DgnRavePay Personal Banking

1. Cross-Border Payments * Recipients can now cash out crypto (USDT/USDC/BTC) to Naira, Ghanaian Cedi, Kenyan Shilling, and other supported currencies via bank, mobile money, and SWIFT — full corridor list live. * Fixed account verification failing on every bank-corridor lookup (param mismatch bug). * "Recipient gets" and live exchange rate now correctly display before you confirm — previously silently blank due to a field-name mismatch . *Payout status now shows a genuine "Processing" state until settlement is actually confirmed, instead of a false "Success" the instant you hit submit. * Fixed payouts crashing on revenue-reversal, quote expiry, and finalize errors; corrected bank-list messaging. * NGN → USDT conversion now moves real money through 9PSB instead of only updating a local balance. * Sender details (name, DOB, address) auto-fill from your KYC info — no need to retype; postal code auto-fills where we already have it on file. * Minimal-input redesign: single-option networks auto-select, corridor picker only shows methods that actually apply to your chosen currency. 2.Cards * Card transactions now show a detail screen with our reference, Bitnob's reference/hash, and a downloadable receipt. * Card analytics now show both money in (funding) and money out (spend) — previously spend-only. * Fixed card transaction amounts displaying inflated (in base units instead of dollars) or showing as raw Naira instead of USD. * Fixed card transaction history sometimes appearing completely empty. * Fixed a crash when a card funding/withdrawal reference exceeded Bitnob's 100-character limit. * Freeze/unfreeze now sends the correct status values to Bitnob; confirmations use the real native alert instead of a custom lookalike. * Card balance now correctly credits back to your USDT wallet on termination. 3. RaveLoan * Fixed a bug that blocked 100% of new Tier 1 users from qualifying due to an overly strict thin-file gate. * Bureau score can now rescue a first-time borrower from an unfair thin-history rejection. * Fixed the "held too soon" starter-limit stage showing no explanation to the user. * Fixed the block-message day counter that displayed a static number instead of actually counting down. * Fixed a broken glyph on the loan terms checkbox. * New automatic reconciliation sweep for loans stuck in an ambiguous disbursement state. 4. Savings & Groups * New Group Goal type — named, shared savings targets for groups (alongside pool and Ajo). * Daily 7AM digest (push + in-app + email) showing today's interest earned and total balance. * Interest now accrues on completed target plans until you collect it. * Break/withdrawal rules overhaul: 50% target cap, fixed 24-hour hold, proper penalty types. * Numerous UX fixes across group setup, group intro, plan creation, and the savings detail screen; standardized CTA button styling throughout. 5. Crypto & Trading * New transaction detail screens for trades and withdrawals, showing currency pair, chain, and fees. * Fixed sell-side trades being rejected outright due to a malformed quote shape. * Fixed the "recipient receives" amount double-subtracting the network fee.