# Dewmint Money: Expense Tracker — Budget & Spending Tracker

> Privacy-first expense tracker for manual financial record-keeping. (iPhone/iPad app by Sanjay Joshi.)

- Source: https://appshunter.io/ios/app/dewmint-money-expense-tracker/id6810023607 (this page in markdown: same URL + `.md`)
- Developer: [Sanjay Joshi](https://appshunter.io/developer/6810023609)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 57 MB
- Languages: American English
- Released: 2026-09-15
- Data updated: 2026-10-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/dewmint-money-expense-tracker/id6810023607/reviews.md

## What is Dewmint Money?

Know where your money goes — without connecting a bank or creating an account.

Dewmint Money is a fast, privacy-first money tracker for everyday spending, income, transfers, debts, budgets, scheduled transactions, account balances, and fixed-asset valuations. Your financial records stay in the app’s private storage on your device unless you choose to export or back them up. The core experience works offline.

RECORD MONEY QUICKLY
• Add expenses and income in seconds
• Record transfers
• Add optional notes and choose the transaction date and time
• Keep separate bank, cash, wallet, credit-card, and investment accounts
• Customize accounts and categories with icons and colors
• Correct balances with auditable adjustments

MANAGE ACCOUNTS AND CREDIT CARDS
• Track balances across your accounts
• Add a monthly payment due date to credit cards
• See credit-limit utilization
• Enable optional credit-card payment reminders with Dewmint Money Pro
• Sort and group accounts to suit the way you work

TRACK DEBTS
• Record money you owe or money owed to you
• Track borrowing, lending, payments, receipts, and settlements with their actual dates
• Add due dates and notes
• Connect debt activity to an account when money moves
• Archive inactive debts while retaining their history

PLAN WITH MONTHLY BUDGETS
• Set spending budget for each month
• Create an overall limit or allocate amounts by category
• Track current spending and review previous months
• Automatically repeat budgets each month with Dewmint Money Pro

PLAN AHEAD
• View income and expenses in a monthly calendar
• Schedule future expenses, income, and transfers with Dewmint Money Pro
• Choose optional device reminders for scheduled transactions
• Keep upcoming activity organized alongside everyday records

TRACK FIXED ASSETS WITH PRO
• Create custom groups such as Properties
• Record homes, land, vehicles, valuables, or other assets
• Adjust valuations and retain a private valuation history
• Include their latest valuations in your net worth without mixing them into transactions or spending insights

UNDERSTAND YOUR FINANCES
• Review spending, income, and net recorded cash flow
• Explore category and account breakdowns
• Explore your net worth with a visual asset breakdown, liabilities, trends, and data-driven insights
• View month, quarter, year, custom-range, and lifetime insights
• Search and filter your complete transaction history
• See assets, money lent, credit-card debt, and other liabilities separately

PROTECT AND BACK UP YOUR DATA
• Lock the app with a PIN and optional biometric unlock
• Manually back up and restore using your private iCloud app container
• Enable automatic daily, weekly, or monthly backups with Dewmint Money Pro

Backups are controlled by you and protected by your iCloud account and Apple’s storage and transport protections.

PRIVATE BY DESIGN
• No bank connection
• No Dewmint account or sign-in
• No ads
• No access to SMS or email
• Core functionality works offline
• Reminders are scheduled locally on your device

The free version includes unlimited transactions, up to two active accounts, up to 25 active categories, one active debt, one manually configured monthly budget, and manual backup and restore.

Dewmint Money Pro unlocks unlimited active accounts, categories, and debts; scheduled transactions and reminders; credit-card payment reminders; custom groups and valuation tracking; automatic monthly budget repetition; and automatic backups. Monthly, yearly, and one-time Lifetime Pro purchase options are available.

Dewmint Money is a personal record-keeping tool and does not provide financial, tax, accounting, investment, or legal advice.

Privacy Policy:
https://dewmint.app/privacy/

Dewmint Terms of Use:
https://dewmint.app/terms/

Apple Standard EULA:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Manual expense and income recording
- Budget creation and tracking
- Debt management
- Account balance tracking
- Offline functionality
- iCloud backup and restore
- Customizable accounts and categories

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/dewmint-money-expense-tracker/id6810023607/reviews.md

### 5/5 — Simple, Private & Easy to Use

*2026-09-20*

Simple and easy to use. I like that I can track my expenses without connecting my bank account or creating an account. The app feels clean and quick, and the spending breakdowns are genuinely useful. Looking forward to more features!

### 5/5 — Highly recommended

*2026-09-20*

Honestly, this expense tracker has done a great job of including almost every feature I look for in an expense management app. It’s simple to use, well-designed, and has all the essential tools I need to keep track of my expenses.

What I especially appreciate is that the free version is more than enough for my usage. I don’t feel the need to upgrade just to access basic features.

Overall, a really well-thought-out app. Great job by the developers. 👏

## Frequently asked questions about Dewmint Money

### How does Dewmint Money protect my privacy?

Dewmint Money is designed with privacy first. It does not connect to your bank, require an account sign-in, or access your SMS or email. All your financial records are stored privately on your device.

### Can I use Dewmint Money without an internet connection?

Yes, the core functionality of Dewmint Money works offline. You can record expenses, income, and manage your accounts even without an internet connection.

### What are the limitations of the free version of Dewmint Money?

The free version offers unlimited transactions, up to two active accounts, 25 active categories, one active debt, and one manually configured monthly budget. Manual iCloud backup is also included.

### What features are included in Dewmint Money Pro?

Dewmint Money Pro unlocks unlimited accounts, categories, and debts. It also adds scheduled transactions, automatic monthly budget repetition, and automatic daily, weekly, or monthly iCloud backups.

### How can I back up my data in Dewmint Money?

You can manually back up your data to your private iCloud app container. Dewmint Money Pro offers automatic daily, weekly, or monthly backups for added convenience and security.

### What types of financial activities can I track with Dewmint Money?

You can track everyday spending, income, transfers between accounts, debts you owe or are owed, and account balances. You can also set and track monthly budgets.

### Does Dewmint Money have ads?

No, Dewmint Money is ad-free. The app is designed to provide a clean and uninterrupted user experience without advertisements.

### What devices is Dewmint Money available on?

Based on the provided data, Dewmint Money is currently supported on iPhone devices.

## Version history (last 5 releases)

### 1.0.7 — 2026-10-07

• Wealth Overview to understand your assets, liabilities, trends, and key financial insights.
• Faster, smoother loading across the app — even with a large transaction history.
• Performance improvements and bug fixes for a more reliable experience.

### 1.0.6 — 2026-10-04

• Built-in calculator across amount fields
• Improved icon and color selection
• Refined Insights comparison charts
• Smoother account, debt, and category workflows
• Navigation and reliability improvements

### 1.0.5 — 2026-10-03

• Get optional credit-card payment due-date reminders with Dewmint Money Pro.
• Record transfers from credit cards, including credit-card balance transfers.
• Switch between expense and income categories directly from the category picker.
• Create and select a new category without leaving transaction entry.
• Track properties and other fixed assets using Custom Groups with Dewmint Money Pro.
• Record the actual borrowing or lending date for debts and subsequent debt activity.
• Receive optional device notifications for scheduled transactions with Dewmint Money Pro.
• Enjoy UI refinements and other usability improvements throughout the app.

### 1.0.4 — 2026-09-26

• Customize your Home screen by showing, hiding, and reordering cards
• Choose your preferred number format and currency-symbol style
• Set default accounts and categories for faster transaction entry
• Explore completely revamped Insights with trends, comparisons, category/account breakdowns, spending patterns, and transaction statistics
• Share Dewmint Money directly from the app
• Easier access to leave an App Store review
• General bug fixes, performance improvements, and refinements

### 1.0.3 — 2026-09-20

• Added Scheduled Transactions so you can plan future income and expenses
• Added a new Calendar View to see your monthly income and expenses by date
• Added custom icons and colors for accounts and categories
• Improved the Add Transaction flow with dedicated date and time pickers
• Improved navigation and category management
• General bug fixes, performance improvements, and code optimizations

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*