# Dollarwise: Budget & Tracking — user reviews

> 1,184 indexed App Store user reviews of Dollarwise by Hammer Media LLC, rated 3.80/5 from 3,816 ratings.

- Source: https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932/reviews
- App overview in markdown: https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932.md
- Rating breakdown: 5★ 2,285 · 4★ 209 · 3★ 266 · 2★ 284 · 1★ 772

## What do users think of Dollarwise?

Overall sentiment: neutral

**Pros**

- 👍 Simple and easy to use
- 🚀 Intuitive interface
- 💡 Customizable budget categories
- 🚀 Straightforward budgeting experience
- 👍 Helpful for gaining financial control

**Cons**

- 🐛 Frequent log-out issues
- 🐛 Inconsistent transaction categorization
- 💰 Expensive subscription model
- 🐛 Connectivity problems with bank accounts
- 🐛 Lack of advanced features

**Commonly reported bugs**

- Accounts disappearing after app use
- Inability to add/remove linked accounts
- Transactions not syncing properly

**Most requested features**

- Ability to stay logged in
- Improved transaction categorization
- More visualization options (charts, graphs)
- Savings goal tracking
- Recurring bill management

## Newest reviews (17 of 1,184)

### 2/5 — I can’t reset my password

*2026-09-03, version 6.4.0*

I liked the app when I downloaded it a year ago and decided to pay full price and redownload it today. Problem is, when I hit reset password and type the code in, the “continue” button in green at the bottom doesn’t work. I’ve attempted this twice with 2 different codes but the continue button does not work. So, I have no access to the app. I’ll change this review to 5 stars if it’s fixed but that’s a pretty broken feature for an app that’s supposed to track sensitive financial information. Changing a password is basic… :(

### 4/5 — Caleb=🐐

*2026-09-02, version 6.4.0*

I got this app because of Financial Audit. I like knowing that Caleb has been in the trenches of debt, and knows how it is. I thought I was good at budgeting through my notes app, but once I typed everything out, and saw how much I was actually spending, I was surprised. 
My only complaint would be that you have to manually set your own budget. I’d rather it be automatic/ AI, and it budgets based off income, what’s important to you (I.e, paying more on credit card debt, etc.) rather than you having to set your own budget. It’d be nice if it could do its own layout, and then maybe the user adjusts as needed? 
Regardless, great app. Really shines a light on where my money goes, and how to budget down to the dollar to make it count.

### 3/5 — This is NOT free

*2026-08-29, version 6.4.0*

I was caught off guard to find that this is a paid subscription app, AFTER having connected my bank accounts. I had seen this advertised as free. It’s very shady to connect banks THEN ask what payment I would like to choose. 🫣

### 2/5 — Tried because of Caleb Hammer

*2026-08-28, version 6.4.0*

I listen to a ton of financial audit while driving for work, with his baked in adds, it finally got to me to give it a shot. Let me say, I am very disappointed. 
Issues I have: 
1. Extremely inflated income estimation that seems to come from nowhere, I made sure to go through and check all items labeled as income and yet it was calculating about 230% of my actual monthly income. 
2. When sorting activity you can't click into the purchase to see what account it was from, when you have multiple accounts and some used solely by your partner or others, you don't always know what a charge is for, but if I could click to see what account, it would help me figure it out faster
3. No insights based on estimated income, in the pie chart section, I could put whatever I want in each section, so I could budget $1,000 for everything without it telling me that I'm over my monthly income that I manually put in. Should subtract from the income and show you how much you have left to distribute, and offer AI insights of where to put more money.
4. Too many options for categories, when Caleb does his budget he pretty much has housing, debt payments, TP fund, groceries, utilities/bills, fuel, and fun/misc money the app is preloaded with SOO many tags, it's so cumbersome and then your having to create your own and delete out others. 
5. The app is not intuitive, I was searching Google trying to find instructions to use it and ended up finding someone's YouTube series just to get a basic understanding. Things you would think would be simple like on the home tab, it shows "income" and "fixed-spending" one would think you could click those to modify or view where it's coming from, but no such luck.
6. The insights are confusing and can be unhelpful, it's labeling my mortgage as an unusual purchase even though there's 2 years history and all are categorized yet still "unusual purchase" 
7. When you are in the insights tab, and inside of each category, it gives you a bar graph of previous months. Can you click to the previous months to see transactions? No. Can you click the down arrow next to "this month" to see other months? No. 

This app has a LOT of potential! I love the auto syncing to the accounts, being able to connect my bank and credit and other all in one spot is awesome! But due to my experience I have actually canceled my subscription and I am not even out of the 3 day free trial yet. I am not saying I wouldn't come back but would need to see updates and fixes in order to do so. Between my experience and thinking about spending $100 a year on this app, I will go back and spend an hour on my spreadsheet to re-organize and use that. 

Love Financial Audit, just disappointed that the app is clunky, cumbersome, and overall not an enjoyable experience. I hope improvements are made at which point I will be back!

### 4/5 — User issues

*2026-08-27, version 6.4.0*

When going through the activity page to assign each transaction to wants,needs, savings. You have to click the category you want it in like 5-7 times before it actually puts it in there. It does not do it every time, it’s every other time or more. I’ve tried closing app out and that doesn’t seem to fix the issue. It does it very frequently. Other than that perfect app.

### 2/5 — Ugh

*2026-08-26, version 6.4.0*

I’m really wanting to enjoy this app. I downloaded it and submitted and accepted all of my bank accounts and credit cards. Then when I’m in the app it says I have to reconnect my information for accounts. Okay sure… did that for the main home page. Go to insights page and activity page and I have to do it again???? Why do I have to relog my information to connect it over and over again????

### 2/5 — Solid App - Lack of security a concern

*2026-08-24, version 6.4.0*

It’s a solid budgeting app with a simple GUI. However, no MFA enforcement on the account itself and no Face ID for when the app opens is a huge concern. I know you can enable Face ID as a user but security should be prioritized as a financial data company.

### 2/5 — Doesn’t work very well

*2026-08-21, version 6.4.0*

I had the app for one day and came across issues such as it was double counting transactions, counted my husband’s paycheck as spending, flagged our mortgage payments as “high spending”. Couldn’t fix these errors. Wasn’t intuitive to use either in the UI design. Wouldn’t recommend.

### 4/5 — Great potential

*2026-08-16, version 6.4.0*

I like it and enjoy it  definitely fairly easy to navigate but still seems a little slow at adjusting when you make changes and can be kind of annoying

### 1/5 — Linking accounts

*2026-08-16, version 6.4.0*

I tried linking 2 different accounts at the beginning and kept getting errors.  If that’s the way the app was starting, it is not worth my time investment to try to further use the app

### 2/5 — Could not connect Sofi bank account

*2026-08-14, version 6.4.0*

Could not connect my bank account so I had to delete it. App performance is terrible and lags on pretty much any button press. Caleb needs better SWEs.

### 1/5 — No Longer a Free Option

*2026-08-14, version 6.4.0*

Shame the free option was taken away. Now it’s just a free trial.

### 4/5 — A good start to finances

*2026-08-13, version 6.3.0*

I am a long time fan and downloaded the app roughly two weeks ago and connected my bank account and brokerage. I enjoy the simplicity of the app and sorting transactions by the three main categories (Want, Need, and Savings) as well as all of the subclasses you can assign for the transactions. 

That being said, I do wish the app use the aggregate information of the last 3 months to create a calendar that displays dates when automatically renewing purchases or subscriptions or pay day deposits are (similar to some other apps). I just think it would be a really good feature to implement in order to better track and project monthly budgets by knowing when all the bills come due by looking at a single calendar that’s already tied into the finances. 

Other than that, this app is a very good and simple way to track your spending and budgeting! 

- a less broke medical student

### 4/5 — Good, but room for improvement

*2026-08-13, version 6.3.0*

Premium user. It’s nice to see all accounts connected in one place. That said, I do find myself still checking my bank account somewhat regularly, as dollarwise’s figures appear to be based on the actual live balance (‘completed transactions’), not your balance accounting for posted and pending  payments. This means a sometimes several hundred dollar difference between what my bank account shows as available to spend and what DollarWise suggests - meaning I could overspend if I’m not checking my actual checking account. Don’t use this app as-is for a daily check if you’re cutting it close on your checking account.

### 3/5 — Mid

*2026-08-11, version 6.3.0*

It’s mid feels like they are charging an unfair price for an uncompleted project

### 1/5 — Good luck canceling it

*2026-08-11, version 6.3.0*

I wanted to try something new. I initially loved the ease of using this app and tracking spending. I waited for a month to get “insights” that never came through. So I decided to cancel it and I couldn’t find anywhere to cancel it. I emailed their support twice and then got charged again which resulted in me having to call Capital One and start a dispute. I despise companies that don’t allow for an easy cancellation fee. I’m going back to the Every Dollar App by Dave Ramey!

### 2/5 — Hard to use

*2026-08-09, version 6.3.0*

I liked that I was able to connect venmo but there was a lot going on! I also like that I could place the purchases in the categorize I prefer but it seemed a little messy for me

## Most critical reviews (10 lowest-rated)

### 1/5 — Was Excited

*2026-09-03, version 6.4.0*

I was excited to use this as I watch Caleb a lot. Every time I try to connect my bank, nothing happens. Super frustrating!

### 1/5 — Connecting bank

*2026-08-28, version 6.4.0*

I wanted to try to use this app for budgeting for my future but it won’t let me connect to my bank and kinda disappointed with that and it wants me to pay for the app even though I can’t connect my bank to the app I don’t know what I’m doing wrong but not happy about it

### 1/5 — Can’t Connect my Bank Account

*2026-08-28, version 6.4.0*

I downloaded this app intending to use it to help me with my spending, and see where I can make adjustments to help get out of debt and start saving. Currently I can’t get the app to work.

### 1/5 — Waste of money

*2026-08-27, version 6.4.0*

I paid the anual version just to face constant syncing issues that support blamed on my banks (before they stopped replying). I just wonder how come the same banks don’t have the same issues with rocket money? 🤔 even the budgeting tool from Bank of America was more useful than Dollarwise! Total disappointment.

### 1/5 — Very upset

*2026-08-26, version 6.4.0*

First I’m upset because I’m would like to try and find a good budgeting app to help get out of debt and get my money under control. But you only get a 2-3 day trial? And then you got to pay. That doesn’t even give me enough time to build a budget. But then I learn Caleb is out here dragging Veterans and VA “disability”. 1 it’s compensation for serving this country we live in and getting used and abused by the US Government. It’s not the same as Civilian Disability. 2 there are different levels of VA compensation and one of them is about unemployability of the service member. Screw you Caleb, I don’t even want to try you dumb app and I hope you loose followers. You’re not even good at what you do! You just harass and abuse the people on your show….

### 1/5 — Does Not Work

*2026-08-26, version 6.4.0*

Connected to my bank account multiple times for it to not pull any information from it and constantly prompt me to connect it. WHILE STATING IT WAS CONNECTED. Did not show me anything useful or helpful. Did not properly import anything as it is advertised to. Very lame.

### 1/5 — None Functionally App

*2026-08-25, version 6.4.0*

Unfortunately after attempting to utilize this application, I was unfortunately met with significant lag, which hindered my ability to access the finical assistance or other advertised features. Regrettably, none of my financial information, including my spending, bills, or other relevant data, was displayed, rendering the application largely ineffective and a waste of time.

### 1/5 — Don’t waste your time, terrible app

*2026-08-25, version 6.4.0*

I downloaded the app March 2025, it wasn’t good so I deleted it. After watching financial audit 3 times a week and them talking about how it’s improved I downloaded it again and paid for the year membership. It’s still terrible, I’ve added my accounts 3 times and after each time I add them and go back to home page and the app won’t accept any of my accounts,
I’m prompted with “connect your first account”

### 1/5 — Don’t waste your time

*2026-08-20, version 6.4.0*

The app layout kinda sucks, it doesn’t break down spending well at all you have to manually do everything. On top of that you get zero access to the app unless you pay first. Ironic an app that’s suppose to help you budget and track your spending requires you to pay before getting to check the app out.

### 1/5 — Don’t waste your time

*2026-08-19, version 6.4.0*

Buggy AI built app that doesn’t let you cancel the subscription in the app. Says it sends you a login link to your email to cancel it but never does. Scummy and scammy.

## Most praised reviews (10 highest-rated)

### 5/5 — Love it.

*2026-08-20, version 6.4.0*

I learned about this app through Financial audit, I love you it lets you itemized the purchases from “ needs and wants” I saved over $700
Last month just by learning about my small purchases that were adding up.

### 5/5 — Awesome sauce

*2026-08-17, version 6.4.0*

Great app. Very easy to link bank info, and see where I can improve.

### 5/5 — Works with all my accounts really well

*2026-08-10, version 6.3.0*

Works great with all my accounts I have multiple brokerages with Robinhood and it tracks my trades really well which helps given rh has a pretty bad p&l system

### 5/5 — great app

*2026-08-03, version 6.3.0*

I used the built in finance tracker that my bank had and it didn’t work nearly as well. Dollarwise is so organized and took away all the clunkiness I was fed up with from using other services. Just streamlined and easy to use

### 5/5 — Finally

*2026-07-25, version 6.3.0*

It’s nice to see a budgeting app actually correctly tracks everything in an organized and easy to understand way.

### 5/5 — I was crashing out like a toddler

*2026-07-17, version 6.3.0*

This app is good and does as advertised. In a world of content creator slop, Caleb Hammer delivers on this product. (But still a little heavy handed on the ads)

### 5/5 — Budgeting at its FINEST!!!

*2026-07-13, version 6.3.0*

This app has helped me to understand my budget and spending habits! I’ve been able to start a savings account and change my habits within the first 2 months. I’ve tried Rocket money and it SUCKED compared to this one!!! Thank you Dollarwise!!!

### 5/5 — Eye opening!

*2026-07-12, version 6.3.0*

I watch the YouTube videos with my partner, I see people who are in far worse positions, succeeding at getting on the right track, this showed me I can get where I want to be with discipline and drive! Dollar wise made it 100 times easier to see my own habits and what I need to work on. Thank you to the dollar wise developers for making this journey possible!

### 5/5 — Love it!

*2026-07-09, version 6.2.5*

Between this and financial audit I feel like big changes are to come in my future!

### 5/5 — PLEASE PLEASE PLEASE

*2026-06-28, version 6.2.5*

Please get this app!! I thought I was great with budgeting and knew where my money was going. I was wrong! I didn’t realize how much “little things” I bought had such a huge impact on a monthly bases! Every Walmart, gas station and sweet treat cost me over 1,000 a month that could have been put into my savings account. This app helped my husband and I take accountability and realize how irresponsible we have been with our money. Please get this app! It is worth the money. Helped us open our eyes on our true spending habits. It gave us the exact tools we needed to plan a reasonable budget. Helped us plan for our future and pay off our debt even quicker!!!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*
