# Digit Insurance — Motor, Health, Travel & Life > Digital insurance management for motor, health, travel, and life policies. (iPhone/iPad app by Go Digit General Insurance Ltd..) - Source: https://appshunter.io/ios/app/digit-insurance/id1453841964 (this page in markdown: same URL + `.md`) - Developer: [Go Digit General Insurance Ltd.](https://appshunter.io/developer/1425369729) - Category: Finance, Business - Price: Free - Rating: 4.00/5 from 96 App Store ratings · 27 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 143 MB - Languages: American English - Released: 2025-01-09 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/digit-insurance/id1453841964/reviews.md ## What is Digit Insurance? At Digit Insurance, we aim to make insurance simple. Now, you can manage check premium, buy/renew your policy, access policy documents, and make claims in an instant right here on our app. And the best part? No paperwork required! Why choose Digit Insurance? Value for Money - We try our best to give you the best possible and most affordable premiums because we know that there’s a lot at stake. Digital Everything - We’re tech savvy and we understand that time is precious. Both for you and us. That’s why, all our processes are tech enabled, quick and paperless. So, sit back and relax. Super-Fast Claims - Anytime and every time you’re in any sort of trouble, we’ll be there for you. With our 24x7 Support and quick, technology enabled claim processes, all your claims will be settled as soon as possible! Simplicity, Above All - No complex products. No jargons. No hidden clauses, terms and conditions. Our policy documents are so simple that even 15 years old can understand them. This is because we feel that people can benefit the most from insurance, only if they understand it! What makes Digit Insurance app so Awesome? Check Premiums Instantly Online - Enter details and get instant quotes. Customize the coverages as per your requirement and get premium instantly. Buy Insurance Quickly and Easily - Get all our insurance products online, in a jiffy. No long proposal forms or lengthy inspections and, you can get your policy in an instant. You can also access the policy document anytime within the App. An Entirely Paperless Experience - All our processes are digital, right from buying insurance to making claims. No need to go through tons of papers and documents! An Instant Renewal Process - Access and renew your existing insurance policies almost instant – they are just one click away. 24x7 Help and Customer Support - Get seamless support from our customer care services, available 24/7, even on National Holidays. Super-fast Claims - Easily access, edit, and raise an insurance claim on the app, and all your claims will be settled as soon as possible! Smartphone Enabled Self-inspection - For quick and easy claims, you can just take pictures of your damaged property with your phone and share it with us; and we’ll take it from there! Our Products Motor Car Insurance Two-Wheeler Insurance Commercial Vehicle Insurance Health Health Insurance OPD Health Insurance Super Top-Up Arogya Sanjeevani Policy Employee Health Insurance Other Products International Travel Insurance Flight Delay Cover Home Insurance Shop Insurance Digit in News Digit Insurance is raising $200M funding, valued at $3.5B - https://bit.ly/3Bl2HlN Digit Insurance onboards Virat Kohli as brand ambassador - https://bit.ly/3jrolPc Follow us for more Facebook: https://www.facebook.com/digitinsurance Instagram: https://www.instagram.com/digitinsurance/ Twitter: https://twitter.com/heydigit LinkedIn: https://www.linkedin.com/company/godigit/ Have any Questions? If you have any questions, or you need some help, or just write to us hello@godigit.com or give us a call on 1800-103-4448. IRDAI Registration No: 158 | Go Digit General Insurance Limited ## Key features - Instant premium checks - Easy policy purchase and renewal - Paperless documentation - 24/7 customer support - Fast claim processing - Smartphone self-inspection for claims ## Recent user reviews (10 of 27) All indexed reviews: https://appshunter.io/ios/app/digit-insurance/id1453841964/reviews.md ### 1/5 — Frauds who will stoop to any low levels to avoid approving ypur insurance claim *2026-07-29* Speaking from personal experience of being stuck with these frauds who will do their very best to annoy you with unnecessary tasks and requirement of not so necessary documents and paperworks to not approve claim even for minor cases. Zero stars for their customer service and care. Be very careful with these guys as these guys as they will hold on to every little thing that you say and try to make things harder for you. Apparently they think we pay insurance for fun since people have loads of money and are donating it to them. The only mistake i made was agreeing with vehicles showroom staff and renewing my insurance based on the showroom’s recommendation and now i’m still running behind a new thing every day to get my insurance claim approved for over a month. Especially their manager Toms or something, horrible people genuinely. **Developer response:** Hi,⁠ we understand how disappointing this experience must have been for you. Please share your policy or contact number via forms.gle/2SpSEwhR17ckNhZS8, so we can check and assist you further. Your experience matters to us. ### 5/5 — Hassle free, e2e lifetime support! *2026-07-03* I have experienced hassle free, seamless support throughout the current insurance life term of my vehicle from Digit team, with timely updates through multiple channels, with most staff well informed of processes and willingness to help, in resolving and navigating through any exigency you may be in. This comes from my personal experience where I had to raise claim for my 4 wheeler EV three times in last 6 months of buying the Digit vehicle insurance. Each time, I was supported with accurate and timely information, support from filling FIR, raising claim, choosing the right dealership and on time vehicle delivery, and all of this with no irrelevant questions or documents asked. Kudos to the team and service delivery 🙋🏻‍♂️ **Developer response:** Hi Rahul, it is delightful to hear such positive words and it’s always a pleasure to serve our users. ### 1/5 — Fraud stay away - No claim approved on a nil dip insurance *2026-06-20* Took nil dip cover from Go Digit thinking I was covered. My right ORVM got damaged, I submitted the car at a workshop, their surveyor came, did his thing — I thought okay process is moving. Then out of nowhere their guy calls and says “sir we need a spot photo or FIR.” SPOT PHOTO. Of damage that happened 3 days ago. Then I told I would get the FIR after filing it now. He says that would not be valid. You should have registered the FIR on the same day. At no point during purchase did anyone tell me this was even a thing. Not the sales guy, not the policy terms they explained, nobody. And now after the car is already at the workshop they’re telling me this. How exactly am I supposed to go back in time?? Claim rejected. And here’s the cherry on top — the claim amount I was asking for is actually LESS than what I paid as premium. Let that sink in. I paid more in premium than my own claim value and they still found a reason to say no. I had seen bad reviews about Digit before buying. But their sales executive was so persuasive I thought maybe those were one off cases. Nope. I am now one of those reviews. If you’re reading this before buying — please don’t. Learn from my mistake. And while all this is happening, another Digit rep is calling me every 2 days to sell me a 7 crore life insurance. Her exact words — “life insurance is different from motor sir, you can trust us this time.” **Developer response:** ⁠Hi Raghav, we understand how disappointing this experience must have been for you. Please share your policy or contact number via forms.gle/2SpSEwhR17ckNhZS8, so we can check and assist you further. Your experience matters to us. ### 1/5 — Very disappointing experience with go digit *2026-06-09* Very disappointing experience with Go Digit Insurance. My vehicle claim has been handled very poorly. Despite multiple damaged parts being reported and inspected, I was informed through the service center that only the rear bumper and back panel would be considered for repair. There has been no proper written communication explaining why other damaged parts are being ignored. I have contacted customer care 4–5 times, but no satisfactory resolution has been provided. The surveyor, Mr. Umesh, has not been answering my calls or messages, and even customer care representatives have been unable to reach him. The concerned manager, Mr. Rahul, has also not responded to my calls or messages. Instead of communicating directly with me, instructions are being passed to the local service center, leaving me completely unaware of the status of my own claim. The claim process has been unnecessarily delayed, causing significant inconvenience. I was ultimately left with the impression that the company was unwilling to approve the complete claim despite the reported damages. Due to the lack of transparency, poor communication, and delay in claim settlement, my experience has been extremely unsatisfactory. Based on my personal experience, I would not recommend this insurance company to others. I hope the management reviews this matter seriously and improves its customer service and claim handling process. **Developer response:** Hi Chauhan,⁠ we regret the inconvenience you've faced. Please share your policy or contact number via forms.gle/2SpSEwhR17ckNhZS8, so we can check and assist you further. Your experience matters to us. ### 1/5 — Digit is worst. *2026-03-11* I had submitted my two-wheeler for repairs through Digit Insurance after filing a claim. After completing the claim formalities, I dropped the vehicle at the authorized service center expecting the process to proceed smoothly. However, the experience turned out to be extremely disappointing. The Vehicle Repair Order (VRO) from Digit was issued only after 12 days, and that too after repeated follow-ups from my side. My assigned claim coordinator, Mr. Ganesh Pendhari, was largely unreachable during this period. Many of my calls went unanswered and were not returned, forcing me to constantly follow up just to move the claim process forward. Due to these delays, the overall repair process took 35 days, which is far beyond a reasonable timeline for a two-wheeler insurance claim. Even after the repairs were completed, the service center faced further issues while trying to finalize the claim settlement. When they attempted to contact Mr. Ganesh Pendhari regarding the bill sent to Digit, their calls also went unanswered. Eventually, his phone was found to be switched off, which further delayed the delivery of my vehicle. This entire experience caused unnecessary inconvenience and frustration, as I had to personally follow up at every stage of the process. Such lack of communication and support from the claim coordinator reflects poor service standards. Overall, this has been a highly unsatisfactory experience with Digit Insurance. Based on this experience, I would not consider choosing Digit as an insurance provider in the future. **Developer response:** Hi Pankaj, that’s not the kind of experience we want you to have. Please share your policy or contact number via forms.gle/2SpSEwhR17ckNhZS8, so we can check and assist you further. Your experience matters to us. ### 1/5 — Claim Rejected Despite Doctor Clarification – Poor Customer Support *2026-03-09* Extremely disappointing experience with Digit Insurance. My father was recently hospitalized due to severe stomach pain. After proper diagnosis, doctors confirmed a gallbladder infection. The hospital provided all necessary medical documents and even issued an official clarification letter to the insurance team. The treating doctor also explained the case directly to the insurance representative. Despite all the required documents and medical clarification, Digit Insurance rejected the claim without giving a proper justification. When we contacted customer support to understand the reason, the experience was even worse. The representative was very unprofessional and instead of explaining the issue, he said “Don’t unnecessarily raise your voice on the call.” We were only trying to understand the reason for the rejection during a very stressful time for our family. Even after raising multiple complaints, there was no proper response or support. When I informed them that I no longer wanted to continue with the policy, I received an email stating that I am not eligible for a refund because the insurance was claimed, even though the claim itself was rejected by them. This entire situation has been extremely frustrating while dealing with a family medical emergency. I strongly recommend people carefully review the claim process and customer service before choosing Digit Insurance, as my experience has been very disappointing and negligent. **Developer response:** ⁠Hi Debashisa, that’s not the kind of experience we want you to have. Please share your policy or contact number via forms.gle/2SpSEwhR17ckNhZS8, so we can check and assist you further. Your experience matters to us. ### 2/5 — Rejection of infotainment claim *2026-02-12* I submitted a claim for my car's infotainment system after a frontal accident impact. Due to the front collision, the infotainment system completely stopped working. The screen is slightly bent and internally damaged, but because there is no major visible crack on the display, my claim was rejected. They failed to properly assess the impact damage and simply dismissed it without a fair technical evaluation. What is most disappointing is the drastic change in their attitude. Their behavior and support were extremely polite and responsive until I purchased the policy. After that, everything changed. Now, they keep rejecting claims for foolish and senseless reasons, finding excuses instead of solutions. It feels like genuine concerns are ignored rather than investigated properly. I used to recommend GoDigit to friends and family, believing it was a reliable and customer-friendly insurer. Unfortunately, my recent experience has completely changed that perception. Instead of standing by their customer during a difficult situation, they chose denial over accountability. This has been one of the worst service experiences I have had so far. I strongly advise others to choose their insurance policy wisely. Otherwise, you may end up regretting your decision when you actu need support the most. **Developer response:** Hi Sameer, we truly understand how disappointing it can feel when a claim decision isn’t what you were hoping for, and we appreciate your patience while we carefully reviewed your case. After a detailed assessment, we found that there were no visible signs of external impact or accidental damage, which is a necessary condition for the claim to be admissible under the policy. Since the reported loss isn’t supported by evidence of an external cause, we’re unable to revise our decision. Mayur from our team has already shared a detailed letter via email explaining the findings for your reference. If you’d like to escalate further, you can reach out to the Council for Insurance Ombudsmen at http://www.cioins.co.in and if you need any further assistance, feel free to reply to the same email thread or drop us a “Hi” on WhatsApp at 7026061234. ### 1/5 — Utterly pathetic and totally avoidable *2025-10-23* The app does what it is supposed to do but the company is built on the premise that customers are unaware of the sector and therefore must be taken advantage of. I was made to pay the entire insurance premium on the assurance of a policy. The company arranged for an inspection of my vehicle during office hours, for which I had to take the day off. Even after this song and dance, they refused to give me a comprehensive cover and converted my policy into a third party cover only. After much follow up, I got random responses for their action and was refunded part of the payment made. Pathetic customer service and questionable business practices. Fundamentally unacceptable business ethics; not sure why such conduct is ever permitted in today’s day and age. Shame on you Mr Kohli. **Developer response:** Hi, we’re sorry to hear this and regret the impression created. We’re committed to resolving this and improving your experience. Please share your contact or policy details via forms.gle/2SpSEwhR17ckNhZS8, so we can assist you further. ### 1/5 — Pathetic company *2025-09-20* Please don’t take insurance from this company. They are too fraud company. They will just give you insurance and when you meet with an accident or there is a claim they find ways to reject it while giving the insurance nor they ask you anything nor they inspect the vehicle while giving the insurance, when you meet with an accident, and there is a claim they tell you that bike has this problem or that problem and sorry your claim was rejected. I met with a fatal accident and I am unable to share the photos here, but I am sharing this review everywhere, and wherever photos are possible, I’ll be sharing. Please check the kind of accident. I met with and they have rejected the claim. They have also not given me a detailed explanation or proof of why is the claim rejected. **Developer response:** Hi, we have noted your concern. Please share your contact details or policy number here, forms.gle/2SpSEwhR17ckNhZS8, so that we can check this from our end. ### 5/5 — below par service and responsibility *2025-09-15* i raised a claim after being a loyal customer for over 3 years and the first time i raised a claim was not even served properly. First they approved half the claim and later asked me to give more details of the damage to look after the remaining damages. Once i dropped the mail to the surveyor there were no response from him either through mail or calls, i called support number but even they were unable to connect either with the surveyor or their manager. So the reason for rejection is still unknown. I would suggest to stay away to avoid this unprofessionalism. **Developer response:** Hi, we have noted your concern. Please share your contact details or policy number here, forms.gle/2SpSEwhR17ckNhZS8, so that we can check this from our end. ## Frequently asked questions about Digit Insurance ### What types of insurance does Digit Insurance offer? Digit Insurance offers a comprehensive range of policies including Motor (Car, Two-Wheeler, Commercial Vehicle), Health (OPD, Super Top-Up, Arogya Sanjeevani, Employee Health), and Other Products like International Travel, Flight Delay, Home, and Shop Insurance. ### How does Digit Insurance ensure a paperless experience? All processes, from buying insurance to making claims, are entirely digital and tech-enabled. This eliminates the need for physical paperwork, making transactions quick and convenient. ### What is the claim process like with Digit Insurance? Claims are designed to be super-fast and simple. You can raise a claim directly through the app, and for certain claims, you can even use your smartphone to take pictures of damaged property for self-inspection. ### Is Digit Insurance available on multiple platforms? Yes, Digit Insurance is available for iOS devices, including iPhones and iPads, ensuring accessibility for a wide range of users. ### How often is Digit Insurance updated? The app was last updated on March 16, 2026, indicating regular maintenance and updates to ensure optimal performance and new features. ### What is the user rating for Digit Insurance? Digit Insurance has a strong user rating of 4.2 stars, based on 73 ratings, suggesting a generally positive user experience. ### Does Digit Insurance offer any trial periods? As a free application, Digit Insurance does not require a trial period for its core services. You can access and manage your insurance policies immediately upon downloading. ### How secure is my financial information with Digit Insurance? While specific security measures are not detailed in the provided data, insurance apps typically employ robust encryption and security protocols to protect user data and financial transactions. ## Version history (last 5 releases) ### 2.52 — 2026-08-24 Bug fixes ### 2.50 — 2026-08-17 Bug fixes ### 2.48 — 2026-07-28 Bug Fixes ### 2.47 — 2026-07-17 Bug fixes. ### 2.46 — 2026-07-14 Bug fixes. ## Apps similar to Digit Insurance | App | Rating | Price | Category | | --- | --- | --- | --- | | [1% Club](https://appshunter.io/ios/app/1-club/id1631535570) | 4.2 (25) | Free | Finance | | [SBI General Insurance](https://appshunter.io/ios/app/sbi-general-insurance/id1495616048) | 2.8 (4) | Free | Finance | | [NSEIndia](https://appshunter.io/ios/app/nseindia/id6736678487) | — | Free | Finance | | [MFCentral Mutual Fund App](https://appshunter.io/ios/app/mfcentral-mutual-fund-app/id1600859014) | 2.4 (9) | Free | Finance | | [Tata AIA Life Insurance](https://appshunter.io/ios/app/tata-aia-life-insurance/id1634923478) | 4.7 (1,157) | Free | Finance | | [Univest - Stocks & Investments](https://appshunter.io/ios/app/univest-stocks-and-investments/id6443753518) | 4.6 (27) | Free | Finance | ## More apps by Go Digit General Insurance Ltd. - [Digit Quick Scan](https://appshunter.io/ios/app/digit-quick-scan/id1613484113) All apps by Go Digit General Insurance Ltd.: https://appshunter.io/developer/1425369729 ## Related topics [go digit](https://appshunter.io/ios/topics/go-digit) · [digital insurance](https://appshunter.io/ios/topics/digital-insurance) · [acko insurance](https://appshunter.io/ios/topics/acko-insurance) · [motor insurance](https://appshunter.io/ios/topics/motor-insurance) · [john hancock insurance](https://appshunter.io/ios/topics/john-hancock-insurance) · [policybazaar](https://appshunter.io/ios/topics/policybazaar) · [swift digital insurance](https://appshunter.io/ios/topics/swift-digital-insurance) · [southern general insurance](https://appshunter.io/ios/topics/southern-general-insurance) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*