# Dividend Calculator: DRIP — Passive Income Growth Planner

> Passive Income Growth Planner (iPhone/iPad app by fung ka wa.)

- Source: https://appshunter.io/ios/app/dividend-calculator-drip/id6780795770 (this page in markdown: same URL + `.md`)
- Developer: [fung ka wa](https://appshunter.io/developer/6778859454)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 35 MB
- Languages: American English
- Released: 2026-06-22
- Data updated: 2026-08-09
- User reviews in markdown: https://appshunter.io/ios/app/dividend-calculator-drip/id6780795770/reviews.md

## What is Dividend Calculator?

Dividend Calculator & ETF SIP helps you project how your investments could grow over time — clearly, instantly, and entirely offline.

KEY FEATURES

- Dividend Reinvestment (DRIP) — Model how reinvested dividends compound over time
- ETF SIP / Monthly Contributions — Add regular monthly investments to your plan
- Compound Interest — See your investment grow year by year
- Inflation Adjustment — View results in today's money
- Visual Charts — Watch your growth take shape
- Save Scenarios — Keep and revisit your plans
- Compare — Put two scenarios side by side to see the difference
- Reminders — Optional local reminders to stay on track
- Works Offline — No account, no internet required

WHY YOU'LL LOVE IT

- Simple, clean interface — get results in seconds
- Perfect for dividend investors, ETF portfolios, and retirement planning
- Everything stays on your device — private by design

IMPORTANT

For estimation and educational purposes only. Not financial advice. Projections are hypothetical and are not guarantees of future returns. Investing involves risk, including possible loss of principal.

Dividend Calculator & ETF SIP is free to use, supported by ads.


## Version history (last 2 releases)

### 1.1.0 — 2026-08-05

What's New in This Version

BIGGER FIXES

- Quarterly and monthly dividends — Most US stocks pay quarterly, not annually. You can now choose your payout frequency (annual, semi-annual, quarterly, or monthly) and see how it changes compounding. Existing saved scenarios keep their original numbers.

- Corrected annualized return — The app now calculates a true IRR that accounts for when each contribution was made. Previous versions significantly understated returns on monthly investment plans.

- Reminders now work reliably — Fixed permission handling and time zone issues that could cause reminders to arrive at the wrong time or not at all.

- Inflation in Target mode — Target calculations now show what your goal is actually worth in today's money.

NEW

- Light mode — The app now follows your system appearance, or you can pick Light or Dark manually in Settings.

- Native iPad support — Full-screen layouts, wider charts, and a side-by-side Compare view that finally uses the space.

- Remove Ads — A one-time purchase. Not a subscription. No account needed, and Restore Purchases works on any device signed in to your Apple ID.

- Total return and annualized return are now shown alongside your final balance.

- Fractional shares and decimal amounts are handled correctly throughout.

IMPROVEMENTS

- Charts now start at your actual principal instead of zero, and no longer show a false dip in the early years.
- Dividend mode with reinvestment off now shows your principal and your accumulated dividends as separate lines.
- Small amounts display accurately — $0.50 is no longer rounded to $1.
- Clear error messages when inputs are too large to calculate, telling you which field to adjust.
- Saved scenarios refresh correctly when switching tabs.
- Better layout at the largest accessibility text sizes.

Still free. Still works offline. Still no account.

### 1.0 — 2026-06-22

No release notes.

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All apps by fung ka wa: https://appshunter.io/developer/6778859454

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*