# DhanSmart > Mobile banking app for Dhanlaxmi Bank account management and transactions. (iPhone/iPad app by Dhanlaxmi Bank Ltd..) - Source: https://appshunter.io/ios/app/dhansmart/id1061588821 (this page in markdown: same URL + `.md`) - Developer: [Dhanlaxmi Bank Ltd.](https://appshunter.io/developer/616680917) - Category: Finance - Price: Free - Rating: 3.67/5 from 3 App Store ratings · 45 written reviews indexed - Age rating: 17+ - Requires: iOS 14.1 · 113 MB - Languages: Dutch, English, French, German, Italian, Portuguese - Released: 2015-12-03 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/dhansmart/id1061588821/reviews.md ## What is DhanSmart? Dhanlaxmi Bank Mobile Banking gives you access to your account on your Iphone/Ipad. Now, you can perform your banking tasks from anywhere and at anytime! What can you do? - View Account, Deposit, Loan and Credit Card summaries - View Mini/Detailed statements - Transfer funds, including NEFT/RTGS transfers to other bank customers - Term Deposit and Recurring Deposit Open/Closure - Request Cheque Book, Stop Payment, Card Request, PIN Request etc. ## Key features - Account summary viewing - Mini/Detailed statement access - Fund transfers (NEFT/RTGS) - Term and Recurring Deposit management - Cheque book and card requests ## Recent user reviews (10 of 45) All indexed reviews: https://appshunter.io/ios/app/dhansmart/id1061588821/reviews.md ### 1/5 — Nothing was working *2026-08-29, version DhanSmart 4.5* There are lots of bugs your clients are not the person to test the app , please do proper QA validation and then publish the app, worst experience ### 1/5 — App not working *2026-05-25, version DhanSmart 4.5* From today’s recent update the app is not working, continuously asking for update even though it’s updated. Unable to see the work done in bank today. ### 1/5 — 3rd Class App *2026-05-25, version DhanSmart 4.5* Can’t open trying to open opp asking to update and if i update not happing ### 1/5 — Error *2026-05-03, version DhanSmart 4.4* This app is very slow and getting error, also not responding the touch properly and its getting hang. ### 1/5 — Worst banking. Dhan bank ios app is down for 3months *2025-05-01, version DhanSmart 4.0* Is this bank still running ### 1/5 — Bad *2025-03-08, version DhanSmart 3.9* Really a bad app I don’t know why should this bank needs an application if it is like this ### 1/5 — App not working since long *2024-11-06, version DhanSmart 3.6* Application not working since last 2 weeks. It showing under maintenance. Worst banking application ever seen ### 1/5 — No Online KYC, Sluggish App with OTP delay and failed transaction issues *2024-11-04, version DhanSmart 3.6* While all Other banks got the portal to update the KYC Through online, Dhanlaxmi offers none. They will just freeze your account. Inorder to reactivate it, you need to go to the branch in India, irrespective you are traveling or abroad! ### 1/5 — Worst app ever used *2024-09-22, version DhanSmart 3.4* I have been experiencing significant issues with your bank portal since the beginning. As a current account holder, I find it frustrating that I am unable to transfer money. While the app works, sometimes the websites doesn’t respond to my requests. I understand the need for security questions, but I have been unable to submit my answers. Since yesterday, I’ve attempted to complete a transaction 8 times without success. It’s not having a good UI makes your app wonderful fulfilling the request should be the may agenda. You digital platforms doesn’t do the D of digital. Your bank is the worst I have dealt wit. Your bank was one of the bad choice I made in life. ### 1/5 — App living in 2004 *2024-07-27, version 3.3* We are living in 2024 but bank app still in 2004, worst app ever, ## Frequently asked questions about DhanSmart ### What can I do with DhanSmart? DhanSmart allows you to view account, deposit, loan, and credit card summaries, check mini/detailed statements, transfer funds, open/close term and recurring deposits, and request services like cheque books and card PINs. ### Is DhanSmart available on Android? Based on the provided data, DhanSmart is currently supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified. ### How secure is DhanSmart for banking transactions? While specific security features are not detailed, mobile banking apps typically employ encryption and multi-factor authentication to protect user data and transactions. Users should always ensure they are using a secure network. ### What is the update frequency for DhanSmart? The app was last updated on 2026-05-25, indicating recent development activity. Frequent updates are common for banking applications to ensure security and introduce new features. ### Does DhanSmart have ads? No, DhanSmart does not contain advertisements. The app is free to download and use without any ad interruptions. ### What are the supported transaction types in DhanSmart? DhanSmart supports fund transfers, including NEFT/RTGS transfers to other bank customers. It also facilitates opening and closing of Term Deposits and Recurring Deposits. ### What is the user sentiment for DhanSmart? DhanSmart has an average rating of 3.7 stars from 3 ratings. This suggests a mixed user reception, with some users finding it functional while others may have encountered issues. ### What is the age rating for DhanSmart? DhanSmart has an age rating of 17+. This is typical for financial applications that handle sensitive personal and financial information. ## Version history (last 5 releases) ### DhanSmart 4.5 — 2026-05-25 Security fixes and performance improvements ### DhanSmart 4.4 — 2026-04-10 Performance fixes and new features such as Re-KYC, MMID generation, loan enquiry, net banking registration using a credit card, credit card closure, etc. ### DhanSmart 4.3 — 2026-01-22 - IMPS Simplified - Regulatory Changes ### DhanSmart 4.2 — 2025-11-13 Performance and stability improvements. ### DhanSmart 4.1 — 2025-07-28 Performance Improvements Security Enhancements Regulatory Compliance on Payments ## Apps similar to DhanSmart | App | Rating | Price | Category | | --- | --- | --- | --- | | [KVB - DLite & Mobile Banking](https://appshunter.io/ios/app/kvb-dlite-and-mobile-banking/id1428536937) | 4.4 (261) | Free | Finance | | [UTI Mutual Fund Invest online](https://appshunter.io/ios/app/uti-mutual-fund-invest-online/id1077281815) | 2.5 (22) | Free | Finance | | [Canara CanDigital](https://appshunter.io/ios/app/canara-candigital/id6444330531) | 1.7 (3) | Free | Finance | | [FedMobile](https://appshunter.io/ios/app/fedmobile/id1027354100) | 4.5 (1,442) | Free | Finance | | [Bajaj Life Insurance](https://appshunter.io/ios/app/bajaj-life-insurance/id6749006543) | 1.0 (2) | Free | Finance | | [SBI Secure OTP](https://appshunter.io/ios/app/sbi-secure-otp/id1055960651) | 1.2 (181) | Free | Finance | ## More apps by Dhanlaxmi Bank Ltd. - [BHIM DLB UPI](https://appshunter.io/ios/app/bhim-dlb-upi/id1444981953) All apps by Dhanlaxmi Bank Ltd.: https://appshunter.io/developer/616680917 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*