# DhiraaguPay > Mobile payment and money management app with bill splitting and loyalty rewards. (iPhone/iPad app by Dhiraagu PLC.) - Source: https://appshunter.io/ios/app/dhiraagupay/id6670740246 (this page in markdown: same URL + `.md`) - Developer: [Dhiraagu PLC](https://appshunter.io/developer/1236438977) - Category: Finance - Price: Free - Rating: 4.20/5 from 5 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15 · 96 MB - Languages: American English - Released: 2025-01-28 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/dhiraagupay/id6670740246/reviews.md ## What is DhiraaguPay? Simplify your payments with Dhiraagu Pay! Instant Wallet Top-Ups: Top up your wallet easily via Favara IPS or agents. Send & Receive Money: Transfer money using mobile numbers or QR codes, even across networks. Bill Payments & Splitting: Pay utility bills and split expenses with friends effortlessly. Sub-Wallets: Create and manage sub-wallets for dependents with spending limits. Dynamic & Static QR Codes: Make fast, hassle-free payments to merchants. Loyalty Points: Earn and redeem points for discounts and cashback. Spending Insights: Track and analyze your transactions with in-app reports. Secure, convenient, and rewarding—all in one app ## Key features - Instant wallet top-ups - Send and receive money via mobile number or QR - Bill payments and expense splitting - Sub-wallet management for dependents - Dynamic and static QR code payments - Loyalty points for rewards - Spending insights and transaction reports ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/dhiraagupay/id6670740246/reviews.md ### 1/5 — Not functioning properly. *2026-08-21, version 1.3.5* This could be the most useless app ever launched by a Maldivian company. The last two tomes I paid using this app, I had to call the parent company and go through lot of trouble and days till things got sorted out. I paid two bills with this app and it doesn’t show up in the transaction history too. Got the receipt picture saved and sent it to dhiraagu via @x to get it sorted out. Took about two weeks, calls & messages to get it done. I hope others don’t have to go through this trouble. ### 5/5 — Most widely used mobile pay app *2026-01-10, version 1.1.0* Everything works ### 1/5 — Useless app *2025-10-02* This app is very buggy and doesn’t function as described. Features don’t work smoothly, and overall experience is frustrating compared to what the company advertises. It needs proper updates and fixes before it can be considered a reliable payment solution. ## Frequently asked questions about DhiraaguPay ### What is DhiraaguPay? DhiraaguPay is a mobile application designed to simplify your financial transactions. It allows for instant wallet top-ups, sending and receiving money, paying bills, and managing expenses. ### Is DhiraaguPay secure? The app is described as secure, offering features like QR code payments and transaction tracking to ensure safe financial management. Specific security protocols are not detailed in the description. ### Can I split bills with DhiraaguPay? Yes, DhiraaguPay allows you to split expenses with friends effortlessly, making it easier to manage shared costs. ### Does DhiraaguPay offer loyalty rewards? Yes, users can earn and redeem loyalty points within DhiraaguPay for discounts and cashback, adding a rewarding element to transactions. ### What devices support DhiraaguPay? DhiraaguPay is currently supported on iPhone and iPod devices, as indicated by the platform compatibility information. ### How often is DhiraaguPay updated? The latest version, 1.2.0, was released on February 16, 2026, suggesting regular updates to improve functionality and security. ### What is the age rating for DhiraaguPay? DhiraaguPay has an age rating of 4+, making it suitable for a wide range of users to manage their finances. ### Does DhiraaguPay have ads? No, DhiraaguPay does not contain advertisements, providing an uninterrupted user experience. ## Version history (last 5 releases) ### 1.3.5 — 2026-07-31 Bug fixes and performance improvements. ### 1.3.4 — 2026-06-23 Bug fixes and performance improvements ### 1.3.2 — 2026-06-22 Bug fixes and performance improvements ### 1.3.1 — 2026-06-11 Bug fixes and stability improvements. ### 1.3.0 — 2026-06-09 Limit two waller limit increase ## Apps similar to DhiraaguPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Swipe by BML](https://appshunter.io/ios/app/swipe-by-bml/id6746405008) | 5.0 (10) | Free | Finance | | [GXBank](https://appshunter.io/ios/app/gxbank/id6454673510) | 4.6 (10) | Free | Finance | | [S1lkPay](https://appshunter.io/ios/app/s1lkpay/id1579807258) | 3.5 (21) | Free | Finance | | [AEON Wallet Malaysia](https://appshunter.io/ios/app/aeon-wallet-malaysia/id1371474291) | 3.7 (3) | Free | Finance | | [Amana Takaful Insurance App](https://appshunter.io/ios/app/amana-takaful-insurance-app/id1620808625) | — | Free | Finance | | [MST - Trading & Investment](https://appshunter.io/ios/app/mst-trading-and-investment/id6741319059) | — | Free | Finance | ## More apps by Dhiraagu PLC - [DMRR](https://appshunter.io/ios/app/dmrr/id1166877114) - [dhiraagu pay](https://appshunter.io/ios/app/dhiraagu-pay/id1257628924) - [Dhiraagu](https://appshunter.io/ios/app/dhiraagu/id1266241371) - [Mamen](https://appshunter.io/ios/app/mamen/id1288175271) - [WFM-Teampilot](https://appshunter.io/ios/app/wfm-teampilot/id1497891287) - [Dhiraagu Evvun](https://appshunter.io/ios/app/dhiraagu-evvun/id1528289084) All apps by Dhiraagu PLC: https://appshunter.io/developer/1236438977 ## Related topics [dhiraagupay](https://appshunter.io/ios/topics/dhiraagupay) · [dhiraagu](https://appshunter.io/ios/topics/dhiraagu) · [dhiraagu plc](https://appshunter.io/ios/topics/dhiraagu-plc) · [kudos](https://appshunter.io/ios/topics/kudos) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*