# Digital Token

> Generates tokens for secure two-factor authentication for banking apps. (iPhone/iPad app by The Bank of Nova Scotia.)

- Source: https://appshunter.io/ios/app/digital-token/id1263218288 (this page in markdown: same URL + `.md`)
- Developer: [The Bank of Nova Scotia](https://appshunter.io/developer/341151577)
- Category: Finance
- Price: Free
- Rating: 2.00/5 from 13 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 14 MB
- Languages: American English, French (France), European Spanish
- Released: 2017-09-25
- Data updated: 2026-09-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/digital-token/id1263218288/reviews.md

## What is Digital Token?

Important Notice – Read Before Installing:  

The Scotiabank Digital Token app makes signing into specific Scotiabank apps easier than before by simply using this app to get a token value for login.

By pressing the button above and installing the Digital Token app published by Scotiabank, (known as ‘the app’) you:
(i) acknowledge, understand, and agree that the app may contain the functions and features described below, and 
(ii) consent to the installation of this app, including the below functions and features, and to any future updates or upgrades to the app which may be automatically installed (depending on your device settings). 

The functions and purposes of the Digital Token app are to: 
-	Register a soft token for two-factor authentication, using the device camera to scan a QR Code
-	Use a soft token for two- factor authentication, which is unlocked using device-based login e.g., TouchID/FaceID 

We may use and disclose the information that you provide to us in accordance with your account agreement(s) and the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html).  

You can withdraw your consent to these features and future installations by deleting the app or by contacting hd.ccebs@scotiabank.com for assistance. After you delete the app, you will no longer be able to use it unless you reinstall it and provide your consent again. 

If you have any questions about the app, please email us at hd.ccebs@scotiabank.com  so we can help.

The Bank of Nova Scotia
44 King St. West
Toronto, ON M5H 1H1

## Key features

- Generate token values for login
- Two-factor authentication
- Scan QR codes for registration
- Device-based login (TouchID/FaceID)
- Soft token functionality

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/digital-token/id1263218288/reviews.md

### 1/5 — No help can’t transfer

*2026-03-14, version 2601.0.0*

I got a new phone and trying to load the new Digital Token. It’s impossible and there’s no help anywhere for it. I tried using my old phone, but it keeps telling me to update the newest software. I have done it 20 times now and it’s still asked me to update the app. So I tried another time and then I get back into the Digital Token app and ask me to do it again.

### 1/5 — Stupid app dumber bank

*2025-04-25, version 2502.0.0*

Why would you publish your own app to do auto tokens? Just use industry standard tokens so people don’t have to download your stupid app. Such a waste of time

Wonder how many millions it cost you internally to develop an app like this instead of using standard TOTP tokens

Someone should be fired who made this decision.

### 1/5 — Scotia Digital Services BAD

*2025-04-15*

With accounts in a few banks, the “digital world” of Scotiabank México (at least) plus the phone authentication process it’s complicated, slow, cumbersome and the worst I’ve used. .

### 1/5 — Number doesn’t match

*2025-04-07, version 2502.0.0*

The token on the app doesn’t work on the website.  Waste of time.  Error: “Please enter the token value displayed in the app” … I am. %#^*!!! Now let’s wait on hold for several hours.

### 1/5 — Why not use industry standards?

*2024-12-16, version 2408.0.0*

This really boggles the mind, developing an app for which there are already standards such as TOTP apps by Bitwarden, Google and Microsoft. The Scotia implementation does only work with this app. But it has no option to backup anything. There really is no reason for this app if Scotiabank just used proven solutions which don’t require yet another TOTP app.

### 1/5 — Owner

*2024-08-25, version 2402.0.0*

I agree with the other reviewers 
Total garbage app
It shouldn’t have made it thru beta stage

### 1/5 — Horrible

*2024-05-07, version 2402.0.0*

Comment ça marche. J’essaie d’ouvrir l’application de la Banque Scotia. Il faut que je télécharge cet application de jeton qui me demande de numériser un code à barre. Quel code à barre ? Je le trouve où ? Et comment utiliser une application pour numériser une autre application sur le même cellulaire. C’est la pire application que j’ai vu. Pas moyen d’entrer d’accéder à l’application de la banque et pas moyen de valider ma carte de crédit

### 1/5 — Horrible

*2024-01-25, version 2310.0.0*

This may be the worst app I’ve ever used. Has one job and doesn’t do it

### 1/5 — Horrible

*2023-09-18, version 5.0.1*

Pls don’t try this

### 1/5 — Jeton qui cesse de fonctionner

*2022-08-25, version 5.0.1*

Ça fait plusieurs fois que le jeton cesse de fonctionner. Le support technique est horrible, le temps d’attente est très long, plus de 20 minutes. Le service n’a pas cessé de diminuer avec cette banque. Je ferme des comptes et je transfert des placements à chaque fois.

## Frequently asked questions about Digital Token

### What does the Digital Token app do?

The Digital Token app simplifies signing into specific Scotiabank applications by generating a token value for login. It facilitates two-factor authentication, enhancing the security of your banking access.

### How does the app provide two-factor authentication?

The app registers a soft token for two-factor authentication. You can use your device's camera to scan a QR code for registration. Once registered, you can use the soft token for logins, unlocked via device-based methods like TouchID or FaceID.

### Is the Digital Token app free to use?

Yes, the Digital Token app is available for free. There are no in-app purchases or advertisements mentioned in its description.

### What are the common use cases for this app?

The primary use case is to provide a secure and streamlined login experience for specific Scotiabank applications. It's essential for users who require two-factor authentication to access their banking services.

### How can I withdraw my consent or uninstall the app?

You can withdraw your consent and stop using the app by deleting it from your device. If you require further assistance, you can contact hd.ccebs@scotiabank.com. Reinstallation will require providing consent again.

## Version history (last 5 releases)

### 2601.0.0 — 2026-02-20

• Bug fixes and performance improvements.

### 2511.0.0 — 2025-11-23

• Bug fixes and performance improvements.

### 2509.0.2 — 2025-10-29

• Bug fixes and performance improvements.

### 2509.0.1 — 2025-09-30

• Bug fixes and performance improvements.

### 2507.0.0 — 2025-07-08

• Bug fixes and performance improvements.

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## More apps by The Bank of Nova Scotia

- [Scotiabank](https://appshunter.io/ios/app/scotiabank/id341151570)
- [Scotiabank Caribbean](https://appshunter.io/ios/app/scotiabank-caribbean/id466029399)
- [ScotiaConnect Business Banking](https://appshunter.io/ios/app/scotiaconnect-business-banking/id1255229181)
- [Scotia Caribbean](https://appshunter.io/ios/app/scotia-caribbean/id1461469582)
- [Scotia Wealth Management®](https://appshunter.io/ios/app/scotia-wealth-management/id6450314694)

All apps by The Bank of Nova Scotia: https://appshunter.io/developer/341151577

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*
