# Diligence Financial FTS > All-in-one financial assistant for credit union members, offering budgeting, credit monitoring, and goal planning. (iPhone/iPad app by CUNA Mutual Holding Company.) - Source: https://appshunter.io/ios/app/diligence-financial-fts/id6446412254 (this page in markdown: same URL + `.md`) - Developer: [CUNA Mutual Holding Company](https://appshunter.io/developer/1677810909) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 12.0 · 193 MB - Released: 2023-04-05 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/diligence-financial-fts/id6446412254/reviews.md ## What is Diligence Financial FTS? Description: The Diligence Financial member app is an all-in-one financial digital assistant tool available to you free through an invitation from your credit union. The app provides personalized financial readiness, education, and community information tools (and more) for whatever matters most and for whatever financial stage in life you might be. Download the app and begin to experience and realize the full value of membership at your credit union. Organize in one place: Your app dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your credit union, and an information center with personal finance articles and videos, all in one place. Budgeting: Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. Free Credit Score, Report and Monitoring: Your credit score is prominently displayed in your dashboard - and it does not cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Do not worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more. Prepare: Work with your credit union to best prepare you for home ownership or other financial goals by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment, and sales price. Search Properties: Looking for your first home? Want to move up, or downsize? Use your locker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. Share: When you are ready to move forward with a financial transaction, you choose what accounts to share with your credit union. All data is always encrypted. Security: Security is our #1 job so you can feel confident that the financial accounts you have connected and documents you have uploaded are secure. See more here: https://www.finlocker.com/security/ Privacy: Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/ ## Key features - Personalized financial readiness - Account balance and transaction summary - Budgeting and spending analysis - Free credit score and report monitoring - Homeownership preparation tools - Real estate listing search - Secure data sharing with credit union ## Frequently asked questions about Diligence Financial FTS ### What is Diligence Financial FTS? Diligence Financial FTS is a free financial digital assistant tool provided through credit union invitations. It helps members organize financial information, budget, monitor credit, and prepare for goals like homeownership. ### Is Diligence Financial FTS free to use? Yes, Diligence Financial FTS is available for free to members who receive an invitation from their credit union. There are no costs associated with using its financial management and planning features. ### Does Diligence Financial FTS offer a free credit score? Yes, your credit score is prominently displayed on the dashboard and checking it does not impact your score as it's a soft credit pull. You can track changes and learn about the factors influencing your score. ### Can I use Diligence Financial FTS to search for homes? Yes, the app includes a feature to search local and nationwide real estate listings. You can find homes that match your affordability, see open houses, and save favorite properties. ### How secure is my financial data with Diligence Financial FTS? Security is a top priority, and all data shared with your credit union is encrypted. The app's security measures aim to ensure that connected financial accounts and uploaded documents are protected. ### What devices support Diligence Financial FTS? Diligence Financial FTS is supported on iPhone, iPad, and iPod devices. It is designed to provide a seamless experience across these Apple platforms. ### How often is Diligence Financial FTS updated? The app was last updated on October 24, 2023, with version 3.24. This indicates regular updates to improve functionality and security. ### What is the age rating for Diligence Financial FTS? Diligence Financial FTS has an age rating of 4+. This suggests it is suitable for a wide range of users, with content generally appropriate for younger audiences as well. ## Version history (last 5 releases) ### 3.24 — 2023-10-24 Our new Financial Insights will show you your financial trends across Net worth, Savings, and Debt-to-Income ratio (DTI). A new Step-by-Step guide will provide an easy map of your homeownership tools. Updated mortgage interest rate information helps you track daily market changes. Push notification will now alert you to the latest relevant and useful information. Bugs were propelled into the center of the Sun! ### 3.23 — 2023-10-13 New national mortgage interest rate reference based on your Credit Score. New Interest rate reference will also appears in Homeownership Snapshot for monthly payment comparison. New look for the Dashboard Offer widget. ### 3.22 — 2023-08-16 Already have a house? That’s a big element of your journey toward your next one. As is your Realtor. This sprint is about connections, people and property, and making it easier than ever to incorporate your current home and Realtor partner into your planning for your next one. Details of the new release: New real estate agent widget on the dashboard. Reincorporated the property value widget on to the dashboard for enhanced visibility. An easier navigation to enroll property on dashboard, view Net Worth and Spending in navigation menu. We're here to support you on your homeownership journey every step of the way, from your first home to your last. ### 3.21 — 2023-07-25 Re-factored the Homeownership Snapshot readiness results dashboard so the page will load the most important stuff first and the entire page appear faster. Separated each widget from the Dashboard loading so each element will load independently, ready for users to view while remaining ones load. Added a Loading/Error view on each widget so you are never left wondering. We're here to support you on your homeownership journey every step of the way, from your first home to your last. ### 3.20 — 2023-06-14 New Homeownership Snapshot enhancement! Now you can use your linked information with a click of a button. ## Apps similar to Diligence Financial FTS | App | Rating | Price | Category | | --- | --- | --- | --- | | [eCredable LiftLocker](https://appshunter.io/ios/app/ecredable-liftlocker/id1579967403) | 1.8 (9) | Free | Finance | | [OmegaFi Vault](https://appshunter.io/ios/app/omegafi-vault/id853280453) | 2.8 (13) | Free | Finance | | [KinLocker](https://appshunter.io/ios/app/kinlocker/id1627398239) | 4.0 (4) | Free | Finance | | [Griffin Gold](https://appshunter.io/ios/app/griffin-gold/id6460034387) | 5.0 (1) | Free | Finance | | [Manifest With Us](https://appshunter.io/ios/app/manifest-with-us/id6468667833) | — | Free | Finance | | [FinReady](https://appshunter.io/ios/app/finready/id1667883203) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*