# Dinero by TetsuoLab — Know what’s safe to spend

> Personal budget and money planner for informed spending and saving. (iPhone/iPad app by Hector Pardal Arias.)

- Source: https://appshunter.io/ios/app/dinero-by-tetsuolab/id6784042048 (this page in markdown: same URL + `.md`)
- Developer: [Hector Pardal Arias](https://appshunter.io/developer/1896777517)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: American English, Brazilian Portuguese, European Spanish
- Released: 2026-07-08
- Data updated: 2026-09-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/dinero-by-tetsuolab/id6784042048/reviews.md

## What is Dinero by TetsuoLab?

Know what you can spend today — without losing sight of tomorrow.

Dinero is a calm personal budget and money planner built around one simple idea: plan before you spend.

Add your income and expenses, see what’s available now, understand what’s coming next, set money aside for everyday needs, and save toward the things that matter.

YOUR MONEY, AT A GLANCE

• See your current balance and daily safe amount
• Organize recurring and one-time income and expenses
• Forecast your balance from the next month into the longer term
• See upcoming money in a clear calendar
• Use “Can I buy this?” before making a purchase
• Review what actually happened in Activity

NEW: PUT MONEY ASIDE WITH POTS

Some things aren’t really expenses yet — and they aren’t long-term goals either.

Pots give that money a place.

Create a Pot for clothes, gifts, holidays, car maintenance, home expenses, hobbies or anything else you want to prepare for.

• Move money into and out of Pots whenever you need
• Set aside a fixed amount automatically every week, month or other interval
• Add an optional target
• See how planned Pot contributions affect what you really have available
• Keep Pot transfers separate from actual spending

A €20 weekly Clothes Pot, for example, can quietly build until you need it — without pretending the money has already been spent.

ACTIVITY THAT WORKS FOR YOU

Dinero 2.2 makes Activity much more useful.

Tap a Money In or Money Out entry to review and edit it. Correct the amount, name, date or notes whenever reality differs from the original entry.

Something that happened regularly?

Turn an Activity entry into a planned income or expense and let Dinero prepare for it next time.

SAVE FOR BIGGER THINGS

Goals remain the place for the things you’re genuinely working toward.

• Create long-term savings goals
• Add money whenever you want
• Follow your progress clearly
• Keep everyday Pots separate from bigger ambitions

FOR ADULTS, FAMILIES AND KIDS

Dinero adapts to the way you use it.

Adult Mode keeps personal money planning clear and focused.

Family Mode adds tools for managing family money and helping children understand allowances, saving and spending.

Kids Mode provides a much simpler experience designed around what a child actually needs:
• Money they have now
• Allowance or money coming later
• Simple savings goals
• Encouraging stars and milestones
• A clean Today, My Money and Jar experience

PLAN WITHOUT THE NOISE

Dinero uses clear projections and simple visual cues to help you understand whether your finances feel comfortable, tight or need attention — without turning money management into a spreadsheet.

MADE FOR REAL LIFE

• Adult, Family and Kids experiences
• Pots for everyday set-aside money
• Long-term savings goals
• Editable Activity
• Recurring income and expenses
• Financial forecasts
• “Can I buy this?”
• Optional iCloud sync
• Home Screen widget with Dinero Plus
• English, Spanish, Portuguese (Brazil) and Portuguese (Portugal)

START SIMPLE

Dinero is free to get started. Dinero Plus unlocks unlimited planning and additional features for people who want to go further.

Dinero doesn’t tell you how to live. It gives you a clearer picture of what your money is doing so you can make your own decisions with more confidence.

Plan ahead. Spend with context. Save for what matters.

## Key features

- Daily safe spending amount
- Income and expense organization
- Financial forecasting
- Money Pots for set-aside funds
- Long-term savings goals
- Adult, Family, and Kids modes
- Editable transaction activity

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Dinero Plus | $4.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/dinero-by-tetsuolab/id6784042048/reviews.md

### 5/5 — Perfeitooo

*2026-08-14*

Nunca achei um tão completo assim, aquele gráfico dia após dia foi o mais legal que ja vi… Paguei o premium e recomendo, 1x de 29,90 super completo, se vc anotar tudo direitinho ali e seguir nunca mais te faltará dinheiro, recomendo a todos, espero que vocês cresçam muito criadores desse app, merece ❤️ gratidão demais!

**Developer response:** Que mensagem incrível de ler. Muito obrigado pelo carinho, pela confiança e por apoiar o Dinero Plus! 💙

Fico especialmente feliz que o gráfico dia a dia esteja ajudando, porque a ideia do Dinero sempre foi ir além de simplesmente registrar gastos e mostrar de forma clara o que vem pela frente.

Ainda tenho muitas ideias para continuar melhorando o app, e comentários como o seu dão ainda mais vontade de seguir trabalhando nele. Obrigado de verdade pela recomendação e pelo apoio!
— Héctor, Tetsuo Lab

### 5/5 — Muito bom

*2026-08-08*

Ele é muito bom mesmo, esse gráfico de calendário com previsão de saldo, foi a melhor coisa que vi em um app financeiro

**Developer response:** Muito obrigado, Breno! Fico muito feliz que a previsão de saldo no calendário tenha se destacado para você. A ideia é justamente tornar mais fácil visualizar o que vem pela frente e planejar melhor antes de gastar. Obrigado pela avaliação e por usar o Dinero! 💙

— Héctor, Tetsuo Lab

## Frequently asked questions about Dinero by TetsuoLab

### What is Dinero's primary function?

Dinero is a personal budget and money planner designed to help users understand their current financial situation, forecast future balances, and plan spending and saving effectively. It emphasizes planning before spending to ensure financial well-being.

### Does Dinero offer different experiences for users?

Yes, Dinero offers three distinct experiences: Adult Mode for clear personal money planning, Family Mode for managing household finances and teaching children, and Kids Mode with a simplified interface for children's basic money needs.

### How does Dinero help with saving?

Dinero supports saving through 'Pots' for everyday set-aside money and 'Goals' for long-term ambitions. Users can move money into Pots for specific needs like clothes or holidays, or contribute to larger savings goals.

### Can I edit past transactions in Dinero?

Yes, Dinero allows you to review and edit past transaction entries in the Activity section. You can correct amounts, names, dates, or notes to accurately reflect what actually happened.

### What languages does Dinero support?

Dinero is available in English, Spanish, Portuguese (Brazil), and Portuguese (Portugal). This broad language support makes it accessible to a global audience.

### Is Dinero available on multiple devices?

Dinero is designed for iOS devices, specifically iPhones and iPads. It also offers optional iCloud sync for seamless data management across your Apple devices.

### How often is Dinero updated?

The latest version of Dinero is 2.2, which was last updated on August 19, 2026. Updates are released to improve functionality and add new features based on user needs.

### Does Dinero have ads?

No, Dinero is ad-free. As a free application with optional in-app purchases for Dinero Plus features, it provides an uninterrupted user experience without advertisements.

## Version history (last 5 releases)

### 2.2 — 2026-08-19

Dinero 2.2 makes it easier to organize the money you have today and prepare for what comes next.

• Introducing Pots — set money aside for clothes, holidays, gifts, car costs and anything else without creating a long-term Goal
• Add optional recurring contributions to your Pots
• Pot contributions are reflected in forecasts and Available Now
• Move money into and out of Pots without treating transfers as spending
• Tap Activity entries to review and edit Money In or Money Out
• Correct amounts, names, dates and notes after an activity has been recorded
• Turn a manual Activity entry into a planned income or expense
• Open the original plan directly when an Activity item already belongs to one
• Goals remain separate for bigger, longer-term savings
• New Dinero app icon
• Additional refinements and reliability improvements throughout the app

Thank you for using Dinero and for the feedback that continues to shape it.

### 2.1 — 2026-08-12

Dinero 2.1 makes managing money simpler and more enjoyable — especially for younger users.

• Completely redesigned Kids Mode
• New child-friendly onboarding and guided first steps
• Add pocket money or a recurring allowance in seconds
• Save toward goals with encouraging stars and milestones
• A cleaner Kids interface focused only on what matters
• Better guidance when starting with no money
• New “Rate Dinero” option for grown-ups
• General improvements and refinements throughout the app

### 2.0 — 2026-08-10

Dinero 2.0 makes everyday money decisions clearer, quicker and calmer.

• A redesigned Today screen centred around what is safe to spend now.
• A stable safe-per-day amount beneath your Safe Today balance.
• The total amount saved across all Goals is now visible at a glance.
• A new Quick Add button for money in, money out and goal transfers.
• A clearer Longer-term Outlook with upcoming movements and potential pressure points.
• Optional iCloud sync across your Apple devices.
• Improved decimal entry, forecast reliability and overdue-payment handling.
• More icon choices for savings goals.
• Numerous interface, localisation and accessibility refinements.

Thank you to our users and beta testers whose suggestions helped shape this update.

### 1.1 — 2026-07-23

Dinero is now available in Portuguese.

• Added full Portuguese localization for Portugal.
• Added full Portuguese localization for Brazil.
• Localized the complete app experience, including the introduction, demo content and Home Screen widgets.

Thank you for using Dinero!

### 1.0 — 2026-07-08

No release notes.

## More apps by Hector Pardal Arias

- [Zero by TetsuoLab](https://appshunter.io/ios/app/zero-by-tetsuolab/id6771301904)
- [Technicam by TetsuoLab](https://appshunter.io/ios/app/technicam-by-tetsuolab/id6782422671)
- [DocVault by TetsuoLab](https://appshunter.io/ios/app/docvault-by-tetsuolab/id6785948076)
- [Smelter](https://appshunter.io/ios/app/smelter/id6796544103)

All apps by Hector Pardal Arias: https://appshunter.io/developer/1896777517

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*