# DigiKolo > Licensed savings platform with high interest rates and goal-oriented saving tools. (iPhone/iPad app by Digital Space Capital Limited.) - Source: https://appshunter.io/ios/app/digikolo/id1546389680 (this page in markdown: same URL + `.md`) - Developer: [Digital Space Capital Limited](https://appshunter.io/developer/1541323563) - Category: Finance, Business - Price: Free - Rating: 3.14/5 from 7 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 31 MB - Languages: English - Released: 2021-02-04 - Data updated: 2026-07-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/digikolo/id1546389680/reviews.md ## What is DigiKolo? DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period. ## Key features - High interest rates up to 21% PA - Automated and flexible savings options - Targeted savings plans for life goals - Savings challenges with friends - Secure and licensed platform - 24/7 customer support ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/digikolo/id1546389680/reviews.md ### 5/5 — D *2026-04-07, version 5.3* This app works really great am fully impressed I would proudly recommend this app ### 4/5 — Helped me with my rent *2026-04-07, version 5.3* I use digilock to save small bits of my money towards my rent, and digilock prevents me from being tempted to dip into the money. ### 4/5 — Fixed issues *2025-03-25, version 2.0.2* Okay app working great now And good customer service ### 5/5 — Good *2021-12-11* Good app ## Frequently asked questions about DigiKolo ### What is DigiKolo? DigiKolo is a licensed savings platform designed to help users build a consistent savings culture. It offers attractive interest rates, flexible saving options, and tools for planning towards specific financial goals. ### What interest rates does DigiKolo offer? DigiKolo offers very attractive interest rates, with DigiKolo and DigiTarget plans at 18.5% PA, and the DigiLock plan offering up to 21% PA. ### How can I start saving with DigiKolo? You can start saving with DigiKolo by setting up automated savings as low as 200 naira per day, week, or month. You can also use Target Plans to save towards specific goals. ### Does DigiKolo have savings challenges? Yes, DigiKolo allows you to engage in savings challenges with friends, adding a social and competitive element to your saving journey. ### What types of savings plans are available on DigiKolo? DigiKolo offers three main savings plans: DigiKolo for general savings, DigiTarget for saving towards a specific goal over a fixed period, and DigiLock for a fixed savings option. ### Is DigiKolo secure? DigiKolo is a licensed savings platform, emphasizing security and user fund protection. It is driven by Digital Space Capital Ltd., aiming to encourage a proper savings culture. ### What customer support does DigiKolo provide? DigiKolo offers dedicated 24/7 customer support through the app, phone, email, and social media channels like Facebook, Instagram, YouTube, and Twitter. ### What devices is DigiKolo available on? DigiKolo is available on iPhone, iPad, and iPod devices, as indicated by its platform compatibility. ## Version history (last 5 releases) ### 5.3 — 2025-07-09 Payment gateway Bug Fixings ### 5.2 — 2025-06-24 New improved User interface, bug fixes of transactions page and Integration of new payment gateway with option of direct-debit ### 5.1 — 2025-05-07 We’ve rolled out a fresh new look and some important upgrades to enhance your experience: Revamped User Interface: Enjoy a brand new layout with all key features accessible right from the home screen, now with a smooth slide-up menu for easy navigation. Redesigned Settings Page: We’ve added support for secret questions to help with PIN and password recovery, giving you an extra layer of security. Improved Dark Mode Support: All pages, including the newly updated settings, have been optimized to fully support dark mode for a more comfortable viewing experience in low-light environments. ### 2.0.2 — 2022-03-19 Fixed timer bug. ### 2.0.1 — 2021-12-14 User Experience Improvement. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*