6.0 — 2026-07-21 Version 26.6.0 Desjardins Insurance The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. Thank you for using the Desjardins Insurance app! ### 26.5.1 — 2026-06-22 Version 26.5.1 Desjardins Insurance The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. Thank you for using the Desjardins Insurance app! ### 26.4.0 — 2026-05-20 Version 26.4.0 Desjardins Insurance The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. Thank you for using the Desjardins Insurance app! ### 4.35.0 — 2026-04-08 Version 4.35.0 Desjardins Insurance The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. Thank you for using the Desjardins Insurance app! ### 4.34.0 — 2026-03-03 Version 4.34.0 Desjardins Insurance The latest version of the app includes several bug fixes and improvements. Download the update for a better experience. Thank you for using the Desjardins Insurance app! ## More apps by Desjardins - [Desjardins mobile services](https://appshunter.io/ios/app/desjardins-mobile-services/id386636953) - [Desjardins Travel Solution](https://appshunter.io/ios/app/desjardins-travel-solution/id604103567) - [Omni by Desjardins](https://appshunter.io/ios/app/omni-by-desjardins/id778593359) - [Employer D](https://appshunter.io/ios/app/employer-d/id833606900) - [Desjardins Securities - DSIA](https://appshunter.io/ios/app/desjardins-securities-dsia/id1053208907) All apps by Desjardins: https://appshunter.io/developer/386636956 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*