# DollarGuard: Money Tracker — Private ledger, no bank login

> Private ledger, no bank login (iPhone/iPad app by James Heap.)

- Source: https://appshunter.io/ios/app/dollarguard-money-tracker/id6757517235 (this page in markdown: same URL + `.md`)
- Developer: [James Heap](https://appshunter.io/developer/1850100370)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 8 MB
- Released: 2026-10-24
- Data updated: 2026-10-28

## What is DollarGuard?

DollarGuard is a simple, private way to track your money. Record your spending and income, see where it goes, and keep years of records in one place, with a clean retro terminal look. There's no account to create and no bank login.

PRIVATE BY DESIGN
Your records are stored on your device, not on our servers. They leave it only if you turn on iCloud Backup or PATCH. No ads, no analytics, no tracking. Your ledger works without an internet connection; PATCH and purchases need one.

YEARS OF RECORDS IN ONE PLACE
Keep every account and every year in one app. Search covers everything you've ever entered, and reports cover any week, month, year or your full history.

MULTIPLE CURRENCIES
Each account keeps its own currency. Totals are shown separately for each currency, so amounts are never mixed.

FEATURES
• Checking, savings, credit card and cash accounts, plus any other account you name
• Transfers and credit card payments, including exchange rates
• Recurring bills and pay, plus post-dated entries
• Reports by category, date and payee
• Search by payee, category, amount or date
• Import from CSV, QIF and OFX; export to CSV
• Passcode, Face ID and a privacy screen
• Optional daily backup to your own iCloud Drive, off until you turn it on

PATCH, AN OPTIONAL ASSISTANT
Ask about your own records in plain English, like "How much did I spend on groceries last spring?", or ask PATCH to log a purchase for you. PATCH is off until you turn it on. When you use it, your question and the figures needed to answer it are sent to OpenAI through our server. Nothing is added to your records until you tap APPLY. PATCH can make mistakes and doesn't give financial advice.

PRICING
Free: up to 2 accounts with every core feature, plus 10 PATCH questions to try.
Pro: a one-time purchase that removes the account limit.
PATCH: a monthly or yearly subscription, first month free, up to 300 questions a month.

Privacy Policy: https://dollarguard.app/privacy.html
Terms of Use: https://dollarguard.app/terms.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| PATCH Monthly | $3.99 | per month |
| PATCH Yearly | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| DollarGuard Pro | $14.99 | one-time |


## Is DollarGuard safe?

Not enough ratings yet to assess DollarGuard.

## Is DollarGuard legit?

DollarGuard: Money Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for DollarGuard is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 2.0.1 — 2026-10-27

Calculator: the amount you see is the amount that saves, even without pressing =.
Search: finds only what you typed, across your whole history.
PATCH shows what it's working on, uses the name you set in Settings, and answers HELP for free.
Clearer error and privacy messages, plus better VoiceOver, Voice Control and Reduce Motion support.

### 2.0 — 2026-10-24

No release notes.

## More apps by James Heap

- [Feed Your Dragons](https://appshunter.io/ios/app/feed-your-dragons/id6754789268)
- [.manifest](https://appshunter.io/ios/app/manifest/id6755916661)

All apps by James Heap: https://appshunter.io/developer/1850100370

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*