# direct credit loan — Need Credit, Do Direct Credit > Digital platform to discover and apply for personal loans from Indian lenders. (iPhone/iPad app by YSS Direct Credit Private Limited.) - Source: https://appshunter.io/ios/app/direct-credit-loan/id6754832108 (this page in markdown: same URL + `.md`) - Developer: [YSS Direct Credit Private Limited](https://appshunter.io/developer/1850384812) - Category: Business - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 3 written reviews indexed - Age rating: 17+ - Requires: iOS 18.0 · 47 MB - Languages: American English - Released: 2026-06-10 - Data updated: 2026-08-20 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/direct-credit-loan/id6754832108/reviews.md ## What is direct credit loan? Direct Credit is a digital loan facilitation platform operated by YSS Direct Credit Pvt. Ltd., helping users discover and apply for Personal Loans from RBI-registered Banks and NBFCs across India. Users can check eligibility, compare loan offers, complete digital documentation, and track loan applications through a secure and paperless process. Direct Credit is not a lender and does not directly provide loans. All loans are offered and approved solely by RBI-registered Banks and NBFC partners based on their eligibility criteria and internal policies. Key Features: • Apply for Personal Loans digitally • Check loan eligibility within minutes • Compare loan offers from multiple lending partners • Secure document upload and digital verification • Real-time application tracking • Fast and transparent loan processing • Dedicated customer assistance Why Choose Direct Credit: • Access to multiple RBI-registered lending partners • Secure and paperless application experience • Transparent process with no hidden charges • Personalized loan matching • Industry-standard data security practices Loan Details: • Loan Amount Range: ₹1,00,000 – ₹2,00,00,000 • Repayment Tenure: 12 to 84 months • Maximum APR: 36% Representative Loan Example: • Loan Amount: ₹2,00,000 • Interest Rate: 18% per annum • Loan Tenure: 12 months • Approx. EMI: ₹18,335 • Total Repayment Amount: ₹2,20,020 • Processing Fees: 1.5% – 4% Actual loan terms, interest rates, fees, and approval timelines may vary depending on the lending partner and applicant eligibility. Data Privacy & Security: Direct Credit follows strict security and privacy practices to protect user information. User data is shared only with authorized lending partners and service providers for loan processing and verification purposes. The app does not access user contacts, call logs, or SMS data for lending decisions or marketing. Company Information: YSS Direct Credit Pvt. Ltd. Vision Business Park, 2nd Floor, Tower A, I.T Square, Knowledge Park - 3, Greater Noida, Gautam Buddha Nagar, Uttar Pradesh - 201306 Support Email: support@directcredit.in Support Number: +91 9010031003 Official Website: https://directcredit.in/ Privacy Policy: https://directcredit.in/privacy-policy/ Disclaimer: Direct Credit is a loan facilitation platform and not a lender. Loan approvals, disbursals, interest rates, charges, and repayment terms are determined entirely by the respective RBI-registered Banks and NBFC partners. ## Key features - Apply for personal loans digitally - Check loan eligibility instantly - Compare loan offers - Secure document upload - Real-time application tracking - Paperless application process ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/direct-credit-loan/id6754832108/reviews.md ### 5/5 — Personal loan app *2026-06-12* Direct Credit app is the best loan platform which solves any borrower’s credit needs and problems ### 5/5 — Perfect Loan App *2026-06-10* Good App for quick loans ### 5/5 — Easy to use *2026-06-10* The app felt very easy to use and loan integration was very smooth. ## Frequently asked questions about direct credit loan ### What is the minimum and maximum loan amount offered through Direct Credit? Direct Credit facilitates personal loans ranging from ₹1,00,000 to ₹2,00,00,000. The specific amount you can borrow will depend on your eligibility and the policies of the lending partner. ### What is the repayment tenure for loans obtained via Direct Credit? Loans facilitated through Direct Credit have a repayment tenure ranging from 12 to 84 months. This provides flexibility in managing your loan repayments. ### What is the maximum Annual Percentage Rate (APR) for loans on Direct Credit? The maximum APR for loans offered through Direct Credit is 36%. Actual interest rates and fees will vary based on the lending partner and your individual eligibility. ### Does Direct Credit charge any processing fees? Yes, processing fees for loans obtained through Direct Credit typically range from 1.5% to 4%. These fees are charged by the lending partner, not Direct Credit itself. ### How does Direct Credit ensure the security of user data? Direct Credit follows strict security and privacy practices, including industry-standard data security. User data is only shared with authorized lending partners for loan processing and verification. ### Does Direct Credit access user contacts, call logs, or SMS data? No, Direct Credit explicitly states that it does not access user contacts, call logs, or SMS data for lending decisions or marketing purposes. ### Is Direct Credit available on Android devices? Based on the provided data, Direct Credit is currently supported on iPhone devices. Information regarding Android availability is not specified. ### How often is Direct Credit updated? The application was last updated on June 10, 2026, with version 1.0.0. This indicates a recent release or update. ## Version history (last 1 release) ### 1.0.0 — 2026-06-10 No release notes. ## More apps by YSS Direct Credit Private Limited - [Direct Credit](https://appshunter.io/ios/app/direct-credit/id6765877653) All apps by YSS Direct Credit Private Limited: https://appshunter.io/developer/1850384812 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*