# Dezerv: Mutual Funds & Stocks — user reviews > 48 indexed App Store user reviews of Dezerv by Dezerv Investments Private Limited, rated 4.90/5 from 14 ratings. - Source: https://appshunter.io/ios/app/dezerv-mutual-funds-and-stocks/id1591432221/reviews - App overview in markdown: https://appshunter.io/ios/app/dezerv-mutual-funds-and-stocks/id1591432221.md - Rating breakdown: 5★ 12 · 4★ 2 · 3★ 0 · 2★ 0 · 1★ 0 ## Newest reviews (11 of 48) ### 2/5 — Not convincing app *2026-04-28, version 3.35.01* The analysis is more confusing than convincing. It categorizes Gold ETFs as equity, which is quite surprising. If you follow its recommendations, you may end up repeatedly buying and selling the same fund in every review cycle. ### 2/5 — Confusing and buggy *2026-04-24* App was good when I started using it earlier. Now it is showing me that my XIRR is 1.33 %. I don’t know how thats possible. And there are few stocks which they could not analyse. I am seeing the message that they are working on the issue for so long but no change yet. I will be deleting the account and this app for good . ### 4/5 — SBI *2026-01-26, version 3.19.00* Cannot add SBI account details in the profile … pls check and update the app as required ### 2/5 — Not as comprehensive and smart as called out *2026-01-11* The app is unable to track all investments on its own and hardly provides option to add them on your own. Due to this, the app cannot validate if the value of investments are exceeding the threshold eventually making one ineligible to invest using the apps capability despite having value of investments greater than the threshold. Quite disappointing! ### 2/5 — Getting blank screen when adding NPS in the app!!! *2025-12-06, version 3.13.02* UI is good but this issue is actually very bad. I can share a photo if you guys want ### 4/5 — Good but a few changes can still be made to make it more holistic *2025-11-28* The Deserv app seamlessly tracks most of the investments at a single place making it very convenient and doing away to open multiple apps. One thing that the team can incorporate is adding PF tracking in the same app. ### 2/5 — App doesn’t work *2025-10-23* I’ve had the app for last three months. Now it never worked. I have tried it multiple times with gap of 5 to 7 days, but it doesn’t work. The irony is you are giving advertisement in the India Australia ODI series and your app is not working. ### 4/5 — Other banks integration and Refresh for stocks list *2025-07-16, version 3.04.10* Please approve or grant Standard Chartered Bank for adding it to analysis tab and refresh button for stocks ### 2/5 — Mf central otp expired issue *2025-06-06, version 3.02.04* While rest of conponents are working fine, in my iphone app the mutual fund linking with mfcentral is not happening die to otp expired issue every time I generate an otp… ### 2/5 — The Dezerv app is unreliable *2025-02-04* The Dezerv app is unreliable. First, it never shows any updates or the progress of investments. Secondly, after every investment, you have to wait for 3 to 4 days, then uninstall and reinstall the app just to see your successful investment. Highly disappointed. ### 3/5 — No View of Fund Details *2025-01-21* App gives only the list of funds invested and with amount but there is no option to go inside the fund and see the details about fund allocation and returns details. And also there is view of How many units alloyed and NAV and XIRR at each fund levels. User does have clue about how the fund is performing. It would be good if user gets the detailed view about fund allocated units and performance and return’s details. ## Most critical reviews (10 lowest-rated) ### 1/5 — Inconsistent from Investor perspective *2026-06-14* There may be parameters to evaluate, however as a result same fund’s ranking moves from best to worst and this is not logical. In addition, app recommends Exit, so with so much changes how one can keep track of the performance? Plus what about the capital gain that investor needs to look after. Overall not practical app to follow ### 1/5 — Couldnt track investments *2026-05-19, version 3.37.00* App still not matured enough, faces issue in tracking all the investments, ideally via pan card and otps it should fetched everything bu it couldn't. Also, it doesnt support tracking US investments i think ### 1/5 — Need lot of improvement *2026-03-13, version 3.25.02* Showing wrong data, limited features, ### 1/5 — Product not Yet Ready *2025-12-15, version 3.14.00* Stop wasting money on ad focus on product. Your product is not yet ready. All are fake claims. ### 1/5 — Don’t use these spam apps, they leak your personal account details to spam callers *2025-12-12, version 3.13.03* I downloaded this app watching an ad on ott 3 days back. It asked to link all my bank accounts. Now for past 2 days i have been getting incessant calls from spam income tax department and other loan calls. Unlike normal spam calls which stop calling after a couple of tries. Now i am getting 10-12-15 calls every 15 mins. Sadly we call about DPDP laws but we cant even protect basic PII data. Sad state of Indian laws and the intent of these apps. ### 1/5 — Worst app to invest *2025-05-26, version 3.02.01* I invested more than 20 lakh they do so-many mistakes which should not be taken lightly as an investment app and when you identify them they simply apologise nothing more. They delay in providing money to customer ### 1/5 — Most of the time app says "We are not able to connect to our servers" *2025-05-22, version 3.02.00* I downloaded this app two weeks back and most of the time backend has been down. ### 1/5 — Regular funds *2025-01-24, version 2.4.8* The funds you invest in through this app are not direct! ### 1/5 — Basic features not available *2024-05-15, version 2.1.0* Recently started investing through deserve, planning to slowly move my whole portfolio here. But basic features like XIRR are not available. Won’t be changing this review till then. ### 1/5 — App keeps Crashing *2023-04-11, version 1.2.7* The app keeps crashing on iOS (13 pro max). Tried uninstalling and reinstalling as well, not sure what the issue is Developers need to check iOS version asap ## Most praised reviews (10 highest-rated) ### 5/5 — Digital Technology *2026-07-09* One of the best app I have seen so far. It’s too good. They have captured every details that individual would love to see. ### 5/5 — Portfolio review *2026-05-17, version 3.37.00* Review by Dezerve is excellent ### 5/5 — Wow *2026-04-17, version 3.32.00* Wow ### 5/5 — Don’t know how to use the insights, but pretty cool to have them *2025-11-27* Tried this app, after hearing from a couple of friends who use it to track and analyse the mutual fund investments. While the analysis is good, I am still not clear on how I can use the analysis to better my investing ### 5/5 — Analytics of mutual funds *2025-10-20* This app provides all necessary information required for investment wonderful Analysis keep it ### 5/5 — Responsive *2025-09-30, version 3.09.01* Excellent ### 5/5 — Very Happy *2025-01-09, version 2.3.8* I am very happy by the way my money in growing. ### 5/5 — App not convenient for iPads *2024-07-30* Request to make this app compatible and for iPad. Using a mobile like screen on iPad is very irritating. Trust the dev team will look into this request ### 5/5 — please add stepup sip *2024-06-30, version 2.2.1* please add stepup sip ### 5/5 — Trusting with good long term returns *2024-06-09, version 2.2.0* I hope i get the best returns from your financially team expertise --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*