# Digital Rupee by UBI-Merchant

> Merchant app for accepting Digital Rupee payments via QR codes. (iPhone/iPad app by Union Bank of India.)

- Source: https://appshunter.io/ios/app/digital-rupee-by-ubi-merchant/id6755234358 (this page in markdown: same URL + `.md`)
- Developer: [Union Bank of India](https://appshunter.io/developer/1023114246)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 15.1 · 29 MB
- Languages: American English
- Released: 2026-08-10
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/digital-rupee-by-ubi-merchant/id6755234358/reviews.md

## What is Digital Rupee by UBI?

The Digital Rupee UBI-Merchant Application, developed by Union Bank of India, is a dedicated mobile platform for merchants onboarded on the Digital Rupee (CBDC) ecosystem. Designed to align with the Reserve Bank of India’s vision for digital currency, the app enables merchants to receive payments through QR codes in a seamless and secure manner. Customers can simply scan the merchant’s QR to transfer Digital Rupee directly into the merchant’s wallet, making transactions instant, efficient, and free from intermediaries.

A key highlight of the application is its wallet-to-wallet transaction model combined with a view-only facility. Merchants can easily monitor payments received and view settlement updates without needing to manage complex reconciliation processes. This transparency ensures confidence in every transaction while simplifying record-keeping for businesses of all sizes. Since transactions are backed by the sovereign authority of the RBI, merchants are assured of authenticity, security, and freedom from risks like counterfeit or bounced payments.

By offering QR-based payment acceptance, simplified settlement visibility, and a user-friendly design, Union Bank of India provides merchants with a practical tool to embrace India’s transition to Digital Rupee. The UBI-Merchant app bridges policy goals with real-world business needs, making CBDC adoption smooth, reliable, and future-ready.

## Key features

- Receive Digital Rupee payments
- QR code payment acceptance
- Wallet-to-wallet transactions
- View settlement updates
- Secure and instant payments
- RBI backed transactions


## Frequently asked questions about Digital Rupee by UBI

### What is Digital Rupee by UBI-Merchant?

Digital Rupee by UBI-Merchant is a mobile application developed by Union Bank of India that enables merchants to accept payments using India's Digital Rupee (CBDC) through QR codes. It facilitates secure and instant wallet-to-wallet transactions.

### How does Digital Rupee by UBI-Merchant ensure transaction security?

Transactions are backed by the sovereign authority of the Reserve Bank of India (RBI), assuring merchants of authenticity and security. This eliminates risks associated with counterfeit or bounced payments.

### Can I view my transaction history with Digital Rupee by UBI-Merchant?

Yes, the app provides a view-only facility for merchants to monitor payments received and view settlement updates. This simplifies record-keeping without complex reconciliation processes.

### What devices support Digital Rupee by UBI-Merchant?

Digital Rupee by UBI-Merchant is currently supported on iPhone and iPod devices. It is designed for mobile use on these platforms.

### What is the age rating for Digital Rupee by UBI-Merchant?

The app has an age rating of 17+, indicating it is suitable for users aged 17 and above. This is a standard rating for financial applications.

### How often is Digital Rupee by UBI-Merchant updated?

The latest version of Digital Rupee by UBI-Merchant is 1.0, and it was last updated on August 10, 2026. Future updates will likely be released to enhance features and security.

### Does Digital Rupee by UBI-Merchant have ads?

No, Digital Rupee by UBI-Merchant does not contain advertisements. The app is designed to provide a seamless and uninterrupted payment experience for merchants.

### Is Digital Rupee by UBI-Merchant free to use?

Yes, Digital Rupee by UBI-Merchant is a free application for merchants. There are no charges associated with downloading or using the app for accepting Digital Rupee payments.

## Version history (last 1 release)

### 1.0 — 2026-08-10

No release notes.

## More apps by Union Bank of India

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- [Union Prajna](https://appshunter.io/ios/app/union-prajna/id1541825599)
- [U-Token](https://appshunter.io/ios/app/u-token/id1546366799)
- [Digital Rupee by UBI](https://appshunter.io/ios/app/digital-rupee-by-ubi/id6446883723)
- [BOD Digital Meetings](https://appshunter.io/ios/app/bod-digital-meetings/id6450201967)

All apps by Union Bank of India: https://appshunter.io/developer/1023114246

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*