# Dollarwise: Budget & Tracking — Rewrite your money story.

> Automated budgeting and spending tracker with AI insights for stress-free financial management. (iPhone/iPad app by Hammer Media LLC.)

- Source: https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932 (this page in markdown: same URL + `.md`)
- Developer: [Hammer Media LLC](https://appshunter.io/developer/1784269702)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 3.80/5 from 3,816 App Store ratings · 1,169 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 39 MB
- Languages: American English
- Released: 2025-01-15
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932/reviews.md

## What is Dollarwise?

Dollarwise is your path to stress-free budgeting.

See your spending at a glance, stay on budget with ease, and break free from overwhelming charts and scary alerts.

Dollarwise automatically syncs with your accounts, allowing you to stay on top of your spending, debt, and savings without the anxiety of manual tracking (unless you prefer to!).

But that's just the start.

Dollarwise goes further than simply showing you where your money went. When you open the app, you'll instantly see exactly how much money you are free to spend, while still staying perfectly on track with your bills, debt, and savings. (Let's be honest, that's the main reason you need a budgeting app in the first place.)

Our mindful AI learns your money habits, offering gentle, actionable insights to help you make better choices for you instead of forcing you into a one-size-fits-all box.

When it's time to review your spending, simply swipe transactions into basic buckets like Needs, Wants, and Debt/Savings. Need more flexibility? You can now create custom categories to tailor your budget exactly to your lifestyle.

Dollarwise makes it easy to see your money clearly and takes the anxiety out of budgeting.

Ready to find your financial zen? Try Dollarwise FREE, then unlock 3 months for just $9.99/month.

## Key features

- Automatic account syncing
- Real-time spending overview
- AI-enhanced financial suggestions
- Debt and savings tracking
- Categorized spending (Needs, Wants, Debt/Savings)
- Stress-free budgeting interface

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Membership | $14.99 | per month |
| Quarterly Membership | $39.99 | per 3 months |
| Yearly membership | $89.99 | per year |
| DollarWise Central | $149.99 | per 3 months |
| DollarWise Central Upgrade | $149.99 | per 3 months |
| DollarWise Central Yearly | $499.00 | per year |
| DollarWise Monthly Membership | $14.99 | per month |
| DollarWise Quarterly Membership | $39.99 | per 3 months |
| DollarWise Annual Membership | $89.99 | per year |


## Chart rankings

- #101 in Top Grossing · Finance (US App Store)

## What do users think of Dollarwise?

Overall sentiment: neutral

**Pros**

- 👍 Simple and easy to use
- 🚀 Intuitive interface
- 💡 Customizable budget categories
- 🚀 Straightforward budgeting experience
- 👍 Helpful for gaining financial control

**Cons**

- 🐛 Frequent log-out issues
- 🐛 Inconsistent transaction categorization
- 💰 Expensive subscription model
- 🐛 Connectivity problems with bank accounts
- 🐛 Lack of advanced features

**Commonly reported bugs**

- Accounts disappearing after app use
- Inability to add/remove linked accounts
- Transactions not syncing properly

**Most requested features**

- Ability to stay logged in
- Improved transaction categorization
- More visualization options (charts, graphs)
- Savings goal tracking
- Recurring bill management

## Recent user reviews (10 of 1,169)

All indexed reviews: https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932/reviews.md

### 2/5 — Doesn’t work very well

*2026-08-21, version 6.4.0*

I had the app for one day and came across issues such as it was double counting transactions, counted my husband’s paycheck as spending, flagged our mortgage payments as “high spending”. Couldn’t fix these errors. Wasn’t intuitive to use either in the UI design. Wouldn’t recommend.

### 1/5 — Don’t waste your time

*2026-08-20, version 6.4.0*

The app layout kinda sucks, it doesn’t break down spending well at all you have to manually do everything. On top of that you get zero access to the app unless you pay first. Ironic an app that’s suppose to help you budget and track your spending requires you to pay before getting to check the app out.

### 5/5 — Love it.

*2026-08-20, version 6.4.0*

I learned about this app through Financial audit, I love you it lets you itemized the purchases from “ needs and wants” I saved over $700
Last month just by learning about my small purchases that were adding up.

### 1/5 — Don’t waste your time

*2026-08-19, version 6.4.0*

Buggy AI built app that doesn’t let you cancel the subscription in the app. Says it sends you a login link to your email to cancel it but never does. Scummy and scammy.

### 5/5 — Awesome sauce

*2026-08-17, version 6.4.0*

Great app. Very easy to link bank info, and see where I can improve.

### 4/5 — Great potential

*2026-08-16, version 6.4.0*

I like it and enjoy it  definitely fairly easy to navigate but still seems a little slow at adjusting when you make changes and can be kind of annoying

### 1/5 — Linking accounts

*2026-08-16, version 6.4.0*

I tried linking 2 different accounts at the beginning and kept getting errors.  If that’s the way the app was starting, it is not worth my time investment to try to further use the app

### 2/5 — Could not connect Sofi bank account

*2026-08-14, version 6.4.0*

Could not connect my bank account so I had to delete it. App performance is terrible and lags on pretty much any button press. Caleb needs better SWEs.

### 1/5 — No Longer a Free Option

*2026-08-14, version 6.4.0*

Shame the free option was taken away. Now it’s just a free trial.

### 4/5 — A good start to finances

*2026-08-13, version 6.3.0*

I am a long time fan and downloaded the app roughly two weeks ago and connected my bank account and brokerage. I enjoy the simplicity of the app and sorting transactions by the three main categories (Want, Need, and Savings) as well as all of the subclasses you can assign for the transactions. 

That being said, I do wish the app use the aggregate information of the last 3 months to create a calendar that displays dates when automatically renewing purchases or subscriptions or pay day deposits are (similar to some other apps). I just think it would be a really good feature to implement in order to better track and project monthly budgets by knowing when all the bills come due by looking at a single calendar that’s already tied into the finances. 

Other than that, this app is a very good and simple way to track your spending and budgeting! 

- a less broke medical student

## Frequently asked questions about Dollarwise

### What does Dollarwise do?

Dollarwise is a budgeting and tracking app that helps you manage your finances stress-free. It automatically syncs with your accounts to show you how much you can spend while staying on track with bills, debt, and savings. The app provides AI-enhanced suggestions to help you make better financial choices.

### What are the key features of Dollarwise?

Key features include automatic account syncing, a clear overview of your available spending money, AI-powered insights into your spending habits, tracking for debt and savings, and easy categorization of expenses into Needs, Wants, and Debt/Savings. It aims to simplify budgeting and reduce financial anxiety.

### How much does Dollarwise cost?

The app offers a free trial for 3 days. After the trial, it costs $9.99 per month, with an initial offer of 3 months at this price. This indicates a subscription-based model after the initial free period.

### What kind of devices is Dollarwise compatible with?

While the description doesn't explicitly state device compatibility, budgeting and finance apps are typically available on both iOS and Android smartphones and tablets. Users can usually find the app on their respective app stores.

### Who is Dollarwise best suited for?

Dollarwise is ideal for individuals who want a straightforward and automated way to manage their personal finances. It's particularly helpful for those who find traditional budgeting methods overwhelming or time-consuming and are looking for actionable insights to improve their financial habits.

## Version history (last 5 releases)

### 6.4.0 — 2026-08-14

Your Needs, Wants, and Savings plan now saves to your account, so you can personalize your percentage targets month to month. Spending totals now respect hidden transactions, you can create custom categories while assigning a transaction, and manual balances support positive or negative amounts. The biggest work in 6.4 happened behind the scenes to support our upcoming Web release.

### 6.3.0 — 2026-07-09

Dollarwise 6.3.0 adds:

- New smarter Insights with dismiss, undo, and “hide like this” controls.
- Redesigned account management for clearer bank status, reconnects, disconnects, deletes, and manual accounts.
- Fixes for budget edits, hidden accounts, refund math, income categories, Discord linking, and large-text onboarding.

### 6.2.5 — 2026-06-26

Improvements for bank account linking

### 6.2.0 — 2026-06-01

What's New in 6.2.0

Take control of your categories.

- Custom categories — Create your own categories and delete the ones you don't need. Make DollarWise match the way you think about money.
- Hide what you don't use — Tidy up your list by hiding categories you never touch. Hidden spending rolls neatly into "Other," and you can bring a category back anytime.
- Smarter categorizing — When you recategorize a merchant, DollarWise remembers and can apply it to your other transactions from that merchant — so you set it once and move on.
- A faster, friendlier picker — Search your categories to find the right one in a tap.

Plus reliability improvements:

- A more dependable startup, with smoother recovery if something goes wrong.
- Polished visuals across Insights, budgets, and the review flow.

Thanks for using Dollarwise!

### 6.1.0 — 2026-04-02

Bug fixes and performance improvement

## Apps similar to Dollarwise

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## More apps by Hammer Media LLC

- [Master Your Money™](https://appshunter.io/ios/app/master-your-money/id6757167067)
- [Hammer Elite](https://appshunter.io/ios/app/hammer-elite/id6763444186)

All apps by Hammer Media LLC: https://appshunter.io/developer/1784269702

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*