# Dispute Beast: DIY Credit + AI — AI-Powered Credit Repair App > AI-driven DIY credit repair and finance management tool. (iPhone/iPad app by JDDB Holdings, LLC.) - Source: https://appshunter.io/ios/app/dispute-beast-diy-credit-plus-ai/id6759179731 (this page in markdown: same URL + `.md`) - Developer: [JDDB Holdings, LLC](https://appshunter.io/developer/1895430869) - Category: Finance, Utilities - Price: Free - Rating: 4.70/5 from 43 App Store ratings · 16 written reviews indexed - Age rating: 4+ - Requires: iOS 18.6 · 51 MB - Languages: American English, European Spanish - Released: 2026-04-09 - Data updated: 2026-08-29 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/dispute-beast-diy-credit-plus-ai/id6759179731/reviews.md ## What is Dispute Beast? With over 100,000 past users and 4,000+ five-star reviews on Google and Trustpilot, Dispute Beast is finally on iOS, putting the power to fix your credit right in your hands. Dispute Beast is a DIY AI credit repair & finance app that helps you identify negative items on your credit report, generate professional dispute letters, and mail them directly to the bureaus, all from your phone. No credit repair agency. No lawyer. You're in control, and Beast AI does the heavy lifting. Over 100,000 people have already used Dispute Beast to fight back against bad credit. 40% of them are working toward buying a home. HOW IT WORKS Connect your credit monitoring Link your credit monitoring FICO or Vantage account and pull your latest 3-bureau credit report in seconds. Run an Attack Beast AI scans your report, identifies the negative items hurting your score, and generates 15-20 personalized dispute letters ready to send. Mail your letters Send your dispute letters directly through Sprint Mail, our in-app mailing center. We print, stamp, and mail everything for you, saving you up to an hour of work per attack. Wait and repeat Dispute cycles run every 40 days. Track your progress, monitor your score, and run your next attack when it's time. WHAT'S INCLUDED Beast AI Credit Coach: Get personalized credit guidance in plain English. Ask anything: why your score dropped, what to focus on, how to reach 700+. Your data stays private and secure. 3-Bureau Credit Reports: Pull your full credit report and see exactly what's hurting your score across Equifax, TransUnion, and Experian. IQ Action Plan: Compare different Credit Reports over time, and analyze how your profile has changed, see what cards to focus on next. Attack Tracking: Know exactly when your next attack window opens and never miss a dispute cycle. Sprint Mail: Skip the post office. We handle printing and mailing so you don't have to. Learn Tab: Access guides, articles, and credit education to understand your credit and how to improve it. Document Storage: Upload and store your important credit documents right inside the app. Built-in Support Chat: Get help from the Dispute Beast team directly inside the app, anytime. BUILT FOR PEOPLE WHO WANT TO BUY A HOME Whether you're 6 months out or 2 years away from your dream home, your credit score is the biggest factor standing between you and a mortgage. Dispute Beast helps you remove the negative items dragging your score down, so you can walk into that lender conversation ready. IMPORTANT DISCLOSURE Dispute Beast is a do-it-yourself credit repair & financial tool. We provide the technology, AI-generated dispute letters, and educational resources to help you manage and dispute your own credit. We are not a credit repair agency and do not dispute on your behalf. Individual results will vary. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost. Conversations with the AI Beast Coach and other information should never be taken as legal advice. Ready to start your journey? Download Dispute Beast and start your first Attack today. ## Key features - AI-powered credit report analysis - Automated dispute letter generation - In-app mailing service - Personalized credit coaching - 3-bureau credit report access - Attack tracking and IQ action plans - Credit education resources ## Recent user reviews (10 of 16) All indexed reviews: https://appshunter.io/ios/app/dispute-beast-diy-credit-plus-ai/id6759179731/reviews.md ### 5/5 — Wow.. JUST WOW *2026-08-27* The simplicity blew me away. This is more than a repair app, this is a complete guide about everything credit! Love this app ### 5/5 — Excellent *2026-08-27* Not even a week has gone by and 11 accounts got deleted thanks Dispute Beast. I love you guys. ### 5/5 — Richard Bagwell *2026-08-21* Just a trying to fix my credit for my family we can’t buy a house or a bigger car untill I do what I need to do so here I am doing just that I just pray dispute beast helps me through ### 5/5 — Dispute Beast App Review *2026-08-12* What I love most is how simple it is. You do not need to know anything about credit repair. The AI does everything for you, it analyzes your report, generates the letters, and tells you exactly what to do next. The whole setup took me less than five minutes. ### 5/5 — Helped me alot !!!! *2026-08-08* I’m shocked how fast the ball started rolling with the technology of ai !!! At first I was nervous but this really is working out for me ! I want to tell all my black friends!!! ### 5/5 — Looks like it’s working 1 month in *2026-07-26* Looks like it’s working 1 month in ### 5/5 — AMAZING *2026-07-25* A1 ### 5/5 — Wasn’t expecting this *2026-07-25* They are sending my letters of attack for me… very helpful ### 5/5 — Time is money *2026-07-20* Absolutely a must! If time is money, you just got your time back. ### 4/5 — Fix my credit *2026-07-15* ASAP ## Frequently asked questions about Dispute Beast ### Does Dispute Beast have ads? Yes, Dispute Beast contains advertisements. As a free application, it relies on ads to support its services. ### How does Dispute Beast's AI credit coach work? The AI Credit Coach provides personalized credit guidance in plain English. You can ask it questions about your score, areas to focus on, and how to reach specific credit goals, with your data remaining private and secure. ### What credit bureaus does Dispute Beast work with? Dispute Beast pulls your latest 3-bureau credit report, which includes data from Equifax, TransUnion, and Experian. It helps you identify and dispute negative items across all three. ### How often can I run a dispute cycle with Dispute Beast? Dispute cycles with Dispute Beast run every 40 days. The app helps you track your progress and notifies you when your next attack window opens. ### What is Sprint Mail in Dispute Beast? Sprint Mail is an in-app mailing center that handles printing, stamping, and mailing your dispute letters directly to the credit bureaus. This feature saves you time by eliminating the need to visit a post office. ### Is Dispute Beast available on Android devices? Currently, Dispute Beast is only supported on iPhone devices. The app's platform compatibility is limited to iOS at this time. ### What is the age rating for Dispute Beast? Dispute Beast has an age rating of 17+. This is due to the nature of financial management and credit repair topics covered within the application. ### How does Dispute Beast compare to hiring a credit repair agency? Dispute Beast is a DIY tool that provides the technology and resources for you to manage your own credit repair. Unlike agencies, it does not dispute on your behalf, giving you direct control and potentially lower costs. ## Version history (last 5 releases) ### 1.0.15 — 2026-08-27 This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience. ### 1.0.14 — 2026-08-13 This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience. ### 1.0.13 — 2026-08-08 This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience. ### 1.0.12 — 2026-08-06 This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience. ### 1.0.11 — 2026-08-03 This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience. ## Related topics [dispute mobile app](https://appshunter.io/ios/topics/dispute-mobile-app) · [free credit repair](https://appshunter.io/ios/topics/free-credit-repair) · [bad credit repair](https://appshunter.io/ios/topics/bad-credit-repair) · [credit repair letters](https://appshunter.io/ios/topics/credit-repair-letters) · [credit repair junkies](https://appshunter.io/ios/topics/credit-repair-junkies) · [ozmob](https://appshunter.io/ios/topics/ozmob) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*