# DirectPay > QR code based account-to-account payment facilitator. (iPhone/iPad app by DirectPay (Private) Limited.) - Source: https://appshunter.io/ios/app/directpay/id1437707340 (this page in markdown: same URL + `.md`) - Developer: [DirectPay (Private) Limited](https://appshunter.io/developer/1437707339) - Category: Finance - Price: Free - Rating: 1.00/5 from 2 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 67 MB - Languages: American English - Released: 2018-10-06 - Data updated: 2026-08-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/directpay/id1437707340/reviews.md ## What is DirectPay? This solution facilitates account to account transactions between the merchant and the customer using a quick reference code masking the real account. If both the merchant and the customer are of the same bank to provide it will perform an account to account fund transfer. If they are in different banks, transactions will be facilitated through LankaPay. DirectPay brings users numerous benefits including ease of access and reduction in transaction time and cost. Whenever the user is required to make a payment to the merchant the user can complete their transaction by just scanning the merchant’s QR code by the processing in the mobile application. We satisfy the need of financial transactions being made without going outside Sri Lanka for authorization purposes and to facilitate payments without the use of any 3rd party equipment. Basically what happens in the app is that the Merchants have a QR code masking their information displayed at their shops. The users simply have to scan this QR code and enter the amount to be paid and proceed so that when the transaction is completed the merchant will receive a text message from the bank confirming the payments and the user will also receive a text message from the bank of the payment being completed through an account to account transfer between the merchant bank and the user’s bank only if both these parties are of the same bank. This application provides maximum security to its users. At the time of registration on the DirectPay app, the user is required to enter the account number of the primary account and the phone number that is pre-registered with the bank. When the mobile number is entered, the application would grasp the IMEI number so that the user will not be able to use a separate phone to use this application. If the mobile is lost, another SIM card cannot be used to access our application. If the user has to change the number, he should contact the bank and initially change the mobile number in the bank’s database. There are basically two security features, the first is the password for the application when logging into the app and the second is the mobile IMEI number. For application registration, device change or SIM change there is a separate process to verify and authorize. ## Key features - QR code scanning for payments - Account-to-account fund transfers - Interbank transactions via LankaPay - Merchant and customer transaction facilitation - Device IMEI and password security - Reduced transaction time and cost ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/directpay/id1437707340/reviews.md ### 1/5 — No use *2021-01-22* Are they going to remove this app. I have been waiting on a verification code for a week now 🤷🏽‍♀️ idk why my job recommend me here ### 1/5 — OTP VERIFICATION *2020-11-18* Same. Keep entering phone and no verification code. ### 1/5 — Does not work *2020-09-19* I try to set up account, will not send verification code. Tried numerous times. Do not waste your time. ### 3/5 — OTP verification *2020-08-28* I keep trying and trying but after i enter my phone number for verification, i dont receive one. I click resend and nothing. I’m sure its just a bug. ## Frequently asked questions about DirectPay ### How does DirectPay ensure transaction security? DirectPay employs multiple security layers, including a unique password for app login and device IMEI number binding. This prevents unauthorized access even if a SIM card is lost or transferred, ensuring only the registered device can be used. ### What types of transactions does DirectPay support? DirectPay facilitates account-to-account fund transfers. If the merchant and customer bank with the same institution, transfers are direct. For different banks, transactions are processed through LankaPay. ### How do I register for DirectPay? Registration requires your primary account number and phone number pre-registered with your bank. The app captures your device's IMEI number during registration for enhanced security. ### Can I use DirectPay on multiple devices? No, DirectPay is linked to your device's IMEI number for security. To use it on a new device, you must contact your bank to update your registered mobile number and go through a verification process. ### What happens if I lose my phone? If your phone is lost, another SIM card cannot be used to access your DirectPay account due to the IMEI binding. You must contact your bank to change your registered mobile number before you can access the application on a new device. ### Does DirectPay have any transaction fees? The description highlights a reduction in transaction time and cost, suggesting it aims to be cost-effective. Specific fee structures are not detailed, but the focus is on efficiency. ### How frequently is DirectPay updated? The latest version is 3.4.0, last updated on September 23, 2025. This indicates active development and regular updates to the application. ### What is the user sentiment for DirectPay? Based on the provided data, DirectPay has a rating of 1.0 stars from 2 ratings. This suggests a very low user satisfaction level based on the limited feedback available. ## Version history (last 5 releases) ### 3.4.1 — 2026-08-05 Bug fixes and performance improvements ### 3.4.0 — 2025-09-23 Bug fixes and performance improvements ### 3.2.0 — 2025-07-28 Bug fixes and performance improvements ### 3.2.9 — 2024-08-01 Bug fixes and performance improvements ### 3.2.8 — 2024-07-07 Security Improvements ## Apps similar to DirectPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance | | [Banco Río Token](https://appshunter.io/ios/app/banco-rio-token/id1526318960) | — | Free | Finance | | [Currency Now](https://appshunter.io/ios/app/currency-now/id1525402900) | — | Free | Finance | | [KRAKONS Wallet](https://appshunter.io/ios/app/krakons-wallet/id1524413440) | — | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*