# Discover Mobile — Banking and Finance

> Mobile banking and credit card management for Discover accounts. (iPhone/iPad app by Discover Financial Services.)

- Source: https://appshunter.io/ios/app/discover-mobile/id338010821 (this page in markdown: same URL + `.md`)
- Developer: [Discover Financial Services](https://appshunter.io/developer/338010824)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 5,196,207 App Store ratings · 3,933 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 190 MB
- Languages: American English
- Released: 2009-11-17
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/discover-mobile/id338010821/reviews.md

## What is Discover Mobile?

You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discover’s Mobile App. Check your account balance, view your account info, make and edit payments, add your card into Apple Pay, manage your rewards, and more - all from your mobile device.

FAST ACCOUNT ACCESS
• Log in quickly with a 4-digit Passcode
• Log in faster with Discover Touch ID, available for users with Discover passcode enabled on an eligible device – not supported on modified or jailbroken devices

MANAGE YOUR DISCOVER CREDIT CARD ACCOUNT
• Check your balance and available credit, and view or download monthly statements
• View and search transaction activity
• Make payments and edit or cancel pending payments
• Redeem rewards, in any amount, as a statement credit towards your monthly bill, including your minimum payment due
• Redeem rewards, in any amount, as an electronic deposit to your bank account
• Redeem rewards for gift cards starting at only $5. Plus, get an added bonus on every card
• Link your Discover card to your Amazon and PayPal accounts to make it easier to earn and pay with rewards for eligible purchases at checkout 
• View your FICO® Credit Score* for free and learn what it means to lenders
*See FICO® Credit Score terms at Discover.com/FICO
• Freeze or unfreeze your account to prevent new purchases, cash advances, and balance transfers
• Add your card into Apple Pay to use for purchases in-store on eligible devices with iOS 9
• Send and receive messages from Discover Customer Service
• View and edit your account profile 
• Activate a new card or report a current card as lost, stolen or misplaced
• Use the Travel Notification feature to help ensure uninterrupted use of your card while traveling
• Sign up to receive alerts about your account

MANAGE YOUR DISCOVER BANK DEPOSIT ACCOUNT AND PERSONAL LOAN ACCOUNT 
• View account balances, summary and transaction history
• Track account activity and schedule transactions
• Transfer money
• Pay bills 
• Deposit checks
• Find ATMs - Nationwide ATMs available to use your Discover debit card
• View statements
• View and send secure messages
• Make Personal Loan payments

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  Mobile Privacy Statement:
https://www.discover.com/privacy-statement   

Mobile Terms of Use: 
https://www.discover.com/credit-cards/help-center/discover-terms-of-use.html

## Key features

- Account balance and transaction viewing
- Payment management and scheduling
- Rewards redemption
- FICO Credit Score access
- Account freezing
- Mobile check deposit
- Secure messaging

## Chart rankings

- #89 in Top Free · Finance (US App Store)

## What do users think of Discover Mobile?

Overall sentiment: neutral

**Pros**

- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit
- 💳 Automatic credit line increases

**Cons**

- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money

**Commonly reported bugs**

- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information

**Most requested features**

- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support

## Recent user reviews (10 of 3,933)

All indexed reviews: https://appshunter.io/ios/app/discover-mobile/id338010821/reviews.md

### 5/5 — Best

*2026-08-25, version 2615.0*

We will miss you discover

### 5/5 — Easy to use

*2026-08-25, version 2615.0*

App is fully function and easy to use. I have been using Discover App since 2018 without any major issue

### 1/5 — Better Options

*2026-08-25, version 2615.0*

Discover is for folks that can’t get other cards. Amex, capital one, visa all better options. Discover will side with the merchant every time. Get a different card if you can.

### 5/5 — What can I say?

*2026-08-25, version 2615.0*

Love the cash back.

### 5/5 — Good one

*2026-08-25, version 2615.0*

Good one

### 5/5 — Members

*2026-08-25, version 2615.0*

Very good customer service

### 3/5 — Running total

*2026-08-25, version 2615.0*

Need to make running total easier to read

### 5/5 — Lo mejor

*2026-08-25, version 2615.0*

Expectacular

### 1/5 — Missing account online

*2026-08-24, version 2615.0*

Credit card no longer visible onlin

### 5/5 — Customer service

*2026-08-24, version 2615.0*

Very good customer service always there for you when you have a problem they resolve it quickly

## Frequently asked questions about Discover Mobile

### What can I do with the Discover mobile app?

The app allows you to manage your Discover credit card and bank accounts. You can check balances, view transactions, make and edit payments, redeem rewards, deposit checks, view your FICO score, and freeze your account for security.

### Is the Discover mobile app free to use?

Yes, the Discover mobile app is free to download and use. There are no charges for managing your accounts or accessing its features.

### What devices is the Discover mobile app compatible with?

The app is designed for mobile devices. It supports features like Discover Touch ID for faster logins on eligible devices, and adding your card to Apple Pay for in-store purchases on iOS 9 and later.

### How can I manage my rewards through the app?

You can redeem your rewards in various ways directly through the app. Options include statement credits, electronic deposits to your bank account, or for gift cards starting at $5, with potential added bonuses.

### What security features are available on the Discover mobile app?

The app offers several security features, including quick login with a 4-digit passcode or Touch ID. You can also freeze or unfreeze your account to prevent unauthorized transactions and send secure messages to Discover Customer Service.

## Version history (last 5 releases)

### 2616.0 — 2026-08-26

We’re back again with a fresh set of updates designed to make your app experience better than ever! 
Explore our updates for: 
- Improved app functionality 
- Minor bug fixes

### 2615.0 — 2026-08-12

We’re back again with a fresh set of updates designed to make your app experience better than ever! 
Explore our updates for: 
- Improved app functionality 
- Minor bug fixes

### 2613.0 — 2026-07-15

We’re back again with a fresh set of updates designed to make your app experience better than ever! 
Explore our updates for: 
- Improved app functionality 
- Minor bug fixes

### 2612.0 — 2026-07-06

We’re back again with a fresh set of updates designed to make your app experience better than ever! 
Explore our updates for: 
- Improved app functionality 
- Minor bug fixes

### 2610.0 — 2026-06-03

We’re back again with a fresh set of updates designed to make your app experience better than ever! 
Explore our updates for: 
- Improved app functionality 
- Minor bug fixes

## Apps similar to Discover Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Capital One Mobile](https://appshunter.io/ios/app/capital-one-mobile/id407558537) | 4.8 (10,976,170) | Free | Finance |
| [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance |
| [Amex](https://appshunter.io/ios/app/amex/id362348516) | 4.9 (4,371,439) | Free | Finance |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance |
| [Ally: Bank, Auto & Invest](https://appshunter.io/ios/app/ally-bank-auto-and-invest/id514374715) | 4.7 (112,030) | Free | Finance |
| [Citi Mobile®](https://appshunter.io/ios/app/citi-mobile/id301724680) | 4.9 (4,021,501) | Free | Finance |

## More apps by Discover Financial Services

- [Diners Club International](https://appshunter.io/ios/app/diners-club-international/id474028156)
- [Discover Global Network](https://appshunter.io/ios/app/discover-global-network/id1258030714)

All apps by Discover Financial Services: https://appshunter.io/developer/338010824

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
